Medical Travel Insurance Question...I need suggestions and much help

[Mickey's Best-Friend]

My trip is booked and paid for (about a month ago)
I just got diagnosed with high cholesterol
the insurance I have purchased will not cover me now, as I am 61 days from my vacation

Question:
1. Because the Insurance company is not willing to cover me, will they reimburse our entire family vacation?
2. Does anyone know of an insurance company who will cover me with this new "condition"
3. Does anyone have any other suggestions, as I am going crazy thinking about what to do...I cannot travel to the US from canada with no insurance.

 

[Cheshire Figment]

1. Read your policy. Especially look for the definition of "pre-existing condition". As a general rule unless you were aware of the existence, through a diagnoses, prior to booking the trip (and insurance) of this condition it is not considered as pre-existing.

2. What effect would the diagnoses of high cholesterol have on your trip?

3. How are you aware they will not cover you now? Read the policy carefully.

 

[Strawberry's mom&dad]

The reimbursement will depend on the wording of your policy. I just did a search on DIS and got 4 trip insurance hits, that's a place to start. I understand that you want and need insurance but probably more then half the people you'll see at Disney have high cholesterol so you'll be in good company.

 

[Mickey's Best-Friend]

Let me know what you think of this:
ok to give you some background, I am leaving for my trip in 60 days and I have already purchased my medical travel insurance. Several days ago I got my blood work back and my cholesterol was up (6.6 in Canada standards). It was somewhat high last year too (5.5). My Dr. does not recommend medications b/c she feels I can get it down with exercise and eating more healthy. She does want to recheck in 6 months. OK, with that being said i have been talking back and forth with my medical insurance people and I wasnt to make sure I will be covered in case I have a stroke or heart attack (very unlikely I know). So now they tell me I will not be covered if anything should arise relating to the high cholesterol, but they did say that a heart attack and stroke is unforeseen and not caused solely by the cholesterol so I will be covered it anything should happen. This time a few days ago I was ready to call off my trip, but now I feel better about going. Tell me I am not crazy! Thanks