Medical Insurance for U.S. trip

[Sugar Jones]

What kind of medical insurance do you purchase and where? I've never had to think about it before because when I was working my benefit plan covered us when in the U.S. However I lost my benefits when I lost my job and dh's employment doesn't offer benefits so.............????

 

[Alderbrook]

We always get ours thru CAA which I believe is Manulife. My husband is covered thru Great West Life with work, but I've heard horror stories using work benefits. A lot of htem you have to pay up front & then submit your claim to them so we always just pay extra & get CAA before we go.

When we got our medical last year thru CAA it was $43 for DH, me & DS.

 

[Sugar Jones]

Thanks

 

[ccudmore]

Check out Presidents Choice Financial Insurance. You can buy it online and it's quite reasonable.

 

[M_T]

I get mine through the same place as my house insurance
120.00/year for medical/trip cancelations/etc... for the whole family.

 

[Alderbrook]

President's Choice is TravelGuard I believe. I think they're quite reasonable as well, but when I checked, CAA was still cheaper for us.

 

[KingstonGirl77]

We use coverme.com (Manulife). You can get an online quote. Cheapest we've found.

 

[Sue M]

What kind of medical insurance do you purchase and where? I've never had to think about it before because when I was working my benefit plan covered us when in the U.S. However I lost my benefits when I lost my job and dh's employment doesn't offer benefits so.............????

I go thru CAA and get medical & trip interruption/cancellation. I get a family, year coverage.

 

[casper_jj11]

We have travel insurance through TD Meloche Monnex. We pay monthly, totalling about $120 a year for all of us. Covers unlimited number of trips (medical, cancellation and trip interruption) with a max duration of 60days per trip.

 

[formill]

Canadian Tire sells it too http://www.travel-insurance-worldwide.ca/ I remember shopping around and the price differences were significant- we ended up getting a yearly plan as it worked out a lot cheaper if you even only cross the border a couple times a year.

 

[minnie56]

We have ours through our Homeowners policy. $82 for the entire year for our family of 4..unlimited trips up to 30 days each trip. Have used it once in the past 8 years with zero problems.

Here's the basics of it:

Comprehensive & affordable travel insurance made easy.



TRAVELWELL® is a convenient annual plan that covers you and your family for multiple trips of up to 30 days each for one low premium and can be easily added to your property policy. Even if you only travel once a year, you could still save a bundle.



Coverage under TRAVELWELL® includes:



•Up to $5 million in emergency medical insurance, including physician and hospital fees, emergency prescription drugs and emergency transport
•24-hour worldwide medical and travel assistance


Plus:



•Most medical services will be paid for up-front (where possible)
•Hassle free enrolment - no medical questionnaire required
•Grandchildren travelling with you are covered at no extra charge


Extending your coverage



In addition to basic coverage, the all-inclusive plan includes:



•Trip cancellation
•Trip interruption
•Baggage loss, damage or delay