We were watching Wifeswap on Monday and they had this one mother who obsessed about her finances. She cut her bills and spending so well that her and her husband have already paid off their $700,000 home. Everyone is only allowed to take showers for the length of two songs, but the songs she was playing were only about 2-3 minutes long collectively. I know that her credit rating is through the roof excellent but she only finances for big things like her house and car, so she doesn't bother with credit cards. Everything was so good, I wish I had the discipline she has. My only issue.... Her children get a weekly allowance that she teaches them how to save with, but when they take family vacations she makes her children pay for their portion of the trip. Her son is 4 and I think her daughter 9. At one point the kids gave up $100 that they saved from allowance so that they could take a ski trip. Obviously, it is the parents choice to take a vacation, so shouldn't they pay for the whole thing? Especially for their own children? Is this harsh or do other parents do the same thing?