I also don’t want to commit to staying at one resort every year (even though it would be a terrible use of points to use my BCV/VGC anywhere other than the home resort—but it may occasionally happen with orphaned points (just happened with 2 banked VGC points I can’t make use of at home due to a change in plans

but if it was restricted resale they would just be gone instead of being spent at BCV)). It’s even more complicated because not only can you not transfer them to another membership to stay elsewhere during remaining life UY, but you also can’t mix any of your other resale points at other resorts if you need more points to snag an available room category at your restricted resort. I guess you can buy OTUP if you are only a few points shy and haven’t already done so?
In any event, I don’t see restricted resale making sense for most people who don’t have tremendous predictability year after year.