Looks like everyone's Social was stolen, just lovely

[Threehearts]

I had an alert from my Chase credit card monitoring that my SS number may have been compromised by this data breech on July 29th. I think the story is accurate. No idea why major news sources haven’t picked it up.

I had the same message from 2 banks and Chase CC.

 

[Shadeaux]

Ah, maybe that’s it. Our dealership doesn’t accept personal checks, has to be a cashier’s check.

It must depend on the dealer. We wrote a personal check with no credit check. We've never bought from this dealer before.

 

[focusondisney]

It must depend on the dealer. We wrote a personal check with no credit check. We've never bought from this dealer before.

Oh yea, I’m sure it’s the individual dealers policy. There’s no one else involved.

 

[georgina]

DH just applied for a new credit card a few days ago, went online today to refreeze his credit accounts. No problem with Experian and Transunion, but Equifax website must be slammed because he can't get in to do it.

 

[shh]

My understanding is that among other things, lifelock places a fraud alert on your credit report.

You can do the same if you want on an annual basis. Used to be you had to do it every 90 days but I believe now it works for a year at a time.

When I had my identity used fraudulently I used the police report to get a seven year fraud alert. During that seven year period whenever I needed to use my credit, not only did I have to unfreeze my credit but I had to prove my identity through a phone call. It meant that things that normally would have been fully automated instead had me waiting on the manual follow up process. The fraud alert places a number on your report and instructions to use it to ensure the person asking for credit is really the person in the credit report.

It was an annoyance but not unmanageable. I remember only having to go through the process a handful of times during the 7 years the fraud alert as on my credit reports.

Not sure if Lifelock is worth it.

Thanks for responding! Yes, I've done 7 year fraud alerts as well as the freezes. I was actually wondering if LifeLock did any of the grueling, time-consuming legwork to FIX all the wrong or fraudulent info?

Example: dealing directly with all the agencies and banks, filing the reports to correct false info - all the miserable stuff that takes forever to fix. That WOULD be a valuable service, but I can't tell if they really do all that. They claim their team helps resolve issues, but I don't know what that really means.

 

[Traveling on cc points]

Just received 7 separate email from chase that my social has been compromised.
Just froze all 3 reports. What a mess.

 

[georgina]

Just received 7 separate email from chase that my social has been compromised.
Just froze all 3 reports. What a mess.

My DD got one of those from Capital One, said her SS is on the dark web. I got a letter today from a company called Change Health that says they process medical billing for insurers and providers, and my data may have been stolen from a breach last Feb. Offering 2 free years of credit monitoring. It's a fact of life now.