Can anyone help me out here - just called the insurance co. that comes with DVC cruise confirmation letter. They can't tell me what I will be reimbursed $$$ wise for 258 points if I cancel. They can only tell me that in the point range 251-350, the max. is $1500. Gee, I'm thinking it may only be around $1000. Could that be possible???? Anyone have any experience with this insurance co.? I even asked to talk with a supervisor - they can't tell me until I send in my premium.