DISNEY FANTASY
DIS Legend
- Joined
- May 7, 2010
- Messages
- 12,939
lucky you
We're paying for ours in chunks as we save up some money. I like the way you can pay for the cruise in bits and pieces that way.
Hopefully we'll have the cruise itself paid fairly soon and can start working on the money for tips then!
Another tip, I do not know if you do it, but I use a USA currency card to pay my cruise off, I have saved $$$$$ doing it! When the rate is good I swap funds from my bank account in sterling to my credit card in dollars therefore I choose the rate, then instruct my TA to debit it,
As it's in dollars there are no bank fees currency fee or exchange date fee and no delay in processing it, i.e. if Disney didn't debit for two days and the exchange rate moved I could loose money.
I used FairFX in the UK there are other cards available, and I know I have saved a lot.
I like to pay off ASAP as there is always an exchange rate risk, It's quite good at this time so thought go for it and it's out of the way now.