I will be joining through MyPoints. I got an email offer that will charge me only $10 for the first 2 months and then the balance of the fee is charged to my card after that. I get 500 MyPoints for joining too, which is more than a 1/3 of a $10 gas card's points. So, being that we need a AAA card to get the discount on our room at CSR and our other hotel rooms during our December trip, and that we enjoy the piece of mind it offers as well as some of the other discounts available through AAA, this seems to be the best deal that I can come up with. Maggie