It's Almost 2026, Would You Buy a 2042 Resort?

It depends entirely on the price. At current prevailing prices, the resulting savings from owning at a 2042 are just so limited vs just renting. My spreadsheet indicates that even with the cheaper points charts, most of those resorts result in more expensive per night cost than resorts like BLT, CCV, or SSR. If you want to stay at 2042s, the more financially sound play would be to buy one of those, and try to book at 7 months at the 2042s. If you want the purchase to "end" in 2042, then resell the contract then. It will still have ~15-20+ years left and thus plenty of value. You get the lower dues for the duration. Sure you won't be able to get the cheapest room types, busiest seasons of the year, etc. But you will probably still get to stay there regularly, and it's a decently large financial difference.
That's what we did to start. We bought a large SSR contract. Once we realized we wanted to go during one of the most popular times we decided to changes things up. Not that our stay at SSR was bad but it's not convenient to the parks when going to the Christmas parties.
 

Absolutely - but only at the great prices we see on the rofr thread.

The older point charts are simply better. Pick your week and compare the points needed for boardwalk resort view vs bay lake (most comparable in my view). To get the same sized room you need more bay lake points and pay more dues.

Yes you can rent points for $20/point, but you're not getting a confirmed resort view reservation at boardwalk for anywhere close to that.

Some posters used a lower discount rate for cash/future stays. I'd argue a higher rate. In between money market and Disney loan rates.

Beach club has storm along Bay. Old key west has some really nicely priced grand villas. Vero beach airport has more flight options and is likely going to be more popular.

I have been holding off my add-on itis but I would let remaining time or current pricing stop me from adding more 2042 points. That said... Another direct okw-e sale would be nice as well.
 











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