How come no one has mentioned the back pack you get when you buy direct. This is the biggest perk. That’s why everyone who buys direct does, not for AP’s, Epcot lounge or Moonlight Magic. I’m obviously joking. AP’s is the biggest reason. Most buy direct when they go to WDW and are shown the savings, but most don’t know about resale. Even if you didn’t live in Florida, the money saved on resale buys a lot of passes for years to come. We bought resale initially and a 25 point direct contract to get benefits. That was in 2017,
DVC caught on to that and in the future, I think you will see it go to 150. Just my opinion, I have no insider information. I am shocked that they raised it from 100 to 125. It seems they are going to go back to the old way of 150 or 160 point buy in contracts for new members and add on contracts on new resorts might go up to say 75 up from 50 ( CCV and RIV).