Is it worth it to buy in a lesser dues home property?

[Dean]

Very interesting topic and ideas/reasons being shared.

I bought a 200 point resale contract at OKW, 10 years ago. Primarily because of purchase price, low MFs and I like the resort, if Disney ever changed their booking policies and this was the only place I could stay.

The only thing I would do different is buy 2 100 point contracts instead of 1 200 pt, in order to deed them to my two adult children (100 pt each) at some future date.

There is a significant cost to buying that way because you've got a second closing and the price per point is a fair amount more, say $5-7 a point roughly for each one of those 200 points. To me it's hard to justify an extra $2000 in that situation simply to have options of resale or willing the membership.