We have three trips in the next six months, and all will be completely paid for WITHOUT credit cards!! WooooHooooo!!! September's trip is already paid and/or budgeted for. December trip is being paid for primarily by inlaws, but we have already paid our one night's stay (we're going down a day early)~and have budgeted our food money. In February, DH is attending one of the training seminars. Therefore, lodging and his ticket is paid for. The person who is paying for his training is also throwing in extra money for "incidentals"~that will cover my ticket, and food! (DS will be not quite three.) These will be our first ever credit card free WDW trips, and I AM PUMPED!!!