Unless one is using a bonus week, the studios don't make as much sense for most situaitons as you're giving up your deposit you paid dues on, and still have to pay the exchange fee and $95 resort services fee. Using the bonus week (AC) it becomes $199 plus tax and the $95 fee in total. I'd wait for the 1 BR for an exchange.
Very true. However, depending on the dates and circumstances, we have taken studios before. We gotta use them up.
My family gets 2 timeshare weeks a year. My parents bought it in 1987. We can only accumulate up to 2 years at a time. So, they have 4 weeks currently available at their timeshare.
At the end of every year, we get 2 additional weeks so we deposit 2 weeks in II so that 2 weeks don't automatically expire since the timeshare will only allow us to accumulate 4 weeks total.
In the past, we use to give extra II weeks away to friends because we couldn't use them all. Then when I was old enough, I was able to use it with my family - until we bought into DVC because I preferred to stay on-site. I was use to timeshare condos, so I could never bring myself to stay in a hotel, so DVC was perfect for me. When the kids were little, we use spend one week at DVC and then move off site to an II exchange. But now our travel time is limited so my parents are the only ones using the II weeks now.
Right now we have 3 weeks deposited in II with an additional AC. My parents use up approximately 2 weeks a year, which works out because that always leaves one week still on deposit that allows us to do searches.
We seem to have let previous ACs expire without using them.

The blackouts seem restrictive and we weren't able to find or travel when or where we wanted before they expired.
Also, we would have to pay additional out of pocket to use the AC. Yes, we have to pay maintenance on the timeshare weeks themselves, but when you have 3-7 weeks waiting to be used and the deposited weeks expire in the next 2-3 years, and you can't find anyplace you want to travel to at a time convenient to you, paying extra for that AC doesn't seem as good a deal.
So, if I can save some DVC points and exchange back into DVC, even into a studio, although it's not the best deal for the timeshare, it's not too bad, considering some years we struggle to find time to use the weeks up.
