We used points for DH and myself, cash for DD.
We had borrowed some of our 2003 OKW points for our Christmas/NYE trip this year, but we still had almost all that we needed to cover it. We borrowed 48 points from 2004. We're just happy that we have a February use year.
We haven't touched our VWL points, so that left plenty for the trip in June that we're thinking of taking.