No need to transfer you can use from both contracts as needed. But of course the home resort priority stays in place. So your 190 OKW points could only be used at CC at the 7 month point, not 11 months. But yes if you wanted 11 month priority you could for example use two years worth of CC (by borrowing) to book there (and zero OKW). And then the next year use zero CC and use two years worth of OKW - so alternating resorts. Or combine and use anywhere at 7 months. But yes some people envision combining points from various home resort contracts to use them all at 11 month. Nope