I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[hsmamato2]

That's a good sign. And do you see a tracker yet for your SUB? Might be too soon, but hopefully you'll see that on your account page eventually

I'm not sure what the tracker should look like...never used one (I know,I know)

 

[Herding_Cats]

Yes I agree and the insurance protections are pretty good and can be used for personal travel as opposed to the business card that has the same fee that only covers you for business related travel.

Just saw from your original post about referring P2 that certainly would be an option sub is 75K CUR points right now.

plus the 10k or whatever the bonus is for a referral right now. but I'm 99% sure I won't get DH on-board with that since that would be a 3rd card with an AF, and there's no big upcoming travel plans that aren't already covered.

 

[eticketplease]

plus the 10k or whatever the bonus is for a referral right now. but I'm 99% sure I won't get DH on-board with that since that would be a 3rd card with an AF, and there's no big upcoming travel plans that aren't already covered.

Yes but as long as you have one card that can transfer you could downgrade the other or cancel it.

How much time before your next AF posts? it might not be enough time to do it and get the referral points.

 

[wanderlust7]

Maybe here? https://frequentmiler.com/chase-adds-lifetime-langage-to-no-annual-fee-ink-cards/

There was 1 DP of someone getting a pop-up on the Ink. It's the only one I've seen though, so not sure what to make of it. Link

 

[Duckbug.Ducktales]

There was 1 DP of someone getting a pop-up on the Ink. It's the only one I've seen though, so not sure what to make of it. Link

I think we just wait and see

 

[Shannon G]

I'm not sure what the tracker should look like...never used one (I know,I know)

Here's a screenshot showing the bonus tracker on my new ink:

 

[Duckbug.Ducktales]

I'm not sure what the tracker should look like...never used one (I know,I know)

Oh, it's just a section on the account homepage. I see it on the Chase app after I click the specific account. You scroll down past transactions and it's usually there with a line showing progress toward MSR

 

[georgina]

are you qualifying for the bonus? I saw somewhere maybe doc that they are going to stop bonus for the free ink line if you have already received one.

I used the app link page with 90k bonus and it went thru...I also just rechecked- can't find any NLL on the app page info- plus I went thru my existing login.....

The CIP is not a FREE Ink, there is an AF, maybe that is a difference?

 

[Crazed4DisneyinSC]

well that sucks. i figured though. it's been a huge PITA to shuffle cards between accounts (we have multiple logins so we could refer eachother for some stuff) but I honestly think that we should keep the card because of the benefit with the travel partners.

We always keep a CSP active (either my husband or I), as it's a net $45 annual fee card, which is worth it to us to have the ability to transfer to Hyatt and other partners whenever needed. It includes a $50 hotel credit every year (which you can use on a refundable hotel, and then cancel the hotel after credit posts), so $95 - 50 = $45.

 

[eticketplease]

The CIP is not a FREE Ink, there is an AF, maybe that is a difference?

Yes I think that is it.

 

[wanderlust7]

We always keep a CSP active (either my husband or I), as it's a net $45 annual fee card, which is worth it to us to have the ability to transfer to Hyatt and other partners whenever needed. It includes a $50 hotel credit every year (which you can use on a refundable hotel, and then cancel the hotel after credit posts), so $95 - 50 = $45.

I use this strategy too, for the CSP and United Explorer hotel credits. But there are DPs that Chase is clawing back the CSR Edit credit. So at some point, this might not work anymore.

Chase is becoming more like Amex.

 

[Duckbug.Ducktales]

I use this strategy too, for the CSP and United Explorer hotel credits. But there are DPs that Chase is clawing back the CSR Edit credit. So at some point, this might not work anymore.

Chase is becoming more like Amex.

Speaking of credit claw backs, I'm surprised that my Lululemon return a month ago hasn't caused Amex to take the $75 credit back. I wonder if it's because it's new and I'll get hit with $75 charge sometime next year (that happened once with a Dell credit)

 

[VGCgroupie]

My best use of the Amex FHR credit so far was a 1 night stay at Portofino Bay at Universal. Room was about $500, which brought it to $300 after the credit. Staying at Portofino gets you the Express Pass at Universal Studios and IOA for everyone on the reservation for the length of your stay. With a one-night stay we had the express pass for both check-in and check-out day, which for 2 of us was worth about $600. The terms said we got a $100 hotel credit and free breakfast, but I think the breakfast worked as a set $ credit behind the scenes as well, because I know we spent more than $100 on dinner, yet the cost of dinner and breakfast were both zero'd out. At check-out, the only amount on the bill was the parking charge.

Wow. I may be rethinking the whole second half of my April stay. Although I told DH he could stay at the resort and work the last half of the trip if we extended it after our cruise. But he could be enticed by Universal… so do you get express pass for the entire party staying in the room?

 

[Duckbug.Ducktales]

I called to close my Barclays Red Aviator card since the AF was due and I don't want it to turn over to Citi and restart my clock for Citi AAdvantage cards/contribute to 5/24. I asked them to transfer the CL to my Hawaiian card, so now that one has a ridiculous CL of ~$50K lol

 

[Duckbug.Ducktales]

Wow. I may be rethinking the whole second half of my April stay. Although I told DH he could stay at the resort and work the last half of the trip if we extended it after our cruise. But he could be enticed by Universal… so do you get express pass for the entire party staying in the room?

Yes, but the room rate will be higher if you have more than 2 people. We've done this with our parents even though they weren't really staying with us, but it was still worth it for them to get the EP (would have cost more for them to buy it separately).

 

[VGCgroupie]

Yes, but the room rate will be higher if you have more than 2 people. We've done this with our parents even though they weren't really staying with us, but it was still worth it for them to get the EP (would have cost more for them to buy it separately).

Okay could still be worth it going to crunch the numbers and see what happens. DVC makes me go to the parks more and now my credit card credits are making me go places. The money I spend to “save” money

 

[Herding_Cats]

do we know what "dining dollars" purchases code as for chase?

 

[wanderlust7]

Logged in to look at car rentals through my CSP card this morning and got a lovely notice that the 1.25x bonus has been taken away

Any points you had on your CSP before October 25 would still have the 1.25 redemption.

 

[lsutigers03]

Looking for a new card for P2. Spend is around $2k/month. Her recent cards are below. I'm really open to anything. Preferably business but she's at 3/24 and will be 2/24 next month so a personal is fine.

09/25 - BoA Atmos Business
09/25 - CIC
08/25 - Amex Personal Platinum
07/25 - CIU
05/25 - CIC
02/25 - Citi AAdvantage Business
02/25 - Barclays Hawaiian
12/24 - US Bank Business Triple Cash
11/24 - Amex Business Gold
08/24 - CIP
06/24 - Southwest Performance Business

 

[LilSweetPeaPhoto]

Back from seeing my 5 BFs in Vegas. I stayed at Resorts World night 1 on the Hilton Team member rate. I confirmed 2 adults at check in, but when it came to awarding the F&B credit they only gave me $15. So I'm fighting them. Night 2 I stayed at Vdara. We're still MGM Gold somehow from the MGR, and they upgraded me to a fountain/sphere room and a big suite

I got my Ink just before I left so I was trying to use it in Vegas. It was weird because it got denied some places, but not others. Then today it was denied again at home. I just logged on to check to see if I had a tracker, they only gave me a $3k line. And since I paid for my daughter's tuition, it's maxed, LOL. Oh well. I guess I'm 1/2 way to the SUB. And I have until 2/6. So I think I'll be good to hit it.

I'm debating my Cap 1 card. I'm approaching the year mark on it. So far I've used the $300 credit to book rental cars. And the Hertz President's Circle has been worth it. With the change in the lounges only going to the main card holder, it seems pointless. Plus they apparently don't allow non-revs in the Cap 1 lounges. I had my first chance to try in Vegas. I know DFW wasn't letting non-revs. but I thought maybe it was just that location. Nope, the fine print says you MUST have a seat assigned. Which is crazy because there are a lot of paid ticket options that assign seats at the gate. Considering I NEVER have a seat assigned, and the PP lounges (who will let in non-revs), it seems stupid to keep the card for president's circle. Especially since the 2 times I've used it, it's been basically the same car I rented, just nicer trim package. I have no idea what to do w/ my Cap 1 points. Is there a card I should PC to? It looks like the Venture X Business will still allow guests at PP lounges. Other than the fact I won't get the SUB, does anyone have the Venture X Business?

Also it's not like there are a ton of places w/ travel we're hitting the lounge. DTW we fly out of the Delta side, which means no lounges. The places we go often (Vegas, and Cancun) have crappy lounges. The one in Munich was okay enough....we avoid layovers, lol. And most of the time, we don't get to the airport early in hopes of hanging out in the lounge, LOL. I'm trying to figure out if there is a card w/ lounge access that makes sense. I never got to try the CSR lounges w/ non-rev tickets. But I don't think I can stomach the AF. I've debated doing Amex Plat, but always decide not to. What are people doing these days? Are we all just ditching the "premium" AF cards?