I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[TheOneWithTheTriplets]

Are boosts random?

I believe the boosts are specific hotels or chains that have some promotional agreement with Chase. No idea how often these boosts come and go, though, or if they'll always be there for that specific hotel.

What happens if I cancel….i think I read correctly I’ll get my points back?

That screenshot does show free cancellation by a certain deadline.

That said, there are both nonrefundable and refundable bookings through the portal. Always look at the details of the specific booking you're on before you confirm.

 

[Uncle Coaster]

Any suggestions for the best current 0% APR introductory deal? Any pitfalls to watch out for before making a (relatively) big purchase using one?

I currently hold two cards. Main card paid off each month (have had it 15-20 years now). Secondary card is backup only used 1-2 times per year and is two years old. Haven’t applied for a card since.

No debt other than what is on the primary card at any point in time but I’ve got a bit less cash than I’d like at the moment.


Thanks.

 

[eticketplease]

Any suggestions for the best current 0% APR introductory deal? Any pitfalls to watch out for before making a (relatively) big purchase using one?

I currently hold two cards. Main card paid off each month (have had it 15-20 years now). Secondary card is backup only used 1-2 times per year and is two years old. Haven’t applied for a card since.

No debt other than what is on the primary card at any point in time but I’ve got a bit less cash than I’d like at the moment.


Thanks.

Are you looking for just 0% deals? Or 0% deals that you would earn something on your spend?

There are a few cards that will give you a longer time at 0% but won't earn anything back.

WF has one for 21 months with no rewards but you could get a Chase Freedom Flex (CFF) or Chase Freedom Unlimited (CFU) that gives 15 months and would give you a $200 bonus for spending $500 in the first 3 months. CFF earns 1x everywhere except it has rotating categories that you have to activate and then it earns 5x on up to $1,500 in those categories for the quarter.
The CFU earns 1.5x on all purchases.

Both cards also earn 3x back on drugstores and dining and 5x on travel purchased through the chase travel portal.

The WF Reflect, CFF and CFU are all $0 Annual Fee cards

 

[becauseimnew]

If there is a schedule change to an AirFrance award ticket, do you get to cancel for free?

 

[StephPlum]

If there is a schedule change to an AirFrance award ticket, do you get to cancel for free?

I was able to cancel for free when they made a schedule change earlier this year. I had to call in to do this. First I cancelled on line but my points weren't returned. I had to call to get the points back. More difficult than some but not bad.

 

[DogCat]

I was shocked to get such a high CL ($20K) on our latest Ink card. Normally we get like 4K, 5K, or 6K. I think I can put that to use at 0% APR.

 

[WinterSolider]

Anyone else at their wit's end with the Atmos integration? I have an Alaska card and a Hawaiian card and I'm getting the benefits of neither.

 

[Judique]

We drove up to the Finger Lakes today. Took my CIC along just in case. Stopped for lunch at a Panera near Harrisburg, there was a Staples in the same strip mall. Had plenty of them, but the store has a policy of only selling $1000 of gift cards at a time, so I got 5. Later we were looking for gas, and DH noticed there was a Sheetz and Staples near each other in Williamsport PA so I got another 1000.

Went to my local Staples today and found just one kind of Visa gift card - the $20-$500 Visa E-gift with no card inside. I've not noticed this card on the carousel before. I'm only usually looking for one thing, the fee free $200's.

The store was too busy for me to ask any questions so I just left. I know you can buy egift online, but has anyone noticed them instore before?

I then stopped at another Staples where there were no Visa cards of any type.

 

[becauseimnew]

I was able to cancel for free when they made a schedule change earlier this year. I had to call in to do this. First I cancelled on line but my points weren't returned. I had to call to get the points back. More difficult than some but not bad.

Awesome. Thank you.

 

[babyready]

Anyone else at their wit's end with the Atmos integration? I have an Alaska card and a Hawaiian card and I'm getting the benefits of neither.

ME!!! It has been a nightmare. I have tickets I really need to book and my Alaska miles are currently MIA and my husband's Hawaiian points just aren't usable because their site won't update partner flights or something? I am so frustrated.

 

[hsmamato2]

when booking JetBlue, the lowest tier on points, (blue basic) is it really no change or cancel even using points?