I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[TheOneWithTheTriplets]

Are boosts random?

I believe the boosts are specific hotels or chains that have some promotional agreement with Chase. No idea how often these boosts come and go, though, or if they'll always be there for that specific hotel.

What happens if I cancel….i think I read correctly I’ll get my points back?

That screenshot does show free cancellation by a certain deadline.

That said, there are both nonrefundable and refundable bookings through the portal. Always look at the details of the specific booking you're on before you confirm.

 

[Uncle Coaster]

Any suggestions for the best current 0% APR introductory deal? Any pitfalls to watch out for before making a (relatively) big purchase using one?

I currently hold two cards. Main card paid off each month (have had it 15-20 years now). Secondary card is backup only used 1-2 times per year and is two years old. Haven’t applied for a card since.

No debt other than what is on the primary card at any point in time but I’ve got a bit less cash than I’d like at the moment.


Thanks.

 

[eticketplease]

Any suggestions for the best current 0% APR introductory deal? Any pitfalls to watch out for before making a (relatively) big purchase using one?

I currently hold two cards. Main card paid off each month (have had it 15-20 years now). Secondary card is backup only used 1-2 times per year and is two years old. Haven’t applied for a card since.

No debt other than what is on the primary card at any point in time but I’ve got a bit less cash than I’d like at the moment.


Thanks.

Are you looking for just 0% deals? Or 0% deals that you would earn something on your spend?

There are a few cards that will give you a longer time at 0% but won't earn anything back.

WF has one for 21 months with no rewards but you could get a Chase Freedom Flex (CFF) or Chase Freedom Unlimited (CFU) that gives 15 months and would give you a $200 bonus for spending $500 in the first 3 months. CFF earns 1x everywhere except it has rotating categories that you have to activate and then it earns 5x on up to $1,500 in those categories for the quarter.
The CFU earns 1.5x on all purchases.

Both cards also earn 3x back on drugstores and dining and 5x on travel purchased through the chase travel portal.

The WF Reflect, CFF and CFU are all $0 Annual Fee cards