I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[elgerber]

I am trying to decide if I want to do this. We just got one for p2, and are a bit under halfway through the spend.
I have a CSP I have had for 5 years, I would have to call to change. What reason do you give them?
I have 4 Chase personal, including that one, and 3 open biz. Credit limits are around 30%. What do you think are my odds with those stats?
Lastly is it worth going 4/24 with this one until September? I would then drop to 3/24 until the following September.

I just realized I should only have 2 open biz. I SM's last Friday to close one of my biz and 2 of p2's. I just noticed they did not close mine. They replied to my SM and said, sorry to see you go. If you wish to close this account, please send a SM asking to close the account. LOL, that was exactly what I did, and that was their reply. That has never happened before LOL. P2's were closed just fine.

 

[reliev]

The Amex offer specifically said it excludes eGC. I know lots of offers say “no gift cards” and it tracks anyway, but Amex seems to mean it with this one

whoopsie should have waited 3 days oh well more for me

 

[palhockeymomof2]

last stupid question. There are two Freedoms, does it matter which one?

No stupidity questions…I ask for the one that you can’t apply for anymore freedom with ultimate rewards…it has the 5x quarterly catagories

 

[palhockeymomof2]

I just realized I should only have 2 open biz. I SM's last Friday to close one of my biz and 2 of p2's. I just noticed they did not close mine. They replied to my SM and said, sorry to see you go. If you wish to close this account, please send a SM asking to close the account. LOL, that was exactly what I did, and that was their reply. That has never happened before LOL. P2's were closed just fine.

That’s so weird..lol….if it helps I have been approved for a 5th chase business card with 4 open…but I use mine a lot every month and always have charges on them when applying

 

[elgerber]

That’s so weird..lol….if it helps I have been approved for a 5th chase business card with 4 open…but I use mine a lot every month and always have charges on them when applying

They did close it now. Better late than never

 

[eticketplease]

Thank you all, I didn't want FOMO. Just did the PC and will apply for the CSP with p2 support and cross my fingers next week!

Curious what did you PC to?

 

[elgerber]

Curious what did you PC to?

I just did the Unlimited because I don't really plan to use it, so I didn't care.

US Bank card people, I am having issues redeeming my rewards to my bank account. I have tried for two days, on the app, on the website, through my personal login, through my business login...every time I get an unexpected error message. Anyone have any ideas? I am assuming I have to call.

 

[wanderlust7]

I just did the Unlimited because I don't really plan to use it, so I didn't care.

US Bank card people, I am having issues redeeming my rewards to my bank account. I have tried for two days, on the app, on the website, through my personal login, through my business login...every time I get an unexpected error message. Anyone have any ideas? I am assuming I have to call.

Is it a personal or biz credit card transferring to a personal or biz bank account? Have tried biz cc to personal bank account, that didn't work. Biz cc to biz bank account worked.

 

[elgerber]

Is it a personal or biz credit card transferring to a personal or biz bank account? Have tried biz cc to personal bank account, that didn't work. Biz cc to biz bank account worked.

Ahhhhhhhhhhhhh, well I tried once with the biz account and got it, but that interface was weird, like it was in the wrong place. Let me try that.

 

[elgerber]

Is it a personal or biz credit card transferring to a personal or biz bank account? Have tried biz cc to personal bank account, that didn't work. Biz cc to biz bank account worked.

Thank you thank you thank you!!!!!!!!!!!!!!!!!!

 

[jujubiee4]

I wound up buying $25 physical GCs. There’s a limit of 2 per order but I had no problem placing 2 orders back to back. All are being delivered today and got the emails from Amex saying I’d triggered the offer.

Did you receive the cards and was everything ok? I ordered a $100 one to finish off 5x Chase Unlimited
paypal offer. Then I remembered the last time I ordered a Walmart gift card it got "lost" in the mail. Those
things happen but what really ticked me was it took 2 full weeks to get a refund!

 

[Haley R]

We’re flying into JFK the day before our flight to London. Would it be too ambitious to take ds (5) to the Statue of Liberty just to see it? He keeps asking to see it but I don’t want to take the boat over

 

[georgina]

Since we got YouTube TV last summer, we keep getting offers on various credit cards for $20 cash back. Amex gave DH $20 back for 3 months, several Chase cards had $20 back for one month, and I just got another offer on my Amex card for 2 months. Glad it is so easy to change the payment method on the account!

 

[elgerber]

Since we got YouTube TV last summer, we keep getting offers on various credit cards for $20 cash back. Amex gave DH $20 back for 3 months, several Chase cards had $20 back for one month, and I just got another offer on my Amex card for 2 months. Glad it is so easy to change the payment method on the account!

Agreed. And lets continue to share when we see them

 

[trenty]

We’re flying into JFK the day before our flight to London. Would it be too ambitious to take ds (5) to the Statue of Liberty just to see it? He keeps asking to see it but I don’t want to take the boat over

If you don't want to actually visit the Statue of Liberty, you can see it from various places:

https://newyorksightseeing.com/en/statue-of-liberty

https://www.cityexperiences.com/blog/best-view-statue-of-liberty/

If you are staying in Manhattan and don't want to leave the city, go to Battery Park.

 

[jujubiee4]

Anyone with Discover card check your email as they are offering $50 to add authorized user and make
one purchase. DH and I each got the offer and I added him and he added DD. Will be buying those discounted Dis gift cards in the morning from Sams.

 

[georgina]

Anyone with Discover card check your email as they are offering $50 to add authorized user and make
one purchase. DH and I each got the offer and I added him and he added DD. Will be buying those discounted Dis gift cards in the morning from Sams.

I've never had a discover card, but I am curious what will happen now that Capitol One is officially buying Discover.

 

[jujubiee4]

I've never had a discover card, but I am curious what will happen now that Capitol One is officially buying Discover.

I would like to know that also. I have 2 cap 1 cards and 2 discover cards. I read on Reddit where someone
wrote Discover is tightening up and not offering any deals but I still get offers of 0% on new purchases for a year. (comes in handy when they have 5x quarters). I can't see cap1 ever doing that but wondering if there will be a purge.

 

[Twilghtsprkle]

We’re flying into JFK the day before our flight to London. Would it be too ambitious to take ds (5) to the Statue of Liberty just to see it? He keeps asking to see it but I don’t want to take the boat over

Are you against boats? Because you get a good view from the free Staten Island ferry. Just don’t fall for the people outside trying to sell tours Just go inside and take the free ferry.

 

[iujen94]

Did you receive the cards and was everything ok? I ordered a $100 one to finish off 5x Chase Unlimited
paypal offer. Then I remembered the last time I ordered a Walmart gift card it got "lost" in the mail. Those
things happen but what really ticked me was it took 2 full weeks to get a refund!

They all got delivered and all was good!