Also don’t think I’ve seen it mentioned in this thread, Best Buy currently has $50 DGC on sale for $45 - limit of 2 per day per account. Not sure how long it’s been going on already. could stack RMN (which is always YMMV on gift cards) and a chase offer if you have one.
As long as you used the card the offer was on, the $5.00 credit will show in your transaction history (Chase usually posts credits in 1-3 days). Each offer is good up to the max allowed, in this case $5.00, so if you made a $50.00 transaction, even if the offer still shows in your account you won't get credit again. HTH.
Awesome. What are the general rules of thumb when it comes to churning that card? I’m coming up on a year this spring with that card, and I’m not sure I’ve used it once since getting the SUB. I’d love to cancel and get it again but not sure of the waiting periods and whatnot.
From what I've read it's 2 yrs from closing to get another SUB. Maybe others can chime in to verify.
Yes, AU spend counts.
I was approved for my 2nd Aviator 2yrs after receiving my 1st bonus, and 1yr 3 months after closing the account.
Thank you.
). I just got notice in the mail today that the account was closed for non-payment. I tried to close it via SM and they messaged back to call and cancel and I totally forgot.
Welp I may have made my first big churning mistake .... I forgot about DH's Barclay Hawaiian Business card (it was sock drawered and the annual fee posted
How much damage control will I need to do? We have had credit scores in the 800's for years
I think that it's possible to get a cc company to agree not to report late payments to the credit reporting agencies. I would definitely at least ask about it. I have asked for late payment fees to be waived numerous times over the years and never had any that wouldn't. I just say it was my mistake and I had the payment information wrong in my calendar and is it possible to waive the fees. This might be a slightly bigger issue but it seems like the same kind of issue.Welp I may have made my first big churning mistake .... I forgot about DH's Barclay Hawaiian Business card (it was sock drawered and the annual fee posted
How much damage control will I need to do? We have had credit scores in the 800's for years
Welp I may have made my first big churning mistake .... I forgot about DH's Barclay Hawaiian Business card (it was sock drawered and the annual fee posted
How much damage control will I need to do? We have had credit scores in the 800's for years
Oye I went ahead and logged in and paid the 99ish fee (like 75 af plus a late fee) just so I don't get like sent to collections or something crazy. I'm sure I may have been able to avoid that but it's also DH's biz card so I can't just make the phone call and he'll definitely not be impressed with the situation already
. At least at this point all of the credit monitoring reports show nothing out of the usual so fingers crossed that somehow because it's a business card it will slide? 
. Haven't had a ding on my credit in 15 years so this is totally driving me nuts.
Since it's a biz card, does the card even appear on his report?Welp I may have made my first big churning mistake .... I forgot about DH's Barclay Hawaiian Business card (it was sock drawered and the annual fee posted
How much damage control will I need to do? We have had credit scores in the 800's for years
hearing this makes me question the one aa flight i booked this year (only because delta was too long with layovers)
It doesn't but from what I read a missed payment on a biz card can /does get reported to the personal credit. I'm just not sure what that would look like given that it's not on his personal report to begin with. Time will tell I suppose!
