I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

[trenty]

Renting a car in Aruba: I plan to pay with my CSP. Will that suffice for insurance coverage? Anything else I should be aware of?

 

[Budzooka]

I was declined over 30 days with 4 business cards open and have since closed 2 cards, with the last one being closed on 10/28. Going to apply again and see what happened. Fingers crossed!

Data point. Approved immediately for SW business card after I closed 2 cards to get to only having 2 open. Companion pass, here we come!

 

[wanderlust7]

Data point. Approved immediately for SW business card after I closed 2 cards to get to only having 2 open. Companion pass, here we come!

Congrats! How long ago did you close the cards?

 

[Budzooka]

Congrats! How long ago did you close the cards?

Closed the first one in Sep and the second one 2 weeks ago.

 

[havaneselover]

Just used fifteen $200 Visa gift cards to pay my property and personal property taxes. Not super fun, but worth it for 15K URs.

 

[VGCgroupie]

Has anyone ever been able to get Amex to move an Amex offer to another card? I stupidly added a Dell offer to my Gold Card right before I got my Platinum card.

 

[AmyAnne]

Looking for some input on an electronics purchase from Dell. I need a travel laptop (or maybe a Chromebook, whatever that is) that will let me access and edit Microsoft Word documents and also can do simple streaming (like from Netflix). It doesn't need to store much of anything. Bonus points for being lightweight and being able to connect to headphones and a mouse.

Any suggestions? I'm thinking that a very basic laptop would do but I honestly don't understand what a Chromebook is . . .

 

[wanderlust7]

Has anyone ever been able to get Amex to move an Amex offer to another card? I stupidly added a Dell offer to my Gold Card right before I got my Platinum card.

I've seen DP of people trying, but they got nowhere.

Are you trying to stack with the Dell credit on the biz plat? Not sure if this is worth doing, but you could add an employee card to the biz plat and hope the offer is available there. The Dell credit triggers whether you use it on the main card or an employee card (don't forget to activate it). There's a no AF version and sometimes there are offers for adding an employee card.

 

[VGCgroupie]

I've seen DP of people trying, but they got nowhere.

Are you trying to stack with the Dell credit on the biz plat? Not sure if this is worth doing, but you could add an employee card to the biz plat and hope the offer is available there. The Dell credit triggers whether you use it on the main card or an employee card (don't forget to activate it). There's a no AF version and sometimes there are offers for adding an employee card.

Yeah I was trying to stack. Didn’t realize there was no AF in the additional card. I may just forgo it would only save me about $30

 

[havaneselover]

Looking for some input on an electronics purchase from Dell. I need a travel laptop (or maybe a Chromebook, whatever that is) that will let me access and edit Microsoft Word documents and also can do simple streaming (like from Netflix). It doesn't need to store much of anything. Bonus points for being lightweight and being able to connect to headphones and a mouse.

Any suggestions? I'm thinking that a very basic laptop would do but I honestly don't understand what a Chromebook is . . .

I'm not sure how much you're willing to spend but I've purchased three or four XPS 13s (I have an uncanny ability to break laptops). I used to be able to get them for $600 to $800 (I do think I bought a couple from the outlet). They are definitely light weight.

 

[Twilghtsprkle]

Looking for some input on an electronics purchase from Dell. I need a travel laptop (or maybe a Chromebook, whatever that is) that will let me access and edit Microsoft Word documents and also can do simple streaming (like from Netflix). It doesn't need to store much of anything. Bonus points for being lightweight and being able to connect to headphones and a mouse.

Any suggestions? I'm thinking that a very basic laptop would do but I honestly don't understand what a Chromebook is . . .

Chromebook’s run on Google’s chrome OS. Real low end. They are really for those that run web based tasks - basically if you are fine running everything from the cloud. It’s what my kids have from school. They hate them, I hate them. Heck my older daughter got a new one when she started high school, and it still ran like a potato. The number of times they crash while they are in the middle of an assignment is outstanding.

I’d say save yourself some headaches, get a windows based laptop with decent RAM.

 

[spacerangerqueen]

I'm looking at booking a quick trip to NYC at Christmas. I found the InterContinental Times Square to book for a night using an IHG cert. DH just got an additional day off so I wanted to book the night before, but it is unavailable for points or FNC . I found I can book it through the Chase travel portal as part of The Edit and get free breakfast and a $100 credit. I also have the offer on my CSR where I get a $100 statement credit if I send $400 on the portal. I am wondering if I can combine this with the $300 annual travel credit which resets on the 15th when my statement closes. I would charge $400 to my CSR, pay about 30,000 points, and then get $400 back in statement credits. Does this seem like it would work?

 

[eticketplease]

I'm looking at booking a quick trip to NYC at Christmas. I found the InterContinental Times Square to book for a night using an IHG cert. DH just got an additional day off so I wanted to book the night before, but it is unavailable for points or FNC . I found I can book it through the Chase travel portal as part of The Edit and get free breakfast and a $100 credit. I also have the offer on my CSR where I get a $100 statement credit if I send $400 on the portal. I am wondering if I can combine this with the $300 annual travel credit which resets on the 15th when my statement closes. I would charge $400 to my CSR, pay about 30,000 points, and then get $400 back in statement credits. Does this seem like it would work?

Congrats on the FNC (even better if you didn't have to top it off)

I'm confused though about paying 30K points?

The $400 portal charge should trigger the $100 statement credit as unlike capital one's voucher you are charged and then given a statement credit.

If using the annual travel credit you would pay $400 and receive either 300 or 1K CUR points (3x or 10x on portal for the $100 I can't tell if this hotel receives the 10x)

You should then get a $300 Travel Credit, and a $100 Chase Offer credit.
Then you would get the free breakfast and the $100 property credit to use at the hotel as well.

On a side note it appears that you can earn IHG points on that property even when booking through the portal.
Not sure if that is for all hotels or just ones in the edge collection.
The Thompson in NYC was also allowing me to earn Hyatt points.

 

[spacerangerqueen]

Congrats on the FNC (even better if you didn't have to top it off)

I'm confused though about paying 30K points?

The $400 portal charge should trigger the $100 statement credit as unlike capital one's voucher you are charged and then given a statement credit.

If using the annual travel credit you would pay $400 and receive either 300 or 1K CUR points (3x or 10x on portal for the $100 I can't tell if this hotel receives the 10x)

You should then get a $300 Travel Credit, and a $100 Chase Offer credit.
Then you would get the free breakfast and the $100 property credit to use at the hotel as well.

On a side note it appears that you can earn IHG points on that property even when booking through the portal.
Not sure if that is for all hotels or just ones in the edge collection.
The Thompson in NYC was also allowing me to earn Hyatt points.

Thanks! I didn't have to top off the FNC so it was a great deal!

I need to pay about 30,000 points because one night is over $800 so paying $400 in cash doesn't cover the whole cost. (I'm cool with that as my other option is saving the FNC and booking 2 nights somewhere else and that would be more than 30k points of any currency)
I think the hotel only does the 3x points, thanks for reminding me that I would only earn them on $100 of the cost. I'm excited about earning IHG points though!

I mainly wanted to make sure I was considering everything with the credits and it would be worth it to wait to book until my annual credit resets. Thanks for confirming that I should be able to stack the $100 and $300 credits.

 

[leeniewdw]

Sounds like phantom availability. You can search other partners to check if the availability is really there, though I don't know if that's always foolproof.

RE: Alaska award booking


I'll check. It's super annoying though. There was probably a time that I didn't even know what "phantom" availability was and am at least glad that I'd heard of it -- and that I've got other flexible points to figure this out. I could see me completely freaking out if this had happened a few years ago (not that I'm happy, first time getting burned, lol). It's annoying to pay for seats.aero who also lists phantom availability.

It's so weird how far this gets before it's says "oops, sorry". I used my Amex Plat that's stored as a google whatever and I even got the temp $1 charge for each time I tried to book.

Circling back to this because I gave it another try today and it worked! I booked them as one way flights, but not sure if that was the difference or the inventory just changed. I searched on seats.aero again and noticed it listed AA for 8k pts (along with the 7.5k on Alaska) which is different than when I searched before. Anyway -- I gave it a shot and it worked for both sets of flights.

Now I just need to wait for my BA Avios pts to come back, the refund on taxes already hit my CC but no points (phone rep said they would show up). Those pts will pay for biz to Dublin so not super bummed they are stuck there. We're eyeing a trip back to Ireland Oct of 2025.

 

[FreeDiningFanatic]

I'm looking at booking a quick trip to NYC at Christmas. I found the InterContinental Times Square to book for a night using an IHG cert. DH just got an additional day off so I wanted to book the night before, but it is unavailable for points or FNC . I found I can book it through the Chase travel portal as part of The Edit and get free breakfast and a $100 credit. I also have the offer on my CSR where I get a $100 statement credit if I send $400 on the portal. I am wondering if I can combine this with the $300 annual travel credit which resets on the 15th when my statement closes. I would charge $400 to my CSR, pay about 30,000 points, and then get $400 back in statement credits. Does this seem like it would work?

What might work nice about booking THE EDIT for night one is that if they upgrade you, they might keep you in that same room for night two (booked using the FNC), if in advance you ask them to link the two ressies. I find hotels typically do room assignments about a week ahead of time, so making your request before then would be ideal.

Did you check the mychasebonus to see if you have the 20k or 10k offer for booking through the portal? Congrats on the great stack!

 

[smallsy]

When do SW RR for hotel bookings post? When the hotel is booked or when the hotel stay is completed?

 

[afan]

When do SW RR for hotel bookings post? When the hotel is booked or when the hotel stay is completed?

I'd imagine like with any flight or hotel program you need to compete the stay or the flight to get the points.

 

[ten6mom]

If I am paying for airline tickets, does it make any difference whether I use the CSP or any other card (that's the 'best' card I have). I don't need the spend toward an MSR at the moment (bad churner, I know... trying to lay low with Chase right now).

 

[AmyAnne]

I'm not sure how much you're willing to spend but I've purchased three or four XPS 13s (I have an uncanny ability to break laptops). I used to be able to get them for $600 to $800 (I do think I bought a couple from the outlet). They are definitely light weight.

Thanks for this. I've been lucky with my current MacBook--it's lasted 6+ years and is still mostly fine. It actually does a lot more than I need it to, which is why I am looking at a Dell. The reviews I've been reading comparing the different Dell models seem to be written for people who want to do gaming or numbers crunching or other demanding tasks, whereas I just want to edit my Word docs. I'm going to try to talk to an IT person at work tomorrow to see if I can sort out what I should be looking for.