Hey everyone, quick thought as I work through these Southwest cards with my wife. Long story short, there's no way we fly before December 2025. So I got my Personal SW card, and I plan to refer P2 in the coming days. From what I gather, the CP requires 135,000 points. After the referral, and spending $3,000 on each card, that would place us at 110,000 points and 85,000 points respectively. To avoid overcomplicating things for myself, I intend to meet the MSR on our personal cards, and then refer the business cards to each other in January. That way, the referral would push me to get the CP. Then I can worry about meeting the MSR on the business cards come 2025. Am I potentially screwing things up in this thinking? I'm trying to avoid meeting the MSR on all four cards during the same time frame since there's no rush on our end to get the CP early in 2025.