A year has gone by so fast and I am coming up on my renewal date for my CSP, which means the AF is about to post. I know it’s only a $95 fee and I’ll use the $50 hotel credit. Is there anything else to do to offset the other $45? I do enjoy having this card so I know I will not cancel it. I am no where near the level of most people here with all the traveling hacks and things. I got this card originally for the SUB when we purchased DVC.
I haven’t gotten any new cards except for SWA Biz, which I have enjoyed using also. Still trying to get CP. I applied for the SWA personal card at the first of the year, but was not approved because I have a Citi Double Cash card that basically offered a low APR loan using our CL so we maxed it out to buy DD a car because the APR was a lot lower than what the banks were at the time. So Chase denied me the SWA personal card because I have one card that’s at the limit. My overall credit usage is still under 20% though even with that card at the limit. I just need about 30k more RR points to earn CP and I can’t find anyone that I know that will let me refer them because no one I know seems to travel like I do. I posted my link on reddit, but no referrals there either so far. Any other ideas? I don’t want to miss out any longer on CP, we’ve already had 3 flights this year that I had to pay OOP for DH when I originally planned on him being my free companion. I never dreamed the Citi loan would be an issue since it’s the only card that I carry a balance on, but at the time it was a no brainer to save 5% APR. I could refer DH for a SWA card as a last resort, but I didn’t want to do that because when my CP time ran out, we planned on starting over with him.