I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[Judique]

Stopped by my Insurance agent yesterday. I was upping my car insurance and checking on other policies such as an umbrella policy. Umbrella policy of 1Mil - $12.xx a month.
I was told that having the policy would reduce my home owners, but don't know how much since it has to go to underwriting.

Also, my daughters in home office has some pricey equipment. It would be covered under my homeowners in the event of theft, but, my high deductible would kick in.

So, suggestion was for her to get an additional personal property policy to cover it. I think it's a good idea. Again, very low premium due to discounts.

I'd been meaning to do this review for awhile and glad I got it done.

 

[LilSweetPeaPhoto]

I'm defeated. On Weds my 16yo noticed her car (2020 Trax) was keyed...BAD! We figured it likely happened at school. We filed a police report. Last night I got a text at midnight....her car had a flat tire. It's getting cold here, but I figured that sensor alert would be low, not flat. So I drove over to her dads. Someone slashed her tire! So now we think she was keyed at his house too and is being targeted. We have NO suspects! And no one in his condo complex has a camera! I asked him to get one and he's arguing with me. My 16yo is scared (as she should be at this point). She wants to stay at my house because I have a garage I can try to fit her in, and I ordered a Ring Doorbell last night!

I got all of an hour sleep and I'm here at school. I was up w/ the police, then emailing her school, shopping for a doorbell and just unable to sleep period! Meanwhile the ex is complaining that he had to change her tire. HE got a full night of sleep! He's fighting me about getting a doorbell/camera for his place. The police have suggested it. I just can't anymore. Her car is on MY insurance. I feel like if he's not going to get a camera, then HE needs to pay in full for EVERYTHING and the increase to MY insurance. I just want to cry...I'm trying not to in class.

I just saw on FM that you can now see your Hilton FNCs in your account, with the expiration date. Finally! Now I just hope they extend them out further, like Marriott did recently.

ETA: Appears you can only see them in your account if you are currently holding a Hilton Amex card (any flavor).

I see mine in my account

 

[platamama]

Curious why you selected Lowe’s Biz for your DH? I didn’t think DH had had the Biz Green but apparently he has so I need another card.

I was looking for a NAF, no/low spend biz card. DH has already had (and closed) the Biz Green, Biz Gold, Biz Plat, and Hilton Biz (I'm a little surprised he hasn't ever gotten the popup). Currently holding a BBC and BBP. I was running out of options. I've got the Biz Plat MSR, still working on a 2nd $15K FNC for Hyatt (unique situation for people who opened a WoH card last year), he just got a SW card, and I'll be opening a SW Biz next month, so I've got a lot of MSR to meet already.

 

[havaneselover]

I'm defeated. On Weds my 16yo noticed her car (2020 Trax) was keyed...BAD! We figured it likely happened at school. We filed a police report. Last night I got a text at midnight....her car had a flat tire. It's getting cold here, but I figured that sensor alert would be low, not flat. So I drove over to her dads. Someone slashed her tire! So now we think she was keyed at his house too and is being targeted. We have NO suspects! And no one in his condo complex has a camera! I asked him to get one and he's arguing with me. My 16yo is scared (as she should be at this point). She wants to stay at my house because I have a garage I can try to fit her in, and I ordered a Ring Doorbell last night!

I got all of an hour sleep and I'm here at school. I was up w/ the police, then emailing her school, shopping for a doorbell and just unable to sleep period! Meanwhile the ex is complaining that he had to change her tire. HE got a full night of sleep! He's fighting me about getting a doorbell/camera for his place. The police have suggested it. I just can't anymore. Her car is on MY insurance. I feel like if he's not going to get a camera, then HE needs to pay in full for EVERYTHING and the increase to MY insurance. I just want to cry...I'm trying not to in class.


I see mine in my account

Oh, I'm so sorry. He should be worrying about her safety, not the fact he had to change a tire. And I don't blame her for wanting to stay with you.

 

[cruisehopeful]

Looking for help with a hotel in San Diego. I'm looking at the Hilton Harbor Island, DoubleTree downtown and the Hampton Liberty Station. Going with my wife and 10 year old. He wants to spend his 10th birthday at the San Diego Zoo, Other than the Zoo, Safari Park and SeaWorld, we really have no plans. We are Hilton Diamond so would theoretically get an upgrade at the Hilton or DoubleTree. Which would you choose and why? The price difference between the three are negligible.

Harbor Island will be the most beautiful area, but not a lot to walk to in the case of places to eat and things to do. The Hampton is similar area, but of course won't have all the onsite things that a full Hilton has. Has Hampton started offering full breakfast again? If they do, that's the only thing that would motivate me to stay there along with a suite if I needed a suite.

While the Doubletree is actually the best location as far as being able to walk out the door and find things to do, I am a native of the area and I wouldn't stay in downtown. No matter how well they clean up the area, you'll still end up with a lot of seedy characters. That won't matter if you are not planning on doing a lot on foot, but if you aren't planning on doing much on foot, just go with the Hilton.

There are other Hiltons in the are that you may want to look at: https://lajollamom.com/hilton-hotels-resorts-san-diego-travel/ That link has a nice breakdown of some of them.

 

[ski_mom]

I'm defeated. On Weds my 16yo noticed her car (2020 Trax) was keyed...BAD! We figured it likely happened at school. We filed a police report. Last night I got a text at midnight....her car had a flat tire. It's getting cold here, but I figured that sensor alert would be low, not flat. So I drove over to her dads. Someone slashed her tire! So now we think she was keyed at his house too and is being targeted. We have NO suspects! And no one in his condo complex has a camera! I asked him to get one and he's arguing with me. My 16yo is scared (as she should be at this point). She wants to stay at my house because I have a garage I can try to fit her in, and I ordered a Ring Doorbell last night!

I got all of an hour sleep and I'm here at school. I was up w/ the police, then emailing her school, shopping for a doorbell and just unable to sleep period! Meanwhile the ex is complaining that he had to change her tire. HE got a full night of sleep! He's fighting me about getting a doorbell/camera for his place. The police have suggested it. I just can't anymore. Her car is on MY insurance. I feel like if he's not going to get a camera, then HE needs to pay in full for EVERYTHING and the increase to MY insurance. I just want to cry...I'm trying not to in class.


I see mine in my account

I'm so sorry to hear about your daughter. That's scary and I can see why she'd want to stay with you, especially since her dad is complaining about changing a tire!

 

[lsutigers03]

Before I PC my CF to a CSR I wanted to confirm something. The $300 travel credit will be available immediately while the AF should be delayed by a month or two. Which would allow double use of the $300 credit while only paying the AF once.

 

[kmhowell]

I'm defeated. On Weds my 16yo noticed her car (2020 Trax) was keyed...BAD! We figured it likely happened at school. We filed a police report. Last night I got a text at midnight....her car had a flat tire. It's getting cold here, but I figured that sensor alert would be low, not flat. So I drove over to her dads. Someone slashed her tire! So now we think she was keyed at his house too and is being targeted. We have NO suspects! And no one in his condo complex has a camera! I asked him to get one and he's arguing with me. My 16yo is scared (as she should be at this point). She wants to stay at my house because I have a garage I can try to fit her in, and I ordered a Ring Doorbell last night!

I got all of an hour sleep and I'm here at school. I was up w/ the police, then emailing her school, shopping for a doorbell and just unable to sleep period! Meanwhile the ex is complaining that he had to change her tire. HE got a full night of sleep! He's fighting me about getting a doorbell/camera for his place. The police have suggested it. I just can't anymore. Her car is on MY insurance. I feel like if he's not going to get a camera, then HE needs to pay in full for EVERYTHING and the increase to MY insurance. I just want to cry...I'm trying not to in class.


I see mine in my account

I am so sorry that this happened! In addition to the doorbell camera, can I suggest a dash cam as well? I have one that goes over my current rearview mirror I ordered off of Amazon. It has a front facing camera and rear, but also has a parking sensor too. So if my car is messed with while parked (and the car is off) it records and locks the video. It may not catch them if they're standing on either side of the car, but maybe if they pass by the front or back you can catch them! It was a little less than $100, well worth it!

 

[becauseimnew]

Before I PC my CF to a CSR I wanted to confirm something. The $300 travel credit will be available immediately while the AF should be delayed by a month or two. Which would allow double use of the $300 credit while only paying the AF once.

Yes.

 

[lsutigers03]

Yes.

Thank you

 

[LilSweetPeaPhoto]

Oh, I'm so sorry. He should be worrying about her safety, not the fact he had to change a tire. And I don't blame her for wanting to stay with you.

I'm so sorry to hear about your daughter. That's scary and I can see why she'd want to stay with you, especially since her dad is complaining about changing a tire!

I am so sorry that this happened! In addition to the doorbell camera, can I suggest a dash cam as well? I have one that goes over my current rearview mirror I ordered off of Amazon. It has a front facing camera and rear, but also has a parking sensor too. So if my car is messed with while parked (and the car is off) it records and locks the video. It may not catch them if they're standing on either side of the car, but maybe if they pass by the front or back you can catch them! It was a little less than $100, well worth it!

Thanks all.....I'm so exhausted and a bit freaked out myself. We live in a VERY safe area. And I'm sure it's still safe, but the unknown of this happening has her and I freaked! As I say often, her dad is an ex for a reason. Everything is about him. He said, a gun would be better than a camera. Ummm, it happened just outside your window while you slept. Is a gun going to wake up and catch the person? And are you really going to shoot someone slashing her tire? UGH. Im hoping to get my camera installed today. And perhaps telling him he's assuming all costs in full for refusal to do anything might change his tune!

 

[elgerber]

Thanks all.....I'm so exhausted and a bit freaked out myself. We live in a VERY safe area. And I'm sure it's still safe, but the unknown of this happening has her and I freaked! As I say often, her dad is an ex for a reason. Everything is about him. He said, a gun would be better than a camera. Ummm, it happened just outside your window while you slept. Is a gun going to wake up and catch the person? And are you really going to shoot someone slashing her tire? UGH. Im hoping to get my camera installed today. And perhaps telling him he's assuming all costs in full for refusal to do anything might change his tune!

That is so scary. I hope it stops!

 

[LilSweetPeaPhoto]

I am so sorry that this happened! In addition to the doorbell camera, can I suggest a dash cam as well? I have one that goes over my current rearview mirror I ordered off of Amazon. It has a front facing camera and rear, but also has a parking sensor too. So if my car is messed with while parked (and the car is off) it records and locks the video. It may not catch them if they're standing on either side of the car, but maybe if they pass by the front or back you can catch them! It was a little less than $100, well worth it!

The school officer is going now back to the condos to see if anyone has a dash cam. Can you link the one you have? I'm looking at Amazon right now to find her one.

 

[Alexle2007]

I was looking for a NAF, no/low spend biz card. DH has already had (and closed) the Biz Green, Biz Gold, Biz Plat, and Hilton Biz (I'm a little surprised he hasn't ever gotten the popup). Currently holding a BBC and BBP. I was running out of options. I've got the Biz Plat MSR, still working on a 2nd $15K FNC for Hyatt (unique situation for people who opened a WoH card last year), he just got a SW card, and I'll be opening a SW Biz next month, so I've got a lot of MSR to meet already.

Gotcha. I thought I was missing something. Ended up getting DH the Rose Gold since he hasn’t had one.

 

[kmhowell]

The school officer is going now back to the condos to see if anyone has a dash cam. Can you link the one you have? I'm looking at Amazon right now to find her one.

This is the one I have! When I click on "But it again" it says page not found so I'm not sure this exact model is still sold, unfortunately. I'll see if I can find a similar one with the same features!

 

[snugglebug]

Hooray, they are there! But oh no, I've got certs I didn't know about expiring on 1/3/22.

Eek! P2 has one as well. I have no clue where it came from.

Oh, wait. There's a used tab. We used it a year ago for our Thanksgiving trip at HBC, but it's not showing as used. Interesting.

 

[afan]

Eek! P2 has one as well. I have no clue where it came from.

Oh, wait. There's a used tab. We used it a year ago for our Thanksgiving trip at HBC, but it's not showing as used. Interesting.

Is this online or in the app? I can't find it in the app.

 

[Alexle2007]

Is this online or in the app? I can't find it in the app.

Online only

 

[AmyAnne]

They are separate ways of getting bonus points. Yes, the employee cards are the biz cards version of authorized users (but no reporting to one's personal credit report). Once you open your Biz Plat card, you can generate a new support link that is 15K and +4MR on all spend up to $25K. The key part is you need to have someone sign up for an Amex card using your Biz Plat support link to "activate" the +4MR. For example, my DH opened a biz Lowe's card using my Biz Plat link. That activated the +4MR on all spending on my Biz Plat, up to a max of $25K spend. I also made DH an employee card on my Biz Plat, so all spend on that employee card gets +4MR (since it's all still my Biz Plat account). I signed up for that employee card with a separate offer of a bonus of 20K MR for $4K spend (link in my prior post) on adding an employee card. To be clear, the only support link used was the one from my Biz Plat. I hope that all makes sense.

Thanks for breaking it down. Just applied and was approved. Now to see if I can get someone in my family to use a support link.

 

[AmyAnne]

I'm defeated. On Weds my 16yo noticed her car (2020 Trax) was keyed...BAD! We figured it likely happened at school. We filed a police report. Last night I got a text at midnight....her car had a flat tire. It's getting cold here, but I figured that sensor alert would be low, not flat. So I drove over to her dads. Someone slashed her tire! So now we think she was keyed at his house too and is being targeted. We have NO suspects! And no one in his condo complex has a camera! I asked him to get one and he's arguing with me. My 16yo is scared (as she should be at this point). She wants to stay at my house because I have a garage I can try to fit her in, and I ordered a Ring Doorbell last night!

I got all of an hour sleep and I'm here at school. I was up w/ the police, then emailing her school, shopping for a doorbell and just unable to sleep period! Meanwhile the ex is complaining that he had to change her tire. HE got a full night of sleep! He's fighting me about getting a doorbell/camera for his place. The police have suggested it. I just can't anymore. Her car is on MY insurance. I feel like if he's not going to get a camera, then HE needs to pay in full for EVERYTHING and the increase to MY insurance. I just want to cry...I'm trying not to in class.


I see mine in my account

Just adding my support--I'm sorry you and she are going through this.