I love credit cards so much! v3.0 (see first page for add'l details)

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It looks like Xbox preorders will start at 11 AM EST on 9/22. Hoping it's more organized than PS5. Still trying to figure out a strategy. If I load xbox gift cards onto my account, will microsoft store charge those?

I loaded the credits up and tomorrow I plan on using the store credit to purchase. I did a dry run with a current console and it defaults to a credit card instead of the store credit so be careful.

Also....still backreading but Cup seems to be back? I don't mind giving a shot at it but just want to make sure there is no way for P2 to create a support link currently is there?
 
I loaded the credits up and tomorrow I plan on using the store credit to purchase. I did a dry run with a current console and it defaults to a credit card instead of the store credit so be careful.

Also....still backreading but Cup seems to be back? I don't mind giving a shot at it but just want to make sure there is no way for P2 to create a support link currently is there?
I'm reluctant to buy gift cards in case Microsoft sells out so I'm thinking I'll try Walmart first (Chase Freedom). My second choice will be Target (red card), followed by Best Buy (Amex Platinum--$2500 MSR remaining) then Microsoft. I heard apps might work better so I'm going to try the apps for the first three.
 
DH's CSR (PC'd to Freedom a while back) bonus posted Oct 21, 2016. He is at 3/24 right now. Looking to DD the CSR and CSR on November 2nd/3rd. (hoping a referral link becomes available). I know the best way to do a Double Dip is to be at 4/24 but not sure what I could get in the meantime... Don't want to get Chase as I don't want to mess up the CSP/CSR. Amex hasn't liked us in a while - but could try again. Have done Cap One/BOA Personal and Biz/Citi Premier. Any suggestions? Don't want a $5000 MSR - would prefer around $3000. Will use Winter/Spring Tuition to meet the MSR on CSP/CSR in November that will be due in January.
 
I loaded the credits up and tomorrow I plan on using the store credit to purchase. I did a dry run with a current console and it defaults to a credit card instead of the store credit so be careful.

Also....still backreading but Cup seems to be back? I don't mind giving a shot at it but just want to make sure there is no way for P2 to create a support link currently is there?
You are correct, no support links. If they truly are loosening things I think it’s possible they come back, but who knows for sure. I’m impatient so I applied today. Not instant denial, so I take that as a good sign. Now the waiting begins.
 
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Do you plan to keep your plat for 6 years? You need to still have the card to file a claim. We always end up putting appliances on the Citibank Costco since I don't expect to ever get rid of it. 2 years extended warranty, no AF and I expect we'll always have Costco membership.

If check spending power says you're good, you should be good. No worries on that.
I gave this more thought and I'm just not sure that the Amex plat is in a 6-year plan especially since Amex hasn't sweetened the plat benefits in the long term. I will put the appliances on the CSR even with the shorter warranty because I know I will be keeping that card. It's 4 years vs 6 years but will have to deal with repairs at that point. I will put the rest of the roof cost on the Amex instead.

Ugh, so frustrating. Was just on Amex to add the Spend $4000 get 2000 MR and offer is gone although it had shown an expiration in the future. You only had 90 days to spend the money so I had held off on adding to card. I wonder if offers have an activation number limit? I did just learn that if I add offers to the amex and then refresh, the list gets populated with new offers up to 100. Wonder why they can't just increase the number of offers shown.
 
So dd is in her senior year in an IB program and all the kids have the cameras on. DS is a sophomore and he refuses to turn his camera on. Drives me nuts. I feel for you. Teaching is hard but this must be brutal. And good grief on February. We have some school districts nearby offering in person. Mine will never go back. I'm so sad for these kids.

Many districts here are going back. My own children are set to go back 10/5. The district we border started with hybrid from day 1, but are out now as they had several cases finally hit. MI tends to operate by county, I teach in Oakland, live in Wayne. Oakland is literally across the street. So my children's district tends to do more what Oakland does, than Wayne (Wayne is where Detroit is). So since our neighboring district has been hybrid they've been pushing ahead that they will be returning. But now with the outbreak, who knows. I will say, my district has kinda been over the top w/ the precautions. We are one of the few where they really don't want us in the buildings. Many are making teachers teach from the classroom even when 100% virtual. The guidelines they have for returning are set pretty high. So the board is presenting (this week) that k-5 will try to return in Nov, and hold off 6-12 until Feb. But MANY that were saying they would be out until November are now doing a complete turn around and saying they'll start in the classroom next week! There is a HUGE push from parents to get them back into school. But our district feels if k-5 goes back, parents will be happy enough, LOL.

One of my close friends is a high school teacher and she has kids in the classroom and online simultaneously. She is having quite a hard time because she cannot block the comments the online kids make (they are using Google classroom), which can be seen by her in-class students. Some of the comments are extremely inappropriate. All of this while teaching, watching the online comments (and responding to them as needed), managing kids coming and going to the 'bathroom' and trying to discipline. Each class she teaches is 2.5 hours long, so she has to try her best to capture their attention for the full 2.5 hours. She is physiologically and emotionally drained after each class.

My sister is back in the classroom and not altogether thrilled about it. She is wearing a mask and shield as well as gloves. She has 8 junior and 10 senior kindergarten students (and she was able to keep her ECE, whom she adores). She and my bil spent countless hours making 'shields' to go between each desk and covering up her book and puzzle cases (neither of which can be used for the foreseeable future) with plastic sheeting. I was able to find several tubs of Lysol wipes for her classroom, which the board will reimburse her for. She did have the option to teach online for the year (which would have to be done from a centralized site, not from her home), but decided to go back to the classroom because she found it very difficult to teach kindergarten online and she didn't want another teacher in her classroom for the year. I really, really hope that she stays safe because her youngest son has no immune system.

My sister has been very stressed about her return to the classroom, so I made her family dinner twice last week and dropped it off at her house. I will make them dinner once this week and again next week. Not sure how long I will keep this up....feeding a family of 5 (with 2 teenage boys) is expensive!

I'm uncertain how it'll be when we return. Originally parents had to chose 100% online or hybrid. But once we decided to start remote through Nov, they had every start w/ a "classroom teacher". Problem is, I'm the ONLY Engineering/Arch teacher at my HS. So it's not like Bio where 3 teachers can be at school and one becomes the "online only" teacher. I don't know how I'd do both at the same time since we would be WAY more "hands-on" (as much as we can be) in person. And I'm grateful my students have been great. My adv students have been dropping in on some of my classes to say "hi" during different hours. I have to laugh as they totally do that in person too. But so far nothing inappropriate. Just the frustration of no cameras on.

I'm honestly not worried about getting exposed, or getting it. My concern w/ returning is having to enforce masks and also be tasked w/ being a custodian between classes. We can't get them to follow a dress code on a good day, LOL. Or clean up after themselves. Also they did a TERRIBLE job of splitting my classes for hybrid. We adopted a M/W group and a T/Th group (friday remote for all). My classes did not get a 50/50 split. So one class I have 10 one day, and 2 the other day. Another it's 11 one day, 4 the other day. I'm not sure how they decided to split them. My daughter's school did A-K and L-Z. My school is all over the place.

I just keep telling myself I can retire in 2024 if need be. Considering 20/21 is under way that means I only need to get through 3 more years, LOL. I doubt I would retire, but it's nice to know that this isn't going to be forever for me. I see districts having to offer an "online" version from here on out even after this is all done. I do think there is a large population of students and parents who will really like this format. And I can't see districts wanting to lose out on the student funding. We've always offered SOME classes online (like my daughter is taking ASL and Health online through Michigan Virtual). But students have been limited to only 2 classes a year. I see a complete online option being offered by districts after this. Esp at the 6-12 levels.

And as for my other "rant".....masks for sports. I'm happy both my kids' coaches/teams don't seem to be enforcing the rules. Our governor is sick w/ power. I'm not political at all, but forcing children to wear masks while PLAYING sports is over the top. My son has a bubble for hockey which is no different than a face shield. But he wears a mask down below his chin while playing. My daughter had her first soccer game and did the same, wore her mask under her chin. She also has asthma and had to hit her inhaler 4 times during the game before she just stopped wearing her mask over her mouth/nose and put it under her chin.
 
I'm reluctant to buy gift cards in case Microsoft sells out so I'm thinking I'll try Walmart first (Chase Freedom). My second choice will be Target (red card), followed by Best Buy (Amex Platinum--$2500 MSR remaining) then Microsoft. I heard apps might work better so I'm going to try the apps for the first three.

I will not be happy if I can't get it from Microsoft tomorrow. You would think they would give themselves the most inventory so they don't have to pay 3rd parties.
 
Ugh, so frustrating. Was just on Amex to add the Spend $4000 get 2000 MR and offer is gone although it had shown an expiration in the future. You only had 90 days to spend the money so I had held off on adding to card. I wonder if offers have an activation number limit? I did just learn that if I add offers to the amex and then refresh, the list gets populated with new offers up to 100. Wonder why they can't just increase the number of offers shown.

I've heard there is a limit. The popular offers can go fast. Agree the 100 max is annoying!
 
I will not be happy if I can't get it from Microsoft tomorrow. You would think they would give themselves the most inventory so they don't have to pay 3rd parties.
I thought I heard they are better set than Sony was (plus it's nice that they gave us a time). Fingers crossed.
 
I'm over having "class" to be the only one with the camera on and no one talking. No really, I LOVE talking to myself all day. The best is when class is over but I still have students in class. I'm not dumb! I know you totally have logged into class and set your phone/computer down and went back to bed, left, etc.

We were just told we'll likely be remote til second semester in FEB! So while that part is kinda nice, I'm over just talking to myself and not seeing my students. We can't force them to put cameras on, and they know it, so none of them do.

I feel you, as a parent. I was strict during the first week with keeping my kids' cameras on but they kept turning them off, "no one has them on, i'm not going to be the only one." My normal slacker is slacking more than normal and my other two good students are doing the bare minimum. I need them back in school. :rotfl:
 
I will not be happy if I can't get it from Microsoft tomorrow. You would think they would give themselves the most inventory so they don't have to pay 3rd parties.
I'm going to be talking with the wife tonight about trying to get one of the All Access bundles. You sign a contract for GamePass for 24 months and they tack on the Series X or Series S in monthly installments. All in it is $35/ month and you end up getting about 10% off the purchase price of the console. With the way my two kids like to game, having the rotating games would be worth it.
 
Charging strategy question - my DD is going to buy a macbook. We've used up the majority of the $1500 from the 10x points possibility from the CSR. Are there any other purchasing strategies to save any money on this?

She's thinking of opening a Best Buy CC. She doesn't have the income or interest in becoming a churner right now, so it won't matter about it taking up a spot for her. That would give her 10% back in Best Buy dollars if I'm reading it right. That would be good, but she really won't need extra BB money after she purchases her laptop, so if there are other options, I'd love to hear ideas.

Thanks!
 
Charging strategy question - my DD is going to buy a macbook. We've used up the majority of the $1500 from the 10x points possibility from the CSR. Are there any other purchasing strategies to save any money on this?

She's thinking of opening a Best Buy CC. She doesn't have the income or interest in becoming a churner right now, so it won't matter about it taking up a spot for her. That would give her 10% back in Best Buy dollars if I'm reading it right. That would be good, but she really won't need extra BB money after she purchases her laptop, so if there are other options, I'd love to hear ideas.

Thanks!
Is that 10% back more than she'd get as a bonus for opening a different cc? Even though she doesn't want to be a churner, if she's able to open a cc, she might as well open a card that will give her the best bonus possible. I would think the macbook purchase would meet the msr on some cards.
 
I'm going to be talking with the wife tonight about trying to get one of the All Access bundles. You sign a contract for GamePass for 24 months and they tack on the Series X or Series S in monthly installments. All in it is $35/ month and you end up getting about 10% off the purchase price of the console. With the way my two kids like to game, having the rotating games would be worth it.

It is a very good deal....I already have gamepass through late 2022 when they had the deal for $1 to convert all months of live to gamepass last year. Getting every first party game day one is great. The only thing I will say about gamepass that can be annoying is starting a game and it gets removed....Lego City undercover was pulled and let's just say my 3 year old did not understand why.
 
Is that 10% back more than she'd get as a bonus for opening a different cc? Even though she doesn't want to be a churner, if she's able to open a cc, she might as well open a card that will give her the best bonus possible. I would think the macbook purchase would meet the msr on some cards.

I agree. It might make more sense for her to get a card that's got 2% cash back on everything even if she only uses it for the computer purchase. I'd rather have cash than best buy dollars.
 
Charging strategy question - my DD is going to buy a macbook. We've used up the majority of the $1500 from the 10x points possibility from the CSR. Are there any other purchasing strategies to save any money on this?

She's thinking of opening a Best Buy CC. She doesn't have the income or interest in becoming a churner right now, so it won't matter about it taking up a spot for her. That would give her 10% back in Best Buy dollars if I'm reading it right. That would be good, but she really won't need extra BB money after she purchases her laptop, so if there are other options, I'd love to hear ideas.

Thanks!

The Best Buy Credit Card has some real sneaky good promos on it at times. This year first quarter they did 10% back on all utilities. Also they have promos to spend anywhere and get reward certs. I just had one for $25 back on $150 spend anywhere.
 
Bringing back a really old credit card thread staple. Ebags has 50% off packing cubes, coupon code CUBES. No idea how long it's good for, no expiration date listed in the email I received.
 
Bringing back a really old credit card thread staple. Ebags has 50% off packing cubes, coupon code CUBES. No idea how long it's good for, no expiration date listed in the email I received.

I'd watch them for sales a bit more. I got 60% off a couple of weeks ago on some stuff there. Might've been cleadance but I can't remember. They seem to be having sales all the time now though.
 
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