I love credit cards so much! v2.0 (see first page for add'l details)

[alryan]

-

 

[elgerber]

@calypso726 I’m sorry for your loss

 

[Haley R]

@Haley R Please add this to your Christmas list

https://touringplans.com/blog/2019/12/02/new-stroller-hooks-are-a-parental-pleaser/

Hey if you bought them for me I wouldn’t refuse them

 

[elgerber]

Well this will help with any MSR in the upcoming weeks. Sitting in the ER with dh and the kidney stone from Hades $$$$

 

[Judique]

So Chase again sided with Sears on my dispute. This is just nuts! They claim now that the time to dispute the charge has passed and there is nothing they can do, Sears claims that they cannot refund the charge because its too long. So both agree that I am right but wont do anything now. I filed the dispute in the time frame and did everything I was supposed to but they just kept dragging it on and responding with false information.

Small claims court?

 

[Haley R]

This is why I didn’t find out with any of mine. I knew someone that happened to while I was pregnant with my first. So we waited till birth. I think it’s more exciting that way. I was so sure DD2 was a boy. She was so different in every way to DD. Much more active. So my first question with her after they said it’s a girl is - are you sure?

We’re still finding out. I’m a huge planner and there are things for the nursery I’d like to be a little more gender based. We’re still doing space no matter what but I might change a few things depending on if it’s a boy or girl. The lady checked 3 times so I sure hope she’s right lol

 

[jhoannam]

I'm on day 9 waiting for BJs to activate the gift card they sent to me unactivated. I'm not impressed with their customer service at all. Was basically told it will happen when it happens.

oh no! I hope they get their act together soon. I guess I better open my cards and check them.

 

[Haley R]

I just bought a Cockpot for DH for xmas and it was roughly $35 from Best Buy for a 4quart pot.



Twitter is usually really good about getting these things resolved also filing an executive complaint with Chase. It's how I got them to stop effing around with my biz accounts.

I have a big crock pot like that. I was curious how much the instant pots are

 

[MickeyMouseCD524]

What's a good CC that's currently offering 0% interest right now? Asking for my sister who isn't eligible for another CFU limited just yet but she needs to float the balance of a large scale project she's working on.

 

[palhockeymomof2]

I'm on day 9 waiting for BJs to activate the gift card they sent to me unactivated. I'm not impressed with their customer service at all. Was basically told it will happen when it happens.

That happened to me last year....they investigated, said it couldn’t be activated and refunded my credit card

 

[jhoannam]

Good to hear. I thought we would need to book a meeting, but right now we are just 2 nights short. We planned a weekend in New Orleans right before Christmas for the 2 nights, Hilton free night, and Aspire airline credit that needed to be used. Nothing like taking a trip just to use up credits and qualify for a higher tier!

What a great excuse and great trip. Have fun.

 

[havaneselover]

That happened to me last year....they investigated, said it couldn’t be activated and refunded my credit card

Yeah that's not good because then I'll lose my Chase credit.

 

[elgerber]

This is why I didn’t find out with any of mine. I knew someone that happened to while I was pregnant with my first. So we waited till birth. I think it’s more exciting that way. I was so sure DD2 was a boy. She was so different in every way to DD. Much more active. So my first question with her after they said it’s a girl is - are you sure?

Happened to a friend of mine too. Told her it was a girl, they got tons of girl stuff, and surprise , it’s a boy!

 

[disneybirds]

This is why I didn’t find out with any of mine. I knew someone that happened to while I was pregnant with my first. So we waited till birth. I think it’s more exciting that way. I was also so sure DD2 was a boy. She was so different in every way to DD. Much more active. So my first question with her after they said it’s a girl is - are you sure?

We didn't find out with either of ours. I was sure that our DD2 was a boy that I went out and bought boy bedding. That pregnancy was so different than my first, I was convinced it was a boy. I was so happy when DH said "it is a girl"! Loved shopping at Gymboree with 2 girls many, many years ago.

 

[georgina]

PSA on Chase minimum balances: even if you have a merchant credit that covers all your statement balance so autopay says nothing is owed you owe the "minimum balance". If you fail to pay the minimum balance 3 months in a row they will shutdown your account. (I'm safe! Not trying to trigger anyone here )

I haven't had much spending on my CSR lately, but I did use it as the cc on file for Disney in Sept + Nov (charged and refunded when I paid with gift cards), and a United flight I cancelled within 24 hours in Oct. With light spending on my CSR right now the result was the merchant credit on my account was greater than the statement balance the autopay was set to pay on my due date in Oct and Nov. This triggered a Chase letter one day after the 2nd month's due date that they will close my account if I don't make my next minimum payment. They explain merchant credits have prevented autopayments from being made on the account but I must always pay the minimum balance anyway. So- if merchant credits hit your account and exceed your statement balance manually schedule a payment of at least your minimum balance.

I've been traveling to Disney and then to holilday with the family so I just got this letter today- my payment is due tomorrow. I can't believe I came so close to having my CSR shutdown by Chase for something so stupid.

I’m so confused by this. You didn’t really owe anything because of refunds and they are wanting you to pay something??

I don't follow either, does sound crazy. All my Chase cards are autopay, and I have several times had a refund that made my statement balance go to zero so no payment was made. (It annoys me because then I have to pay that month's charges next month.) I've never had an issue, but it is only one month, I haven't had it occur several months in a row.

 

[WVMomof3]

We didn't find out with either of ours. I was sure that our DD2 was a boy that I went out and bought boy bedding. That pregnancy was so different than my first, I was convinced it was a boy. I was so happy when DH said "it is a girl"! Loved shopping at Gymboree with 2 girls many, many years ago.

DH and I did not agree on names at all. Took forever to pick 2 names for first one since we didn’t know if boy or girl. Second time I was so sure it was a boy I told DH he could pick girls name and I would pick boys name. Yep, that backfired on me.

 

[miztressuz]

After all the discussions about eBates(Rakuten) racking up the MR points, I must say I'm clearly shopping wrong -


Once I get the next Big Fat "check" it'll be enough for a Home Depot $25 GC! (14 points shy after the last one) Living the high life

 

[amalone1013]

This whole week, Cheddars is doing a free sandwich/burger with purchase of $30 giftcard. I still have to grab that one.
I double dipped on Cheesecake Factory with my Amex PRG credits, which made it a slick deal.

Think I need to stop at Cheddar's, I've even got an extra MR/$ there

 

[amcc]

I'm on day 9 waiting for BJs to activate the gift card they sent to me unactivated. I'm not impressed with their customer service at all. Was basically told it will happen when it happens.

oh no! I hope they get their act together soon. I guess I better open my cards and check them.

What does it mean activate the cards? I’m about to enter Disney property and I just grabbed them out of the package.

ETA: I just checked them on the DGC site, that’s probably it.

 

[LuckyMamaInDE]

Think I need to stop at Cheddar's, I've even got an extra MR/$ there

Hey Cheddar's people, we're meeting friends at one this Sunday. What are good things to order? And for me, is there anything good that is more on the vegetarian-friendly side?