I love credit cards so much! v2.0 (see first page for add'l details)

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Since I know you lived in this area, I will say that yesterday they were on top of all of it in Waldorf. I got there at 8:30am since it was end of the month and I was expecting a long wait. In 5 minutes I was in front of a clerk who gave me the forms, explained it in detail, suggested and advised me that NFCU is very good at doing this stuff fast. I then had to return later on once I hooked up with DD to sign the POA which did not require notary. Again, through the now much longer line quickly, and the next clerk chatted pleasantly while she processed my paperwork. I honestly couldn't believe it, as I've sat in there up to 3 hours in the past, and within the last year. All 24 windows were staffed along with the 2 service desks and now they have the license and title kiosks as well as GE, TSA, and the new license being issued. On my 2 visits, total time for both visits was about a half hour including the lines. Crazy good.
That's is awesome. A friend of mine went a few months ago and she was very surprised at how quickly Waldorf was compared to what we were used to. She went with a book and blocked out a few hours, but didn't need either.

Texas is, well, one county says one thing and another says something different and neither match info provided on the website. The boy went from Killeen to San Antonio because Killeen told him he had to register in the county he purchased. It was a private sale. We just want to transfer the car and get registration done before the girls move on Tuesday. The car will stay here until she comes back to get it, but I need the registration done by the end of November and she gets to pay it this time.
 

Nope!! Just checked the listing and it’s not original. Boo!!! Ok, whew, saving money now lol
Whew, I was getting nervous thinking I'd missed one somehow. So far we have all of the ones they have released and I'm on a mission to continue the collection without missing anything if possible. I'm honestly not sure why this is such a big deal for me, but I've started it so now I have to see it through. :P I was about to start hunting this down!

My husband sends me pics all the time of magnet designs he sees online, but lots of them are not official and are just made my someone else.
 
Whew, I was getting nervous thinking I'd missed one somehow. So far we have all of the ones they have released and I'm on a mission to continue the collection without missing anything if possible. I'm honestly not sure why this is such a big deal for me, but I've started it so now I have to see it through. :P I was about to start hunting this down!

My husband sends me pics all the time of magnet designs he sees online, but lots of them are not official and are just made my someone else.
That’s awesome that you have them all! I had no idea people made them. I’ll have to start paying better attention. The HM one was so cute. Too bad it’s not real!
 
Hi - Question: After doing some deep searching through my credit report, I realized I am technically 5/24 right now because when TJX switched over my store card to a MasterCard, it showed up as a new account on my credit report (grrrr......). I just canceled that card since I never use it. How long until I am safely 4/24 again? I also took myself off as a UA on a card my DH opened back in Aug 2018, so I should actually be 3/24 now. But how long should I wait before applying for something else? I was denied for my 3rd CIP today, which set me off on this deep dive into exactly what has been reported on my credit report, so wondering how long to wait before I reapply for that too... (ugh).
 
I really feel like I want a new spiral bound notebook for tracking CC stuff on the go... I know @afan understands :P

I fully support this idea :jumping1:

In line for elvis stitch and wishing it was warmer. Bummed about the clouds and the cold front but I'm probably the only one.

I think I also got the bff educated on on the value of a cip for her two rentals and she can easily meet the spend. It'll be good since I used her csr referral.
 
I fully support this idea :jumping1:

In line for elvis stitch and wishing it was warmer. Bummed about the clouds and the cold front but I'm probably the only one.

I think I also got the bff educated on on the value of a cip for her two rentals and she can easily meet the spend. It'll be good since I used her csr referral.
My dd would die to see Elvis Stich!
 
Hi - Question: After doing some deep searching through my credit report, I realized I am technically 5/24 right now because when TJX switched over my store card to a MasterCard, it showed up as a new account on my credit report (grrrr......). I just canceled that card since I never use it. How long until I am safely 4/24 again? I also took myself off as a UA on a card my DH opened back in Aug 2018, so I should actually be 3/24 now. But how long should I wait before applying for something else? I was denied for my 3rd CIP today, which set me off on this deep dive into exactly what has been reported on my credit report, so wondering how long to wait before I reapply for that too... (ugh).

Unfortunately canceling the card doesn't make it not count. Also, removing yourself as an AU might or might not get automatically reported to the credit agencies. To make sure it's not being counted, you'll need to make sure it's not showing up on your credit reports. If it is, you can take some steps to get it removed (I think the most reliable is contacting the 3 credit agencies but contacting the cc company might also work).
 
Just starting MSR for my first 2 non-CIP cards. Is there an easy way to track progress towards MSR for SW cards or AMEX Hilton? I like how I could track our MSR progress on the UR page for our CIPs, but can't see anything similar for the SW or AMEX cards. Am I going to need to do some good old fashioned accounting on my own, or is there are page I'm not seeing with a bonus tracker?
My SW personal card had a tracker. Didn't have one for the SW Biz I don't think. Definitely didn't have one for my CIP which I got around the same time as my SW personal, so it's still hit or miss whether you get one or not with Chase.

No tracker option for AmEx.
 
Hi - Question: After doing some deep searching through my credit report, I realized I am technically 5/24 right now because when TJX switched over my store card to a MasterCard, it showed up as a new account on my credit report (grrrr......). I just canceled that card since I never use it. How long until I am safely 4/24 again? I also took myself off as a UA on a card my DH opened back in Aug 2018, so I should actually be 3/24 now. But how long should I wait before applying for something else? I was denied for my 3rd CIP today, which set me off on this deep dive into exactly what has been reported on my credit report, so wondering how long to wait before I reapply for that too... (ugh).

unfortunately there isn’t anything you can do about the TJX card......
For the AU card you have to ask whoever issued the card to remove you since you have never been financially responsible for the card...you can also contact the credit agencies about it
wait until the AU card is off your credit report To apply for the CIP
 
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