I love credit cards so much! v2.0 (see first page for add'l details)

[disfanforlife]

Raise.com Gift Card Deal - ACT FAST! $10 off $125 using code EVERYTHING. Stack with TCB 8% back...
I think this JUST came out tonight and is probably the "Friday deal". ALL of the good cards will be gone QUICKLY as usual. I just scooped up $150 in Disney GCs.

May the odds ever be in your favor... (I was watching Hunger Games tonight)

Thanks, I haven’t ordered from them before nor do I have a tcb account, Been thinking about it so maybe a good day to sign up.

 

[elgerber]

Assuming everything were to fall into place...
If you could only do one night DVC at Grand Californian, would you? I have 5 nights at DoubleTree Suites already booked. My booking window for DVC is about to come open for part of our trip. I don't want to use a lot of points because I'll be using them later next year for WDW. I am willing to part with enough for 1 night, maybe 2, but that cuts into any possible 2021 Disney trip. I don't know if it's worth it for 1 night though.

I think so. The location is amazing, and the view can be also! It's a gorgeous building.

 

[Judique]

Personally I would. But I would ask my family. My 5 don’t know it yet but our spring break trip they are probably going to do 3 nights at All Star Music Family Suites, one night Beach Club, one night Riviera and 3 nights BLT one bedroom. I know they won’t like it but it will be worth it for me (never stayed at BC or RR). They can deal. Even though I sense the complaints already. Since in your case moving for one night or two will be a big impact on them I would make them vote. If they feel strongly no then just deciding to save your points seems to me to be the easier choice.

I've been trying to get a night or two at Riviera to try it out in February, but it's locked up tight and never seems to have any nights available.

 

[disneymagicgirl]

I know there is always a lot of talk about DCL here. I saw the 2021 cruise dates and itineraries were posted and I am seriously considering one! Now I just have to figure out the best way to book! OH and when/where I want to go.

I was hoping to celebrate my 40th onboard in April but the itineraries are lame. DCL really needs to shake it up a bit for us repeat sailers.

For you, I'd suggest an eastern if you can swing a full week.

 

[disneymagicgirl]

How does everyone integrate DCL with a WDW trip? I think I want a 3 night cruise, but IDK if I should have it start the trip or be sandwiched between two resort stays. I have a slight fear of being delayed flying in and completely missing the cruise

I usually sandwich it inbetween, even if the after is only 1 night. I like to be there prior, even if I just stay at the hyatt mco. If I have time we do WDW for a couple nights. Then after the cruise I go back to wdw to ease the depression.

 

[disneymagicgirl]

Thank you. I figured with DME this could be doable with minimal effort. I will probably have a combo of 3 nights BC, 3 nights GF, and 3 nights DCL. Just have to figure out the final order with schedules and vacation. IDK if I will be one of those first in line to book. I don't see the cruise I want selling out right away and I will probably go through Costco

oh yeah, with all those days planned, sandwiched is 100% the way to go!

 

[havaneselover]

I was hoping to celebrate my 40th onboard in April but the itineraries are lame. DCL really needs to shake it up a bit for us repeat sailers.

For you, I'd suggest an eastern if you can swing a full week.

I'm feeling the same way. Switched Western (yuck) to go back to Alaska next summer. Hopefully with the new ships we'll get something more exciting.

 

[disneymagicgirl]

Raise.com Gift Card Deal - ACT FAST! $10 off $125 using code EVERYTHING. Stack with TCB 8% back...
I think this JUST came out tonight and is probably the "Friday deal". ALL of the good cards will be gone QUICKLY as usual. I just scooped up $150 in Disney GCs.

May the odds ever be in your favor... (I was watching Hunger Games tonight)

Saw the email at 6am this morning and the increments I could buy of walmart, sams, disney didn't really work to maximize a deal, so I didn't buy. I'm going to keep checking though.

 

[disneymagicgirl]

There is nothing quite the elation one feels when they have conquered the upgraded magicband ordering system after countless attempts. Fancy Nancy and the new aqua castle band are headed my way!!

 

[disneymagicgirl]

DoC posted direct links to enroll in the points and cash back offers. Try those:
https://www.doctorofcredit.com/amex...-on-hilton-card-get-10-or-2000-points-5-uses/

Dang it, DH doesn't qualify for either. Prob b/c he spends a few grand each month on that card. Annoying.

 

[disneymagicgirl]

I had booked DD20 a room at AofA on a PLE deal for last night. She checked in and they had upgraded her to a cars suite. So jealous.

 

[jhoannam]

That's good. I always do 1 transaction, 2 swipes. It has happened to me before as well and the next time I went it was fine. Just try again tomorrow.

I tried again yesterday and it declined my transaction. I was trying to do 1 transaction, 2 swipes. The first swipe went fine, and then when I swiped again it declined it. Am I trying to go to fast? This is my first week. I loaded $400 on Monday, $200 on Wednesday, tried $400 on Thursday.

 

[vanjust14]

I tried again yesterday and it declined my transaction. I was trying to do 1 transaction, 2 swipes. The first swipe went fine, and then when I swiped again it declined it. Am I trying to go to fast? This is my first week. I loaded $400 on Monday, $200 on Wednesday, tried $400 on Thursday.

No, that's not too fast. I've done multiple $400 at different stores in one day. I think @platamama mentioned that stores have their own limits so if someone is going in to that store before you, you may be hitting the store limit. Maybe try going earlier in the day? Not sure, sorry.

 

[vanjust14]

How does everyone integrate DCL with a WDW trip? I think I want a 3 night cruise, but IDK if I should have it start the trip or be sandwiched between two resort stays. I have a slight fear of being delayed flying in and completely missing the cruise

Sandwiched. That way I wasn't worried about a delay causing us to miss the ship, and it had the added bonus of my family not looking miserable the morning the cruise ended. It's hard to be sad when you're heading to the GF for a few days, but most people were headed home and it was obvious how they felt about that.

Totally agree with @mmmears ! Can't have enough of WDW so before and after is perfect. You wont miss the cruise getting in early and going to WDW, and you won't be sad getting of the ship because...you're going to WDW !

 

[SouthFayetteFan]

Thanks, I haven’t ordered from them before nor do I have a tcb account, Been thinking about it so maybe a good day to sign up.

If you get a TCB account - you can use the "Hustler Money Blog" link and you get $15 for signing up: https://www.topcashback.com/join-us/hustler-money

Unfortunately they don't have a support program that helps the person signing up (i.e. I can generate a support link for this but I get $10 and you get nothing, lol - so that link is a better deal for YOU). I mean...if you really would rather give me $10 than get $15 we could set that up HAHAHA!!

I'm honestly not sure what the best way to sign up for Raise is (if you haven't already done that...)

 

[disfanforlife]

If you get a TCB account - you can use the "Hustler Money Blog" link and you get $15 for signing up: https://www.topcashback.com/join-us/hustler-money

Unfortunately they don't have a support program that helps the person signing up (i.e. I can generate a support link for this but I get $10 and you get nothing, lol - so that link is a better deal for YOU). I mean...if you really would rather give me $10 than get $15 we could set that up HAHAHA!!

I'm honestly not sure what the best way to sign up for Raise is (if you haven't already done that...)

Thank you! I appreciate the link

If you get a TCB account - you can use the "Hustler Money Blog" link and you get $15 for signing up: https://www.topcashback.com/join-us/hustler-money

Unfortunately they don't have a support program that helps the person signing up (i.e. I can generate a support link for this but I get $10 and you get nothing, lol - so that link is a better deal for YOU). I mean...if you really would rather give me $10 than get $15 we could set that up HAHAHA!!

I'm honestly not sure what the best way to sign up for Raise is (if you haven't already done that...)

Thanks for the link. I appreciate it. You are always so helpful! Sorry for the double comment. My laptop is being weird.

 

[alryan]

American Express is not making me happy. I am missing 20,000 referral Hilton points. I chatted and gave them all the information a few weeks ago. I chatted again and the investigation is over and they say the link wasn't used rightly. So nothing they can do. Since I applied for DH I know the link was used correctly. I know others have had this happen, with even bigger amounts and from what I remember it was a total hassle and some never got their missing points. Think it's worth a phone call? Or will I just be wasting my time and making myself more upset?

 

[speedyfishy]

I tried again yesterday and it declined my transaction. I was trying to do 1 transaction, 2 swipes. The first swipe went fine, and then when I swiped again it declined it. Am I trying to go to fast? This is my first week. I loaded $400 on Monday, $200 on Wednesday, tried $400 on Thursday.

I think FD is issuing a one load per day policy but I’m not sure

 

[SouthFayetteFan]

American Express is not making me happy. I am missing 20,000 Hilton [support] points. I chatted and gave them all the information a few weeks ago. I chatted again and the investigation is over and they say the link wasn't used rightly. So nothing they can do. Since I applied for DH I know the link was used correctly. I know others have had this happen, with even bigger amounts and from what I remember it was a total hassle and some never got their missing points. Think it's worth a phone call? Or will I just be wasting my time and making myself more upset?

You should absolutely call and try to get it fixed... You should also read ALL OF THIS below to see just how deep and frustrating this can get:

1099s...AMEX...and Hilton...gah!

I'm going to vent for a minute so feel free to ignore this lol

• In 2018 my wife received 30,000 Hilton points from support clicks right away from r/churning in January. We then NEVER received another Hilton point despite having NUMEROUS folks on r/churning tell me they used my link. Somebody here even used my link and again no points - I figured it was a glitch or something and let it go (probably a mistake)
• Late Jan 2019 I receive a 1099 from AMEX showing I received 82,090 Hilton points for $550 - that's funny...I only got 30,000
• I'm about to list a bunch of long calls I made...This is my Wife's account so this is HOURS of Mrs. SouthFayetteFan voice...
• 2/4/19 - I (wife) call Hilton to VERIFY the 30,000 points in my records (to make sure I'm not missing something) and they absolutely verify the figure
• 2/4/19 - I (wife) call AMEX, explain the issue. The rep has no clue what I'm talking about or that they even issue 1099s. She is able to confirm that I show 14 support clicks in 2018. 14???? Where are my points!! I finally convince them to open up a case...I will hear back in 24-48 hours...never hear back
• 2/18/19 - I (wife) call AMEX again - very upset since I never heard back. They have no idea why nobody got back with me. Give them ALL the info again...It may take a couple weeks to hear back (ok so not 24-48 anymore??) and they could issue a revised 1099 then - GREAT, I'm happy!
• 3/8/19 - Informed delivery shows two 1099s coming from AMEX...yay - hopefully resolved. Open the 1099s...they are the SAME FREAKIN $550 from before
• 3/8/19 - I (wife) call AMEX again - get a MARVELOUS agent who not only understands the issue but tells me that they transferred 15,000 points on 1/12 (yup I can verify those posted 1 day later; transferred 15,000 points on 1/19 (yup I can verify those posted 1 day later); transferred 30,000 and 22,090 points on 1/21 - Ummmmm WHAT? Those never posted...it's exactly 52,090 points...THE AMOUNT I KEEP ASKING FOR... Why couldn't any of the other idiot reps give me this detail A MONTH AGO!!!!! Ok so this is a Hilton issue...
• 3/8/19 - I (wife) call Hilton - try to explain the issue to the agent and oh my, she starts arguing with me that points aren't taxable. Cue my Ron Swanson Meme - I KNOW MORE THAN YOU!!! I finally get her to understand she has filed a case for my missing 52,090 points.

The really sad part about this is that because of this glitch I got 8 support clicks that could've gone to somebody else. That's 120k-160k Hilton points depending on what offer they were running!! Luckily I think MOST of those clicks were from r/churning so it didn't hurt folks here.

WHAT A FREAKIN' MESS!!! At this point I'm supposed to receive my 52,090 Hilton points once they resolve the issue on their end. And I guess I do owe taxes then on the points...I asked them to PLEASE resolve this by the end of the month because I don't really want to pull the trigger on the taxes until I know they posted.

EDIT 1: I owe @amalone1013 a lot of royalties
EDIT 2: I'm losing my voice because talking in my high voice for 2 hours really takes it's toll on me!!

Quoting myself...So another 1 HOUR 41 MINUTE phone call as Mrs. @SouthFayetteFan just occurred...

2 weeks have passed with no follow up from Hilton. So I called and the had to discuss the whole issue all over again and Hilton seemed to feel that this was back on AMEX again...

• 15 Minute on hold and then I'm told they don't see anything...and of course she acts like I'm crazy asking for 30,000 and 22,090 - how do I know it's those amounts...well because I'm SMART and I KNOW MORE THAN YOU!!! She ultimately says you need to go back to AMEX
• So after I (my wife that is) calmed down I said, well let's get AMEX on the phone and to my surprise the Hilton rep agreed
• The first AMEX rep was no help - and when I asked for them to confirm who I spoke to the last time OR get a supervisor they put us on a 5 minute hold and came back and said they still don't see the issue
• I was LIVID and demanded a supervisor
• The Supervisor was GREAT...he quickly was able to confirm the whole 30,000 and 22,090 (HA! I'm not crazy...take that!!)
• There was a series of holds as he worked this and the Hilton rep remains on the line this whole time...
• Finally he comes back and says this issue is NOT on AMEX. The points were accepted by Hilton on 1/22/18 (yes I'm fighting for 52,090 Hilton points I was owed 14 months ago)...
• He says either you continue to fight this with Hilton OR we can issue you 25,000 pts and call it a day. Well I'm not taking HALF of what I'm owed...
• So now Hilton is going to work on their end and I'm supposed to get a call or email on Monday about it...

THIS. IS. CRAZY!! I just wish the 1099 wouldn't have happened because then I wouldn't care. BUT, If I'm going to have to pay $150 or more in taxes I want my freakin' points!

End Rant...Again...until 2 more weeks pass...

SAGA OVER...
I called again tonight because of course I got NO CALL and NO EMAIL on Monday or any other day this week.

Initially the rep couldn't see any notes about my call last week. So I don't know what Tracy from Hilton did but she didn't do me any favors! But then, a crazy thing happened...after giving a brief summary of the issue, the rep I was connected with said "Ma'am, rest assured that you WILL NOT get off this phone call tonight without your points". (EDIT SIDE NOTE: I thought it was hilarious being called Ma'am - I was totally into that!!) The Hilton Rep was an older gentleman and proceeded to tell me that he has the authority to issue courtesy points 10,000 points at a time. He said to bear with him and he started issuing me points until all 52,090 were in my account. It was the shortest phone call of ANY of the calls above... FINALLY

So I got off the phone and immediately called American Express. My time is worth something and the folks that DID NOTHING to help me on 2/4 and 2/18 were ridiculous! So I told the agent that I had called Hilton and found out that Tracy had not followed through (which IS a true statement ). I then asked the agent if I could take up the offer of 25,000 courtesy points from AMEX to stop bugging them about the issue. He said he couldn't do that but that he'd make a note on my account and have a supervisor look at it and call me within 24 hours. I'm sorry, but my 10 hours of time should be worth more than just getting the points I already earned. AND AMEX should've cared more and offered to help with Hilton from the start. AND I think the issue might be on the AMEX side even though they deny it - why did they try to send 2 batches of points on the same day for me (when it's typically 1 batch a day) - it seems like they may have had an issue there. AND if these points had posted as they should've I wouldn't have had to transfer 20k MRs to Hilton last year for our Sea World trip. Yeah, so for all those reasons I'm trying to have my cake and eat it too

...INSANE...what I had to go through to get 52k Hilton points that were absolutely MINE. I don't even like Hilton points...it was just about the principle!!!

And the bad news is depending on how many clicks you get with Amex this year... you might get a 1099 for those points even if you never get them... and that's the part that really stinks.

EDIT: (Although that might not happen in your case now that I think about it because in my example...Amex knew I had gotten the points...they just never got sent to Hilton...) Your situation might be different than mine altogether now that I think about it...but it's possible that the reps you're speaking to are also terrible because most of the ones I talked to were.

 

[Haley R]

Our 10k MRs got put in our account from our BBP spend. Dh and I can’t think of anything to use MRs on lol. If we only have like 13k what’s the best thing to do with them? I don’t see us getting another Amex for a long time so I’d rather just use it now