I love credit cards so much! v2.0 (see first page for add'l details)

[afan]

The extra like emoji's are starting to get to me. Some I can figure out why someone liked sad and I don't need to go back and look. But the anger one has gotten me because I think, I didn't say anything bad so I see what post it is. Keep forgetting I posted the DoC post about the Citi language.

 

[mmmears]

Well, I guess it's been a year since the wonderful experts here helped me get a DD, and now I have a question.

The AF just posted on the CSP. It looks like it posted on 7/1 and the bill will be due sometime in August. When is the best time to PC this card? And can I PC it to a CF for the bonus categories?

PS - hoping to wait until the referral links are working since this is P2's card and I might want to get one for myself but I'm not sure. Also I think he's keeping the CSR since we can easily use the $300 travel credit.

Any advice would be appreciated!

 

[3 DD love princesses]

Giving this a bump. Someone commented on the SW spend question (thank you), but still seeking some advice on the Chase Freedom Unlimited. I know things move fast, hence the bump.

I would meet the spend including the returns. I don’t know if chase would claw it back but I would just make sure it’s met to be safe.

 

[Mopedmom1]

The extra like emoji's are starting to get to me. Some I can figure out why someone liked sad and I don't need to go back and look. But the anger one has gotten me because I think, I didn't say anything bad so I see what post it is. Keep forgetting I posted the DoC post about the Citi language.

I have used the mad face on a few posts, never because I was made at the poster, but because the content posted made me mad. We are all too nice here to be mad at one another!

 

[afan]

I have used the mad face on a few posts, never because I was made at the poster, but because the content posted made me mad. We are all too nice here to be mad at one another!

Oh I know but when I can't remember what I've posted or it's been a day or two since it was posted I forget and think, wow someone doesn't like in depth gilmore girls chat.

In other news, apparently the neighbors quiet party last night wasn't enough, they had to have one tonight with a live band that I think includes a tuba or something similar. The problem with their music is it all sounds the same, same tempo, same beat etc, it's like there's never a change. And with the windows closed, which I had to do, all I hear is the bass whether it's live or recorded so my ears just start to hurt. I think it's also a tempo that I don't like which is the problem. I was a band geek and listen to different stuff but that's the thing, it's all different and doesn't just sound like one never ending song. Hopefully they don't carry on all night since I was looking forward to going to bed early tonight.

 

[Albort]

Well, I guess it's been a year since the wonderful experts here helped me get a DD, and now I have a question.

The AF just posted on the CSP. It looks like it posted on 7/1 and the bill will be due sometime in August. When is the best time to PC this card? And can I PC it to a CF for the bonus categories?

PS - hoping to wait until the referral links are working since this is P2's card and I might want to get one for myself but I'm not sure. Also I think he's keeping the CSR since we can easily use the $300 travel credit.

Any advice would be appreciated!

best to do it asap but can be done within 30 days of posting. yes, u can PC it to CF for bonus category.

 

[disneymagicgirl]

I watched the series when it originally aired and for years in reruns. Then I watched AYITL when it aired.
Just in AYITL, Logan is engaged/plans to marry Odette to further his career yet still has an affair with Rory. That’s self centered to me.

Oh maybe. I thought he was being forced to marry her by his family. I didn't get the vibe that he wants to. Maybe I need to rewatch.

 

[miztressuz]

Giving this a bump. Someone commented on the SW spend question (thank you), but still seeking some advice on the Chase Freedom Unlimited. I know things move fast, hence the bump.

In the same post, DoC is also reporting that the CFU will drop its $150 (15,000 UR) SUB and instead offer 3x UR everywhere during the first year capped at $20,000 in spend (effectively 60,000 UR for spending $20,000).

These changes are supposedly coming before the end of March.

That’s actually a REALLY BAD offer on CFU. If you compare it to the current 15k signup offer you have to spend $10,000 on the card just to break even vs the old offer.

On the old offer you could get 15,750 URs for spending $500 lol. With this offer, if you spend $500 you’d get 1,500 URs...yaaay! Doesn’t seem like a “churners” offer. Maybe good for a non-churner though.

This non-churner would like to know: If one spends $20,000 in the first year, which would yield more URs? The $500 SUB or getting 3x for the year?

The 3x on $20,000 would give you 60k URs...vs $20,000 x1.5= 30kUR + 15k SUB= 45k URs

But...I won’t put $20k on the CFU...I’d use that to get other cards and sign up bonuses...YMMV

Ok, ok - the banker is finally awake guys...

I saw all the responses but none actually seemed 100% correct (or at least none laid it out like this):

• Current offer, spend 20k = 45,000 URs
• New (rumored) offer, spend 20k = 60,000 URs

If in a vacuum you were spending 20k on this card the new offer would be better. As stated yesterday the break even is spending $10,000. At $10k you would have an identical number of URs (30,000) regardless of which offer you signed up for. Anything under $10k in the first year favors the old offer.


They change offers VERY infrequently, but often when they change it can be without notice.

 

[disneymagicgirl]

Thanks for the responses to my DL transport question. I'll talk everything over with DH to try to sort this out. I've been reading several posts on the subject. I'm not completely opposed to bringing a car seat if that's what we need to do to save some on the ride. I'm just super particular about the seat he rides in and most of the ones I see just dont seem safe enough to me. Yes, I'm THAT mom.

I didn't see how old your kid is, but bubble bums are great and very safe. It is all about belt positioning with boosters. You can see it is rated a best bet by the IIHS here:
https://www.iihs.org/topics/child-safety/boostersMy boys used them. Perfect for travel but we used them for the main car as well.

 

[afan]

Oh maybe. I thought he was being forced to marry her by his family. I didn't get the vibe that he wants to. Maybe I need to rewatch.

I don't think he directly blames mitchum for it but it's strongly implied from what he says that it's not his choice. Seemed he'd rather be with rory which made me question why he doesn't grow a pair. That story line is the only reason I would even think about wanting more. Clearly my two viewings of ayitl combined with many viewings of gg and listening to the gilmore guys has me retaining way more info about this show than is necessary

 

[CyndiLouWho]

@eeyoreland maybe you missed the second part of my response

Yes, re-meet the spend. I don’t think Chase will clawback the bonus but it will keep you in their good graces.
As for the CFU, pretty sure @SouthFayetteFan has done a rundown of break even point and you’d be better off just going for another card with a sign up bonus than using that card for a year.

 

[elgerber]

CIP3 85K SUB pending.

When did your charge post that finished your spend?

 

[mmmears]

best to do it asap but can be done within 30 days of posting. yes, u can PC it to CF for bonus category.

Ah ok. I was hoping to wait a few days to see if DH could generate a link. I'm guessing that will be ok since it's still July?

 

[amalone1013]

I really enjoyed Nurse Jackie when it first aired on Showtime!

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I am in shock by all these team Logan people!

I didn’t see the recent add-on, but I think I will always and forever be team Jess.

Agreed! I would like to see them try again now that hes grown up. Also I guess I like bad boys lol.

What? Team Jess? He does at least redeem himself some in a year in the life but still. Not long ago I watched the ep from season 4 that he shows up at Rory's dorm and Dean is there and they both, but more Jess, proved why he was awful. He just left, randomly calls and says nothing and then doesn't talk to her and expects her to just go away with him cause he knows what she wants. Oiy.

Yitl redeemed Logan a good bit for me. I think I mentioned that when I watched.
That was a bad scene! I was ready for them to figure it out more when he got his book published at the little place he started with the other guys. But then Logan was a jerk (not that that looked great to come back to, them headed to dinner lol)

Thanks for the advice y'all..... I chatted with Amex twice yesterday and lowered all CL to a decent amount.... between P2 and I it was ridiculous! Like over 12k on EACH card? one rep was a lot more efficient than the other..I did it twice,once as me,once as DH lol. also got the late fee removed from that card I mentioned last week via chat so nice and easy! Now to decide if I keep the Hh biz or cancel. I don't think anyone here weighed in, but I don't see a reason to keep it and pay the AF.(got all the hilton cards back when they were like candy)

Our are about to hit the chopping block. I think my AF comes this month.

Tagging @amalone1013
My statement just closed for Aviator Biz and 10k Points posted. Charge made on 6/28, statement close 7/3 with 10,017 points. I think you need to SM them.

Ugh. Will have to do that tomorrow.

DS lost his tooth at the beach a couple weeks ago and we thought the tooth fairy might not make it because we had 5 kids 6 and under sleeping in the same room. DH pulled off some mad stealthy ninja moves to make it happen though!

THE TOOTH FAIRY ISNT REAL??????

 

[brownhaired_girl]

You can use your visits allotment on guests. You could take yourself + 9 guests in one visit if you wanted (of course, assuming the lounge doesn't have a restriction) Anything after the 10 visits gets charged to your card at the per visit rate, I forget what it is now offhand, I know they changed it last year some time, could be $28 or $32, I have both numbers in my head for some reason.

Also just remember that starting Aug 1, PP provided by AmEx won't include the restaurant options

If there are no restaurant options, I can’t think of any other reason to pay the annual fee. I still feel very much like a baby churner and the only cards I have ever cancelled are my 2 SW personal that I got for CP..

 

[gottalovepluto]

As promised, here are some pictures and thoughts about the TWA hotel at JFK for @Lain and anyone else who is interested:

We cleared customs at JFK (wish we had gotten Global Entry instead of TSA pre-check btw) and found our way to the TWA Hotel around 7:30pm on Wednesday night. We had to walk in a street around a curve to get from the AirTrain exit to the hotel which a little unnerving with kids. No signage to lead us there but we were lucky to find a couple who had been there earlier in the day who was going the same way.

Check-in was very automated and basically there was a guy behind the desk that sort of walked us through how to check in using an iPad. I found it to be the least warm/ personal greeting I have ever had at a hotel.
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We booked a Deluxe Double Queen which is their standard room for 4 guests. We had thought about booking a runway view but didn't plan to spend much time in the room during our one night stay so it was fine. (We did have a nice view of a bus stop lol).
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There was a well-stocked mini-bar and plenty of snacks available for purchase... ($5 can of Coke to go with your $6 dollar mini tube of Pringles anyone?) The bathrobe was comfy but not sure why they didn't have more than one for a room that is meant for 2-4 guests. Check out the blue lights on the fridge because they will be important later...

The small bathroom looked neat but the shower was not enclosed with a curtain or a door so it made for a wet bathroom floor. It didn't help that the drain was super slow so the shower filled up like a tub while 4 of us showered as quickly as we could (right before checkout so we didn't have time to request someone to fix it).
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We got dressed for the pool and planned to get some drinks and snacks at the pool bar while the kids swam. They were out of 3 of the 4 menu items that we were interested in so we got the fries (which were delicious) and the charcuterie board (which was really more of a cheese board). Total price for a few beers a few wines 2 fries and the charcuterie was just over $100 before tip.
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They had a small cafe cart in the lobby but the only choice for breakfast with any gluten free options (for DW) was going into the Paris cafe (which is upscale dining in the evening). 2 omelettes, 1 stack of pancakes and a fruit plate with 2 milks for the kids ran us about $100 before tip. What made it worse was that we had ordered buttermilk pancakes for the kids to split but the server ordered GF pancakes (I guess confused after my wife talking about options for herself). When the food arrived and we let the server know about the error she apologized and said she would put in the order for buttermilk pancakes right away (it took about 1/2 hour for the buttermilk pancakes to arrive).
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We had planned on swimming in the pool one more time and showering before checkout so I had asked and been granted a 12pm checkout instead of the standard 11am checkout (which was good since we spent so long at breakfast). When we got back from the pool our key did not work in the room so I had to go back down to the desk to get it reactivated which was kind of a pain since it takes some work to get back to the main lobby.

By the way, those are the "cons". I'll do another post for the "pros" and then wrap it up with some final thoughts.

I’m kind of in a state of shock at the no shower curtain or door thing. I mean I’ve showered in some strange places, lol boarding on TMI, but in a US hotel I apparently have a 100% expectation of a shower door or curtain.

 

[gottalovepluto]

If there are no restaurant options, I can’t think of any other reason to pay the annual fee. I still feel very much like a baby churner and the only cards I have ever cancelled are my 2 SW personal that I got for CP..

Canceling cards is unnerving but ultimately results in like a cleansing feeling when I move the folder to my “archived” folders and move the data to my closed tab on my spreadsheet. It frees up the annual fee money for something else!

 

[gottalovepluto]

I am doing a chase checking account for P2 for the bonus. I know DoC has a list of what counts for Direct deposit, but is there any way to know if it counted before a bonus is deposited, or is the only way to find out is when the bonus deposits? TIA

When the bonus posts. Sorry.

 

[afan]

I’m kind of in a state of shock at the no shower curtain or door thing. I mean I’ve showered in some strange places, lol boarding on TMI, but in a US hotel I apparently have a 100% expectation of a shower door or curtain.

Starting to see a similar type of shower more on hgtv in US homes. I don't get it, I want to keep all the heat in the shower and that requires a door or curtain. Nevermind that it just seems messy and no privacy, not that a clear door would provide that but at least it's a buffer and if someone was seeing you in the shower I'm sure of other things so I guess you don't need privacy. It just seems impractical.

 

[afan]

Yitl redeemed Logan a good bit for me. I think I mentioned that when I watched.
That was a bad scene! I was ready for them to figure it out more when he got his book published at the little place he started with the other guys. But then Logan was a jerk (not that that looked great to come back to, them headed to dinner lol)

Not that he needed redeeming for me, but Logan in fall was everything for me. I've always felt Jess was a thing you can't say on here 6 letters starts with d. The only person he ever redeemed himself with is Luke in season 7 with his book, but again in the pallindino's world that season doesn't exist so he never redeemed himself and Logan never proposed so that makes it hard. Especially because I think they did better by the guys except for Doyle, than the ladies except for Paris, Lane and Emily. I don't like a lot of ayitl of Lorelai or Rory for that matter. Like how does Doyle get to there, it's just not where I saw those two going.

None of my friends watch this, I never had the chance to talk about it ever.