I love credit cards so much! v2.0 (see first page for add'l details)

[StephPlum]

.

 

[elgerber]

.

 

[Albort]

I’ve got the offer too.
So we just ring up GC like normal and then for payment say credit card and swipe like normal? No pin to enter or anything weird? This is the part where I always have anxiety...such a wuss.

correct, tell them its credit. no pin. should autodrain.

 

[Psychodisney]

Citi AA biz question. For anyone who did the offer with a statement credit, how long has it taken to get the credit?

Mine appeared on the statement. I bought a plane ticket (shocking I know). When the statement closed, the credit was there.

 

[SouthFayetteFan]

Citi AA biz question. For anyone who did the offer with a statement credit, how long has it taken to get the credit?

That posts with your stmt close.

 

[StephPlum]

Mine appeared on the statement. I bought a plane ticket (shocking I know). When the statement closed, the credit was there.

That posts with your stmt close.

Thanks!!

 

[StephPlum]

Has anyone done the secret SM on Citi lately? I know I used it to close DH's Citi Biz card but I am trying to go through the steps I documented and I can't find it again. I guess I can "chat" to close my card but would rather just SM if I can figure it out again.

 

[elgerber]

.

 

[disneymagicgirl]

correct, tell them its credit. no pin. should autodrain.

Thanks!

 

[DisneyMandC]

Would someone mind trying to login to their AA account and let me know if they're having issues too? Or is it just me?

ETA: Disregard. Worked fine in incognito.

Also, instant approval on dummy booking for DH's second Citi AA Biz just now

 

[DisneyMandC]

So with that instant approval, my churning plans for May are:

1. Hit MSRs for both of our new Citi cards hard. My card should be here before the end of the week since my benefits envelope came today. I want to get the AA miles locked down in our account as soon as possible. I received my personal property taxes yesterday, so I'm hoping I can use Plastiq for it without my county losing its mind.
2. Finish Bonvoy Biz MSR? Going to hit Citi harder, but may try to go ahead and knock this one out. Only have $1100 left.
3. Continue to slowly work on Hyatt MSR. I have to go to Costco this week and will use it there, and it's currently in DH's wallet for him to buy gas and lunch at work with. We have about $450 left on it.
4. Get a Hilton Honors card for me (assuming no pop up) before I cancel my Hilton Biz. This will put me at 5/24, but I'll drop back down to 3/24 in November.
5. Try to take advantage of the Lowe's offers on some of my Amex cards to pick up gift cards.

So I thought long and hard about the truly great suggestion for me to get a CIP2 when I get the Hilton Honors card. I'm still toying with it, to be honest... if I can get through these Citi MSRs quickly, then I will probably do it and apply for that and the Hilton card at the end of the month. If I'm still swimming in MSR, then I may just hang it up for right now and see if the deal is still going in November, or I can just get a CIC then. I would miss out on some URs, but I'd play it safe with Chase.

 

[3 DD love princesses]

Q1- who are u trying to pay?
Q2- do u have a walmart nearby?
Q3- do u have a CI+ or CIC?

Wells Fargo
Walmart is 30 min one way drive (but everything is a 20-40 min drive for me)
Have a CIC. June 1 I’ll apply for CIU unless I’m working on another spend.

Are you hitting AA biz cards? That would be an easy option to put in between your Chase biz cards.

Haven’t looked into AA. I’ve been getting their personal card offers almost every week for DH and I. Is it a mc or visa? I’ll have to read up about how this works

 

[wendow]

Wow, the Citi Biz cards came today, from last Mondays approval! I am shocked, mine took foreeeevvvvveeerrrr.
And the 2nd part of that post is still the same :-(

Got my new citi AA biz today as well!! Approved 4/19. Felt like forever!

 

[wendow]

UGH, sure DH's Citi Biz comes super fast, and of course, I can't get online access. Keeps saying the information doesn't match our records. Had no issues setting mine up. He won't call, I am the one who takes care of churning. Stupid Citi.

All I can say is Citi IT strikes again. SAme thing happened to both of us. So annoying. Getting ready to activate my new biz and hoping I don't have the same issue.

 

[SouthFayetteFan]

Wells Fargo
Walmart is 30 min one way drive (but everything is a 20-40 min drive for me)
Have a CIC. June 1 I’ll apply for CIU unless I’m working on another spend.


Haven’t looked into AA. I’ve been getting their personal card offers almost every week for DH and I. Is it a mc or visa? I’ll have to read up about how this works

AA is mastercard. Most of us are focusing on biz cards (no 5/24 impact).

 

[wendow]

@3 DD love princesses Thanks for the suggestion to shorten the Pop stay and upgrade to the DxDP (under FD'ing promo). I think we are headed in that direction unless something changes with the AA portal.

We have two rooms booked at Pop. I dropped us to the min for FD at Pop (4 nights with 4 day PH'ers). I only put myself and ds8 on that room and dh and other 3 'adults' on the room booked with just a RO promo. That will give us 5 days to use 24 meals and 16 snacks. We really wanted to do more character meals as we usually only do one. Which has been fine but IDK, we all kind of got the bug that it'd be fun to do more. This will let us do 4 TS! My kids don't know yet but they will be very happy. I still need to crunch more numbers but I think this is a pretty inexpensive way to do this. This part of the stay is about $2600. I'll cover it cashing out UR's and then buying discounted GC's as well as selling some AA GC's...oh, @Albort, I'll be checking in with you soon

Last 5 nights, I think we are going for the Swan. We are actually super excited! We've wanted to try it for years but Disney has always come through with the deals so there was never much incentive. Not so much this year. I can book both rooms for less than 200k miles. These are upgraded rooms (1 king w/sofa bed, 2 queens, balcony, resort view - will that be a fireworks view??).

Before we book, we are still going to call and see if we can convert our cert (or upgrade it) to a cat 6. If we can, then everything changes cause that would be 7 nights at Swan.

I feel like everything is coming together and I'm pretty excited! Still holding a small bit of hope that AA gets the summer promos added but if not, I feel we have a great plan.

And seriously, we could be at any Disney resort and my kids would be happy. These are kids who've been very spoiled by my current hobby and last hobby of GC churning and they are more used to deluxe than value. Yet, I've asked my dd's over and over about where they want to stay. The answer is always the same, 'we don't care, mom, we just want to go back!' So, I think they will be pleased with this and all the extra dining will be a huge surprise!

 

[wendow]

For those of you who've been around for awhile, you may remember my dd18 has a chronic illness. She is sick again and it's a bad flare. I've spent the day on the phone with doctors trying to get meds called in and then running around to get meds (spending a small fortune...). Appreciate any prayers or thoughts for us both. She's in pain and I'm worn out.

 

[Haley R]

For those of you who've been around for awhile, you may remember my dd18 has a chronic illness. She is sick again and it's a bad flare. I've spent the day on the phone with doctors trying to get meds called in and then running around to get meds (spending a small fortune...). Appreciate any prayers or thoughts for us both. She's in pain and I'm worn out.

I’m sorry that your dd’s in pain. I hope the meds help her and everything gets better for you guys.

 

[wendow]

I know you'll all understand.

I was in a hurry the other day before work. I placed an ebags order with 15% cashback at Ebates, a coupon, and what I thought was my DH's Amex card with the $20 off a $100 bonus offer. I spent $83 and used the wrong Amex card---business instead of personal. Oh what joy! I can only laugh at myself. My "great deals" turned out to be a total #$@% up. What in the world was I thinking?!

Not quite the same but I went to Sam's the other day and spent $200+. Went into the app and added dh's CIP (that I am currently working on MSR) and for some reason, even though I was sure I checked to use that card, it charged another card. Ugh. $200+ put on a card I didn't need it on. First world problems, I know, but still so frustrating!

 

[SouthFayetteFan]

For those of you who've been around for awhile, you may remember my dd18 has a chronic illness. She is sick again and it's a bad flare. I've spent the day on the phone with doctors trying to get meds called in and then running around to get meds (spending a small fortune...). Appreciate any prayers or thoughts for us both. She's in pain and I'm worn out.

Aw - @wendow - you know your DISchurner friends are here for you!! Prayers going out for your daughter and your family!!