I love credit cards so much! v2.0 (see first page for add'l details)

[vanjust14]

Yes! DEN had availability to OAK and then to HNL. Great prices and all May was open. Then poof! All gone

Ugh!!! I thought that's what you were saying, that's terrible I wouldn't have guessed it would go that quickly. Sorry that happened!

 

[brownhaired_girl]

I could contact them and see if they would take a pre-payment. I’m not sure they would be comfortable waiting for their money. I think I might need to explore PNC banking. I have only skimmed over the posts relating to this since it has not been on my radar. We can pay the farm insurance and electric and that would help.

 

[*WDW*Groupie*]

Sadly, no.

Do you know when this stopped working? I stupidly didn't realize it didn't work anymore and just bought $250.00 in AA gift cards last night for a trip to Washington that I was planning (but am not any longer). Say it ain't so!!

 

[DisneyMandC]

I think someone had put a recommendation here before, but I can't find it. Who should I look at for travel insurance for our Disney trip in September? Obviously want something that will provide coverage in case a hurricane comes through. Also, flights are booked on points (not sure if that matters). I booked a magical rate so I don't know if getting insurance through Disney is still an option or not.

 

[disneymagicgirl]

@wendow I adore that new profile pic!!

 

[amalone1013]

I think someone had put a recommendation here before, but I can't find it. Who should I look at for travel insurance for our Disney trip in September? Obviously want something that will provide coverage in case a hurricane comes through. Also, flights are booked on points (not sure if that matters). I booked a magical rate so I don't know if getting insurance through Disney is still an option or not.

I just went through insure my trip to get quotes... went with a Nationwide plan. I clarified with a couple agents that since our flights are on points, we would have some type of coverage if we had to change flights (basically cancel/keep points/book cash flights home) and they told me I was good. That was all I really cared about since I'm using SW points and I will definitely find a future use. You're flying SW too, right?

 

[wanderlust7]

Do you know when this stopped working? I stupidly didn't realize it didn't work anymore and just bought $250.00 in AA gift cards last night for a trip to Washington that I was planning (but am not any longer). Say it ain't so!!

February 8. I got one in on the 7th that worked. Then did another one a few days later, but right before people started realizing it stopped working.

 

[SouthFayetteFan]

Hi Everyone,
I've been lurking here and am having a tough time keeping up with the pace, so I hope it’s okay to just jump in and ask for some opinions.

Background:

• Roughly 4-5k spend each month, always paid in full (thank you, YNAB!)
• Wife and I both have FICO scores above 830.
• AmEx SPG (now, Bonvoy) since 2006. Generally our primary card over the years.
• Chase Freedom since 2007.
• Citi AA since 2017.
• Citi Costco since last month.
• My wife has a Chase Slate that we haven’t used in a few years, but is still open.

Goals:

• Mostly, I want to make sure we are getting *something* tangible for our monthly spend. Perhaps I’ll dip my toes into aggressive churning at some point, but I want to learn my way around a bit more first.
• We take a few road trips per year, but rarely fly anywhere. So travel rewards are great, but I’d prefer them to be flexible rather than branded.
  
• Cashback is also fine, as I would probably just budget that toward our vacations.

Tentative plan:

• Have my wife PC her Chase Slate to a CSR or CFU, and I’ll apply for the other. Then use CF for the 5% category spending, CSR for dining/travel, CostCo for CostCo and gas (unless it’s a 5% category), and CFU for everything else.

Does Chase UR seem like a reasonable fit for us, and is this a reasonable plan? Are there different cards we should be considering?

Any thoughts or feedback is greatly appreciated!

Hi there - I think others have provided some great advice! I'll just weigh in and openly invite you to our DISchurners group. I think you'll find the info there VERY helpful and it has a news thread that posts the highlights of our comments here (making it easier to keep up!)

I normally send this via a PM but you don't have 10 comments yet so you can't PM (until you get to 10, lol):

Would you be interested in joining our private reddit group DISchurners? To join I just need your reddit username (or you can join at reddit.com and just let me know). In that group we have some of our best tips listed out as guides and you can also support another DISer when you apply for a card or share support links of your own! Let me know and I can get you all setup.

 

[wendow]

Ugh!!! I thought that's what you were saying, that's terrible I wouldn't have guessed it would go that quickly. Sorry that happened!

Me either! I was browsing the availability but then needed to chat with dh and do school with my boys. I thought for sure I had a couple hours to put it aside. I'll be much faster next time and just go ahead and book it!

 

[DisneyMandC]

I just went through insure my trip to get quotes... went with a Nationwide plan. I clarified with a couple agents that since our flights are on points, we would have some type of coverage if we had to change flights (basically cancel/keep points/book cash flights home) and they told me I was good. That was all I really cared about since I'm using SW points and I will definitely find a future use. You're flying SW too, right?

Yup, all of us are on SW! Thanks, I'll check there!

 

[mmmears]

I'm sorry for the long post, but there is a bunch of churning stuff in here, so it's not all off topic...

It's been a difficult day, with everything seeming too complicated. DCL prices are a bit steep for us, plus I can't book for 2 more days as the prices rise. And stupid Disney won't even let me see the prices, so a big shout out to @tink1970 for being super helpful in looking them up for me (and for lots of other people on the cruise board). Then the Chase thing. I called. We used DH's laptop and I think somehow one of the SS# reverted to his, so I had 2 different ones listed (they won't tell me what they were). Guy says he can't fix it, and now I have to mail in a copy of my card, or go to a bank and they can fax it for me. And if I cancel the app and apply again it would be another hard pull. So I pushed back. Hard. His supervisor ended up being able to fix it and then I was instantly approved for my CIP. It's on its way. Then DD called and told me she was accepted for her year abroad in Norway (not study abroad, but a post grad research fellowship). She is super excited. And with that, all my travel plans are changing. I'll need some help figuring out flight (because of course we will want to visit her), but right now my head is spinning and I'm just happy she knows what she will be doing next year.

 

[SouthFayetteFan]

I'm sorry for the long post, but there is a bunch of churning stuff in here, so it's not all off topic...

It's been a difficult day, with everything seeming too complicated. DCL prices are a bit steep for us, plus I can't book for 2 more days as the prices rise. And stupid Disney won't even let me see the prices, so a big shout out to @tink1970 for being super helpful in looking them up for me (and for lots of other people on the cruise board). Then the Chase thing. I called. We used DH's laptop and I think somehow one of the SS# reverted to his, so I had 2 different ones listed (they won't tell me what they were). Guy says he can't fix it, and now I have to mail in a copy of my card, or go to a bank and they can fax it for me. And if I cancel the app and apply again it would be another hard pull. So I pushed back. Hard. His supervisor ended up being able to fix it and then I was instantly approved for my CIP. It's on its way. Then DD called and told me she was accepted for her year abroad in Norway (not study abroad, but a post grad research fellowship). She is super excited. And with that, all my travel plans are changing. I'll need some help figuring out flight (because of course we will want to visit her), but right now my head is spinning and I'm just happy she knows what she will be doing next year.

Well amidst a lot of frustration these seem like two SUPER AWESOME wins for you today! Everything was complicated...but not too complicated for you!! Congrats on persisting through that CIP issue and getting your approval

 

[Etonduf]

Hi there - I think others have provided some great advice! I'll just weigh in and openly invite you to our DISchurners group. I think you'll find the info there VERY helpful and it has a news thread that posts the highlights of our comments here (making it easier to keep up!)

I normally send this via a PM but you don't have 10 comments yet so you can't PM (until you get to 10, lol):

Would you be interested in joining our private reddit group DISchurners? To join I just need your reddit username (or you can join at reddit and just let me know). In that group we have some of our best tips listed out as guides and you can also support another DISer when you apply for a card or share support links of your own! Let me know and I can get you all setup.

Thank you, I like reddit but don't love the regular churning sub there. I created an account with this same name and would appreciate an invite--threaded messages may make it a little easier for me to keep up than this one!

 

[punkin]

February 8. I got one in on the 7th that worked. Then did another one a few days later, but right before people started realizing it stopped working.

Yes. I'm trying to figure out what this credit still works on.

 

[SouthFayetteFan]

Thank you, I like reddit but don't love the regular churning sub there. I created an account with this same name and would appreciate an invite--threaded messages may make it a little easier for me to keep up than this one!

So typically you'd get this welcome message via PM but you're special, so you get it out in the open

Welcome to DISchurners!

You're approved and all set! Access the main page here.

You may find our newest thread DISchurners - Walt Disney World Tips! to be pretty interesting!

This is a new thread we have that is helpful: DISchurners - NEWS Thread! Especially if you can't keep up with all the comments!

As a reminder most of the discussion does happen here on the boards. On r/DISchurners you can post your own support links and/or use others' support links here:

• Chase
• American Express
• Other/Misc

And of course there's other info there too including some of our best tips from the thread that you might want to explore! Welcome, thanks for joining!

 

[Etonduf]

And thank you all for the quick replies. I'm off to look into the CIP information--I hadn't really thought of a business card, but it sounds like it's not too hard to qualify.

 

[mmmears]

Well amidst a lot of frustration these seem like two SUPER AWESOME wins for you today! Everything was complicated...but not too complicated for you!! Congrats on persisting through that CIP issue and getting your approval

Thank you! It's like the day she was accepted to college! We are certainly dancing around here today, and ironically it's not about the CIP. Oh, and that call took over an hour, but nobody asked about my business, just kept asking for my SS#. And thanks for the CIP help. It WAS the focus of my day until just now. I'm pretty sure she isn't going to be able to pass this one up, so we will need those URs if we want to visit her.

 

[GusGus16]

WHAAAAAAAAT?!?!

Southwest Airlines flights to Hawaii now bookable!

https://www.southwest.com/hawaii/

Mainland to Hawaii Routes

OAK-HNL (starting March 17th; prices starting at $49 one way or 1950 RR points)

SJC-HNL (starting May 5th; prices starting at $49 one way or 1950 RR points)

OAK-OGG (starting April 7th; prices starting at $49 one way or 1950 RR points)

SJC-OGG (starting May 5th; prices starting at $49 one way or 1950 RR points)


Interisland Routes

HNL-OGG (starting April 28th; prices starting at $29 one way or 1379 RR points)

HNL-KOA (starting May 12th; prices starting at $29 one way or 1379 RR points)

Wife can’t commit to any travel dates to take advantage of these SW fares to Hawaii. What am I to do with $900 in SW GCs burning in my pocket?

Hawaii/Southwest folks: remember there are more routes on the way so don’t be too sad if you can’t find something that works for you right now, you might when the rest of it launches

Of course the one morning that SW decides to open up Hawaii flights I have a major client meeting... I missed all the fun this morning Just caught up now though and super excited for all of you with trips booked already!!!

I had a super busy day at work and missed all the fun with the SW Hawaii flights. I'm going to cross my fingers other airlines will have sales and wait for the next release and hope I'm off to swag some of these super good deals!

 

[*WDW*Groupie*]

February 8. I got one in on the 7th that worked. Then did another one a few days later, but right before people started realizing it stopped working.

Can't believe I missed it by a few weeks.

 

[Alexle2007]

I have not tried it for rice yet either. Let me know how it goes.

It was perfect! Equal parts rice and water, hit rice and wait for it to beep, beep, beep. Too easy! I think I have converted and will no longer be cooking my rice on the stove.