I love credit cards so much! v2.0 (see first page for add'l details)

[wanderlust7]

Does the CL show lowered when you log into his Amex account? How much was it lowered?

Yes, I see the lowered amount in his account. From 29k to 15k. He uses that card sporadically and balance is usually under $1000.

Just hope it isn't a sign that AmEx doesn't like him anymore...

 

[afan]

Question for one's who've flown into BOS. We will be flying into there in May and have a 8 hour layover, any ideals what to do while there. Would it be worth it to venture outside the airport? If so where.

It's been 15 years since I've been to Boston but I'm pretty sure the ride from the airport downtown wasn't that long. I would think it'd be plenty of time to at least go eat and wander around but what time do you get in and fly out?

 

[Albort]

Just saw on Experian that AmEx lowered DH's credit limit on his Blue EveryDay. I got him the Rose Gold and the Hilton Biz a few weeks ago (few days apart). Is this a bad sign?

its just means ur close to how much they are willing to extend credit to u. nothing else to worry about.

 

[elgerber]

Just saw on Experian that AmEx lowered DH's credit limit on his Blue EveryDay. I got him the Rose Gold and the Hilton Biz a few weeks ago (few days apart). Is this a bad sign?

They reallocated some of my credit a couple of times when approved for new cards. Lowered something I already had to make room for the new one. They did it without telling me. I did call and ask and they told me what they did and why, and actually changed it back.

 

[GlamMistress]

Yes, I see the lowered amount in his account. From 29k to 15k. He uses that card sporadically and balance is usually under $1000.

Just hope it isn't a sign that AmEx doesn't like him anymore...

Yeah it isn't a big deal. I will say that's a decent size cut without your request tho.

 

[wanderlust7]

its just means ur close to how much they are willing to extend credit to u. nothing else to worry about.

They reallocated some of my credit a couple of times when approved for new cards. Lowered something I already had to make room for the new one. They did it without telling me. I did call and ask and they told me what they did and why, and actually changed it back.

Yeah it isn't a big deal. I will say that's a decent size cut without your request tho.

It was alarming to see the alert, but I guess I prefer this method over Chase's where you have to go decrease it yourself or risk denial.

 

[LilSweetPeaPhoto]

Really nice seeing these DPs that Amex airline credits for AA aren't limited to $100 increments anymore.

Think that'll work on the Aspire credit?

 

[Albort]

It was alarming to see the alert, but I guess I prefer this method over Chase's where you have to go decrease it yourself or risk denial.

you havent reached the limit with Chase but Chase does this too.
happen to me on my last card app. took 5k from another card, gave me a new card with 5k.

 

[StephPlum]

All the talk of traveling with fewer bags and how great packing cubes are got me to go to eBags tonight. They were running a sale on eBag branded items. Now 6 packing cubes coming my way.

 

[MrPTato]

S&S on Bellevue in Newport has been good to me

Nice little store with a tiny desk.

 

[usakiwi]

Yay, finally got Marriott to extend my free night cert by 3 weeks so they could apply it to the offsite part of our WDW stay. Got 25k points back and cert used. Had to call 3 times, the first 2 reps couldn’t do it or didn’t know how.

You’re lucky! I was on the phone with them last night for 1 hour and 50 mins and two reps, and still wasn’t able to get mine extended. I finally gave up and hung up because I had been on hold for all but about 2 mins of that 1hour 50 mins. Nice to know there is hope, I will try again. What number did you call? Thanks!

 

[mmmears]

Question for one's who've flown into BOS. We will be flying into there in May and have a 8 hour layover, any ideals what to do while there. Would it be worth it to venture outside the airport? If so where.

It's been about 5 years since I've flown there, so hopefully someone with more recent experience will chime in. The airport was really, really close to the city (compared to all the other US cities we've flown into anyway), so yes I think you could get into the city and do some sightseeing. We had a day there to look around (the rest of the trip was looking at colleges) and we visited Boston Common, walked the Freedom Trail (loved that but I like history) checked out historical markets, etc. It started to pour so we ended up on a Duck Tour to keep dry. The T is great for getting around the city, plus I hear it goes all the way to the airport so you might be able to easily get where you want to go.

 

[Lain]

Think that'll work on the Aspire credit?

Yes. DPs look like you can buy a single $250 AA to trigger the full airline fee credit. Purchase on desktop browser, not mobile.

 

[MrPTato]

Question for one's who've flown into BOS. We will be flying into there in May and have a 8 hour layover, any ideals what to do while there. Would it be worth it to venture outside the airport? If so where.

Logan is very close to the city and there are plenty of things to do. The Blue Line goes right to the airport, but you will have to hop on a bus to get to it...less than a 5 minute trip. Uber is also fairly cheap as you are close to a lot of things. Faneuil Hall is a great place to eat and look around with plenty of shops.. Duck boat tours are very popular, there are walking trails, museums...just endless stuff.

We have used this site before for ideas - https://www.bostonusa.com/things-to-do/

 

[LilSweetPeaPhoto]

I honestly am so DONE with them tonight. I can look at it all tomorrow again, Basically, I keep entering my name, the card number, and the ccv and it tells me that it doesn't match the info they have. Yet, it does. Guessing if nothing works tomorrow, I will need to call. So annoying.

If you are still struggling, my Citi Biz wouldn't work on the Biz page. It works on the regular Citi Page though.

 

[CyndiLouWho]

You’re lucky! I was on the phone with them last night for 1 hour and 50 mins and two reps, and still wasn’t able to get mine extended. I finally gave up and hung up because I had been on hold for all but about 2 mins of that 1hour 50 mins. Nice to know there is hope, I will try again. What number did you call? Thanks!

I’m “gold elite” so I used the Gold Elite Support Rewards number 800-321-7396. How close are you to your date? I had booked a stay for end of March and called last October or November to see if they could extend my cert, which expired 3/7/19, until end of March. Nope, couldn’t do it. Suggested I call again in a few months, closer to expiration date. I called about my upcoming Swan reservation last week to fix something else and asked then if they could extend my cert. Nope, but they suggested the Rewards team could do it. So today I called Rewards and she looked at my account, said it looks ok. I had already booked Springhill Suites stay for March 28-30, so she canceled the original cert, added a new one good for a year from today, then applied to my reservation. I could see it quickly in my account and a few minutes later the points were also back in my account. I was on hold 10mimutes before talking to a live person, then it took 5-10 minutes for her to complete everything.

 

[LilSweetPeaPhoto]

Well that took all night but I read the 40+ pages I was behind because I got the call at like 8pm we've got a snow day tomorrow! WOOOO! Last week we had Monday off (MLK) School Tuesday. Weds was supposed to start exams (for the end of 1st semester), but we were off for an ice day. We had 1/2 day Thurs (exams), 1/2 day Friday (exams). Tomorrow was supposed to be a 1/2 day to finish exams. But now that will be bumped to Tuesday. Then they are predicting -30 to -40 on Weds and Thursday so likely no school then (the threshold is -20 to cancel). So Friday we MIGHT start 2nd semester finally, LOL. These last few weeks are going to make that first FULL week I work again a PITA. I haven't worked one yet this year!

I got my Amex card in the mail this weekend, so I think I'm going to call and see if I can get the credit limit bumped up so I can transfer more of my balance. And I guess I'll take the day tomorrow to get the rest of the $25k I need transferred over to Huntington to get that $750 bonus. And then start planning the next bank bonus to try for!

 

[GZanta77]

The loan technically came through my school and is serviced by a group called Heartland. So, small provider. Still just very strange options haha

How odd! My kids school lunch payments are processed by Heartland - they take Visa/MC/Dis but not Amex.

 

[nlbergsten]

Each individual charge would get 6 months. So your deposit would get 6 months and then the final amount would get 6 months from whenever you charge it.

Thank you!!! This thread moves fast!

 

[SouthFayetteFan]

We love SciFi! So much fun to be there, plus I love how quiet it is in there, even with the movie playing, since all the kids are pretty quiet. I always have a written touring plan and love touring this way. No "what should we do now" discussions, etc. It makes it so much easier to relax and enjoy the trip. We didn't have one at DLP since we had no plans to visit until the day we went, and it was a not-very-ideal day there, wandering around, not knowing what to do next. Never again...

That sounds like a wonderful morning and lunch! Some of my favorite things. Glad you got your Sulley meet in. I know how important that was! I am always a structured WDW planner. I have a google sheet with 30 minute intervals outlining the entire trip. I will stray from it or completely revamp if need be, but having that structure as an option is something I really need and value!

This trip really has been an “aha moment”. I’ve mentioned before that I’m a big fan of EasyWDW. So I read all of his stuff and always figured that I knew enough to do it on the fly. We would go in with a plan for the first hour and the 3 FPs and I’d do the rest in my head. We obviously were still doing better than 99% of people that way...

But one thing I found myself constantly doing was thinking “what next”. This meant instead of enjoying Muppet3D or Small World, etc - I spent the ride/show/attraction figuring out what to do next. I wasn’t “in the moment”. So I figured: what if I could take all of my knowledge and just write a plan ahead of time so there’s no thinking needed while I’m there. My wife thought it sounded crazy - figuring out 3 months in advance what I wanted to do down to the minute...but it’s been AMAZING! The first 2 days of this trip were so good! We had a great time despite 55 degrees and constant rain today. (I did amend the plan last night to adjust for things I knew wouldn’t work with the forecast).

The other awesome thing about this is we’re doing significantly less walking! That probably makes my 5yr old super happy (we don’t do stroller anymore). I used to trek back and forth across the park to save 10-15 minutes in line...but the 5-10 min of walking it required each time was hardly worth it. Sorry...I’m now rambling but at any rate, I’m now a huge advocate of the written touring plan