I love credit cards so much! v2.0 (see first page for add'l details)

DisneyMandC

DIS Veteran
Joined
Feb 18, 2015
Did anyone do the AT&T offer with Chase yet? Two transactions of $15 and get $40 back? I did a $20 and a $15 purchase on AT&T a week ago and the offer has disappeared from my Chase card (isn't showing up in redeemed yet either). Maybe just slow Chase offers, just didn't know if anyone else had gotten a credit. Tried to search on r/churning but couldn't find anything.
 

Tikitoi

DIS Veteran
Joined
Apr 23, 2006
I think I remember reading on the old thread that someone was able to use 3 gc's online but if you wanted to use more than that, you'd have to call in and that process was a pain for someone.

(Haha- This is what I meant in my last posting about me not reading who's actually posting what...all I can remember is "someone" posted, which I know isn't that helpful.)
Well that is helpful enough for me at this point. I only have 2 to use. Thanks
 

mamathompson

Mouseketeer
Joined
May 15, 2011
New thread looks great! Thanks for setting that up SouthFayetteFan.
Quick question, DH got the Discover savings account bonus a few months ago. Can I also open one in my name for the bonus? I would move the money from his to mine. I'm assuming it's fine, but wasn't sure about same address etc.
 
  • kidsfirsttrip

    DIS Veteran
    Joined
    Aug 8, 2014
    Loving the new thread!!

    PNC - thanks for the tips of putting my savings in Growth mine is at 2.4%. Do I need to make deposits direct into growth or is it ok to put into spend to trigger the higher interest rate. This “wallet” is totally confusing!!!
     

    SouthFayetteFan

    Saving Money on Disney Vacations since 2006
    Joined
    Sep 6, 2014
    Actually, that makes me wonder about adding links to one of the stickies. What do you think @SouthFayetteFan, oh benevolent dictator, could football stats share space with links to posts on the thread where people have given really good instructions on how to accomplish certain objectives, like using Delta GCs? Or is that making it too easy? I thought "someone" wrote a good post about how to save content for future reference but I don't recall any of the details.
    I am torn on having a comment linking to “best content” or “best tips” etc. @afan mentioned not wanting to make it too easy to find this stuff. I’m not sure of the thoughts there of the entire community..:
     
  • platamama

    DIS Veteran
    Joined
    Mar 6, 2009
    New thread looks great! Thanks for setting that up SouthFayetteFan.
    Quick question, DH got the Discover savings account bonus a few months ago. Can I also open one in my name for the bonus? I would move the money from his to mine. I'm assuming it's fine, but wasn't sure about same address etc.
    Should be fine. I opened up individual Discover savings for both DH & I in late 2016 with no issues whatsoever. But I was putting in money from external accounts, not from one Discover account directly to another, so in your case I would transfer money as follows your account > external account > his new account.
     

    SouthFayetteFan

    Saving Money on Disney Vacations since 2006
    Joined
    Sep 6, 2014
    Do you think a short list of the regulars and their relative respective areas of expertise would be beneficial. The thread moves fast and sometimes a question may be asked but missed and knowing who to tag about that question would help. A short list of the Delta hostages, the AA hostages, the bank bonus gurus, SW experts, Schwab cash out King, using airline partner peeps etc.
    I don’t want to forget anybody (or offend anybody not named an expert)...and that also sounds like a lot of upkeep lol. I will respectfully decline this idea for now but anybody else is welcome to identify and maintain this list (especially somebody else with a page 1 comment LOL)
     
  • platamama

    DIS Veteran
    Joined
    Mar 6, 2009
    I am torn on having a comment linking to “best content” or “best tips” etc. @afan mentioned not wanting to make it too easy to find this stuff. I’m not sure of the thoughts there of the entire community..:
    Yeah, I can totally see that, especially for the more sensitive content. Of course, it's a judgement call as to what is sensitive. I'm fine either way. I do wish there was a way for me to curate info that applies to me and my situation under my login.

    ETA: I guess I can always make my own Google doc and paste links into there.
     

    Chancery8

    Mouseketeer
    Joined
    Nov 21, 2006
    Well that is helpful enough for me at this point. I only have 2 to use. Thanks
    Found the posts I was referring to:

    @GlamMistress said:
    I agrre with this. I have hundreds in DL gift cards that I haven't/cannot use. You cannot pay for seat upgrades, etc with a giftcard. Fares only. When I called in to apply multiple gift cards once it worked but the call was over an hour talking with a non native English speaker and very painful.

    @trstno1 said:
    I don't know if this is a recent change as I don't recall ever using a Delta gift card before, but last week I booked a Delta flight for my daughter online and it allowed me to apply 3 gift cards. It was really easy. It would not work for $+miles reservations, but it was no problem on a cash only reservation.
     

    miztressuz

    DIS Veteran
    Joined
    Feb 23, 2011
    New thread looks great! Thanks for setting that up SouthFayetteFan.
    Quick question, DH got the Discover savings account bonus a few months ago. Can I also open one in my name for the bonus? I would move the money from his to mine. I'm assuming it's fine, but wasn't sure about same address etc.
    Discover isn't limited to household, you can each get it. I concur with @platamama , it'd be easier if it came in as new money. I found it faster for mine to setup initial funding as a small amount, like $50, then setup another transfer for the large balance. I got both within a few days and the bonus posted next day - 5 business days total between opening and bonus because we were fortunate enough to have the full amount in cash still, so I only needed one transfer.
     


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