I love credit cards so much! v2.0 (see first page for add'l details)

[lynzi2004]

Good friends of ours are huge into Dave Ramsey. They were into big debt and marriage troubles prior to us moving to the area and were just getting started with their debt snowball. They took it full on and are doing well almost 9 years later. It has paid off for them as they’ve had lots of medical bills in the past 3 years that could have sunk them had they not been prepared. Of course, they tried to push everyone they knew down the path and we joined for a bit, before realizing that the DR method was not the best option for us. Of course, we visit Disney and use CC to maximize rewards, so I’m sure we get eye rolls from them behind our backs! Lol But the funny thing to this Story is at the beginning when they cut their credit cards up they didn’t check to see if there was any outstanding bonuses. The husband had a fairly large Bass Pro bonus that he lost bc he had to have the card to access it! He was rather aggravated!

 

[SouthFayetteFan]

.

 

[SouthFayetteFan]

New Disney Parks tweet about changes to Epcot...cue the #NotUltimateRewards!! LOL!

https://twitter.com/SouthFayetteFan/status/1098618771579785217

 

[Natgridenergy]

New Disney Parks tweet about changes to Epcot...cue the #NotUltimateRewards!! LOL!

https://twitter.com/SouthFayetteFan/status/1098618771579785217

on it...

 

[SouthFayetteFan]

I am involved in a Twitter DM with Marriott over Swan and Dolphin missing from the UR Portal. They responded that they are looking into it. If anybody wants to work that angle consider DMing Marriott voicing your concern over why Chase doesn’t list those 2 properties but has all the other Marriott hotels in orlando listed.

 

[speedyfishy]

New Disney Parks tweet about changes to Epcot...cue the #NotUltimateRewards!! LOL!

https://twitter.com/SouthFayetteFan/status/1098618771579785217

OMG a play pavilion??

 

[wanderlust7]

Did the handy-dandy 4x symbols on AmEx website for Rose Gold go away? I remember seeing them under All Activity and now I don't see them.

Bought $200 Southwest GC on personal Plat after the AA ones failed. Changing airlines by chat was super easy. Bought 2/15, saw the tracker go to zero late last night, and the credit this morning. Seeing the AF physically pained me, lol. So this helps a little.

The NCL AmEx Offers credited for the $500 OBC I bought, so went ahead and did the same on DH's card.

 

[wendow]

We are planning on using this class in a few years. What grade/age do you think is ideal for it?

It took us awhile to get through the curriculum so I did half 11th/some summer/half 12th He goes over a lot of concepts like buying your first car, paying for college, saving, etc. We could have used it earlier but my dd18 was pretty sick her 10th grade year and she didn't have the energy for it. By late 11th grade, she was earning a decent amount of money and it was time. I know others who have used it with younger high schoolers so I think it just depends on how "financially mature" your kids are.

 

[liloca]

Contemporary tends to be a bit cheaper since Bay Lake are all villas. It may be hard to get the points in place by this summer unless you can meet the spends really fast.

The one that costs less is the one I would pick

Funny that BLT is cheaper!!!!
Both my DH and I already have a good bit of points with AA because that is the only airline I would use for what used to be our yearly trip to Brazil, so if we each get a bs card we can get 2 nights each! I can probably meet the 10k spend in 1 1/2 months (very expensive daycare! Plus paying ahead in a few bills should put us there!
Hopefully they will still be avaialable in a few months!
And if that does not work, maybe an early November trip?

I told my dh about the 'grAAvy train' tonight. Even though I already have an AA card, I never told him about all that. He got so excited thinking we could get enough points to stay at YC for part of our stay. It'd be over dd16's b-day which would be really special for her too. He said, "You don't need my approval for anything. Just do whatever you need to do." And then he said the magical words..."Thank you for doing this for our family. I'm so proud of you". Sigh

What an amazing DH!

 

[wendow]

New Disney Parks tweet about changes to Epcot...cue the #NotUltimateRewards!! LOL!

https://twitter.com/SouthFayetteFan/status/1098618771579785217

I'm so glad you are all over this. I spent a bit the other night trying to figure out how to tweet to the company. I know how to respond to your tweets, apparently lol, but I cannot figure out how to tweet right to them. I'm such a twitter failure

I'm especially interested in what Marriott says about Swolphin! That makes no sense.

 

[hsmamato2]

I wish I could pay my insurance with my credit cards. It’s close to $10,000 a year. It’s through Country Companies and is automatically withdrawn. I need to see if paying with cc is an option.

so yesterday I was setting up insurance on ds's new car.... what happiness I felt when my agent told me we'd save an extra $100 if we paid in full right now using a cc...... WoH MSR is a little too easy now! def. something you all would understand....(and now ds gets to pay me back..the bank of Mom lol)

 

[EACarlson]

Did the handy-dandy 4x symbols on AmEx website for Rose Gold go away? I remember seeing them under All Activity and now I don't see them.

Under view all activity you have to change the time frame in the top left corner to Current Statement. They only show the multipliers after the statement cuts.

 

[afan]

Anyone have any thoughts if a VGC is an acceptable wedding gift?

If they know what you do I would say yes but I think cash is better. A friend gave me obe for dog sitting and all I could think was I'd rather have the cash so I could deposit it and pay on a bill. And she's an idiot because I know she paid the activation fee because she's not watching for that stuff and doesn't do fuel points etc. It would also depend on where they are at and what they would be doing, is it going toward honeymoon or house expenses, again I'd rather have the cash to pay towards. If they are more established and used to that type of thing it'd be fine. But I think the couple should be taken into consideration over thr points etc you can get. I totally get wanting to save money etc, which is generally why I buy off the registry when stuffs on sale, but gift giving is for the receiver not the giver. It's annoying getting things I don't like because the giver didn't think about what I'd like and instead bought something like I've given them that they loved so assumed I'd also like it. Ugh.

Mine has them... in a rack in the middle of the store behind the custom floral counter


Also my AMEXs have a 15% back on Starbucks up to $5 you may want to check for

Ps. I have the same problem with notebooks...

I'll have to check my michaels more closely. No amex offer but they really want me to drink wine, which I don't. But it's also annoying because last I knew you couldn't get any type of alcohol shipped to WA so that makes them more annoying.

I bought a nee pretty red moleskin 50% off clearance at target last week. My rubbermaid (it's not a huge one, who am I kidding, it's big enough and I probably have close to 50) container is full...

 

[wendow]

Funny that BLT is cheaper!!!!
Both my DH and I already have a good bit of points with AA because that is the only airline I would use for what used to be our yearly trip to Brazil, so if we each get a bs card we can get 2 nights each! I can probably meet the 10k spend in 1 1/2 months (very expensive daycare! Plus paying ahead in a few bills should put us there!
Hopefully they will still be avaialable in a few months!
And if that does not work, maybe an early November trip?

What an amazing DH!

BLT could be less cause the studios only sleep 4, whereas CR sleeps 5. Both have balconies and one bath. I prefer CR over BLT studios. If you can get a 1-bed at BLT, then that would be my choice!

My dh is amazing. THanks

 

[SouthFayetteFan]

I'm so glad you are all over this. I spent a bit the other night trying to figure out how to tweet to the company. I know how to respond to your tweets, apparently lol, but I cannot figure out how to tweet right to them. I'm such a twitter failure

I'm especially interested in what Marriott says about Swolphin! That makes no sense.

Marriott’s DM to me seemed to agree, lol!

I tagged mommy points the other day too. Nothing came of that though. It’s a shame these stupid blogs will do so much to ruin churning but nothing to help fix it. Of course, why should I expect any more since they’re basically in bed with the banks with their affiliate links.

 

[disneymagicgirl]

I've always wanted to try the Behind the Seeds tour, just never found the time. And I agree the elephant one looks really cool!

Me too!! I’ve always been interested in that one.

 

[disneymagicgirl]

I am involved in a Twitter DM with Marriott over Swan and Dolphin missing from the UR Portal. They responded that they are looking into it. If anybody wants to work that angle consider DMing Marriott voicing your concern over why Chase doesn’t list those 2 properties but has all the other Marriott hotels in orlando listed.

I’m 2 days behind on this thread but I had tried to tag them regarding swolphin my tweets when this first started. Happy to keep at it.

 

[MrPTato]

Sounds like you and @pillow have nice mortgage companies! I hope @vanjust14 is fortunate with hers too.

Right now, I'm using part of my mortgage to meet MS/MSRs and outlined that over in Dischurners under MS. (I've successfully made 2 payments so far, and plan to continue that as long as it lasts and makes sense to do.) I only got in 1 CIP payment via Plastiq before that died, and this other way is more work but at least I'm getting something out of the mortgage payment (besides the house haha).

I'm waiting for my green Serve to show up. It's been 7 days, arrgghh. Have you gotten yours?

Still waiting for them to come in...Waiting on 3. I was able to load some money on the temp card but now its not working. Doesn't appear I should have been able to load them temp after the first load but it worked. Hoping for tomorrow so I can go play this weekend.

 

[disneymagicgirl]

Has anyone ever used a cc, in full or partially, to purchase a new car? Like new-new, not new-to-you.

Dh is looking at a hybrid, either the Prius or the Kia Nero (Nero? Nemo? lol). We're going to drive both this weekend to get an idea of how they feel, but he'll probably end up ordering one with the features and color that he wants.

Toyota allowed me to put $5k on a card when I bought DDs last summer. The rest was a check. Sigh. But if I had known ahead I’d be car shopping, I would’ve tried to get MOs with CIP/GC combo.

 

[miztressuz]

Did the handy-dandy 4x symbols on AmEx website for Rose Gold go away? I remember seeing them under All Activity and now I don't see them.

Bought $200 Southwest GC on personal Plat after the AA ones failed. Changing airlines by chat was super easy. Bought 2/15, saw the tracker go to zero late last night, and the credit this morning. Seeing the AF physically pained me, lol. So this helps a little.

The NCL AmEx Offers credited for the $500 OBC I bought, so went ahead and did the same on DH's card.

Nice that you were able to get the airline worked out! I'm no help on the symbols, it always seems random to me when I see them show up on my cards. When I want to check a multiplier I switch the new interface and look at the transaction detail, that's been pretty accurate.

Also nice your OBC purchase worked. You said you went through the website for that right? I can't get to my cruise right now to check where it is, the NCL site is having some issues, but do you recall if it was on the same page where you could prepay for gratuities or is it over in the activities section with the beverage packages and shore excursions?