I love credit cards so much! v2.0 (see first page for add'l details)

[amalone1013]

I'm a bad follower. Does the AA biz show up on personal credit reports? Debating...

 

[elgerber]

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[amalone1013]

Ok needing some help here. I signed up for the SW Biz and SW Plus in order to get the CP. I didn't realize there was the 50,000pt offer at the time so just got the standard 40,000pts. I was just planning on meeting MS but DH has decided to get a CP as well so I was going to apply for him a SW Biz and use my referral to get him the plus. That would go ahead and get my the referral bonus where I would meet my CP. Then we would just need to meet his extra 4,000. I could do the 50,000pt offer on his instead of the referral, but part of my meeting MS was in 2018 so I have a ways to go if that makes since. I also have my sister who is wanting a card, but not the CP so he could then refer and hit his as well. (The referral bonus does count towards CP, right?) Here's what DH card break down looks like, I'm not sure that he is eligible with 5/24 so if not let me know and I will come up with another plan!

Chase Disney 4/16 (AU) Pre-churning game days...I signed up for the card and got our DD a free Cinderella dress prior to a trip. I thought I was really hot stuff...and now we are flying for free thanks to you all!!!
CIP 4/17
Marriott Visa 5/17
CSP 7/18

We have a legit business as self-employed chiropractors but I don't know if that makes a difference to Chase. Will the business card count against 5/24, like the CIP does? And if not, do I do the business first, and then the personal? I would really like to do the personal first so that I could go ahead and get the CP for me and then book flights for DD to Vegas in June/July. But I won't do that if it would mess up the business card. I'm not too worried about them selling out, but obviously the sooner the better. I don't have enough points currently to book her as a placeholder.

Thanks so much!

Would you mind listing out when you guys got the SW cards and how much spent in 2018 vs 2019? I think that would help us help you

 

[pillow]

Did you talk to your mortgage company beforehand? When I called mine, they said if I didn't pay the full monthly amount due in a single payment, it would not be allocated properly. I wanted to see anyway, and did a $100 MCGC test through Plastiq, and it showed up only as "principal curtailment," so I was still on the hook for the full mortgage payment due.

Hope your company is more lenient!

As long as all checks add up to the full payment amount, they will reclassify for you. You just have to call and ask them to do it.

 

[SouthFayetteFan]

Ok needing some help here. I signed up for the SW Biz and SW Plus in order to get the CP. I didn't realize there was the 50,000pt offer at the time so just got the standard 40,000pts. I was just planning on meeting MS but DH has decided to get a CP as well so I was going to apply for him a SW Biz and use my referral to get him the plus. That would go ahead and get my the referral bonus where I would meet my CP. Then we would just need to meet his extra 4,000. I could do the 50,000pt offer on his instead of the referral, but part of my meeting MS was in 2018 so I have a ways to go if that makes since. I also have my sister who is wanting a card, but not the CP so he could then refer and hit his as well. (The referral bonus does count towards CP, right?) Here's what DH card break down looks like, I'm not sure that he is eligible with 5/24 so if not let me know and I will come up with another plan!

Chase Disney 4/16 (AU) Pre-churning game days...I signed up for the card and got our DD a free Cinderella dress prior to a trip. I thought I was really hot stuff...and now we are flying for free thanks to you all!!!
CIP 4/17
Marriott Visa 5/17
CSP 7/18

We have a legit business as self-employed chiropractors but I don't know if that makes a difference to Chase. Will the business card count against 5/24, like the CIP does? And if not, do I do the business first, and then the personal? I would really like to do the personal first so that I could go ahead and get the CP for me and then book flights for DD to Vegas in June/July. But I won't do that if it would mess up the business card. I'm not too worried about them selling out, but obviously the sooner the better. I don't have enough points currently to book her as a placeholder.

Thanks so much!

So first off, yes referrals count towards the CP. I think your plan is GREAT (let me summarize):

• You already have earned 100k+ SW pts which posted to your SW account in the calendar year 2019.
• Your Husband signs up for SW Plus via your referral - this gets you over 110k pts and a CP (YAY)!
• Your Husband signs up for SW Biz using public link
  
• Your Husband now has 104k SW pts.
• He refers your sister, this gets him to a CP

If what you listed was correct, your husband is 2/24 (just the Marriott and CSP are personal cards in the past 24 months) so you're in great shape. It shouldn't matter what order he does them in - and in your case getting the personal first may be the better option. You get the CP sooner AND you can refer your sister sooner that way! If possible I'd just wait 2-3 months then to have him try for the biz card.

 

[SouthFayetteFan]

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[palhockeymomof2]

Ok needing some help here. I signed up for the SW Biz and SW Plus in order to get the CP. I didn't realize there was the 50,000pt offer at the time so just got the standard 40,000pts. I was just planning on meeting MS but DH has decided to get a CP as well so I was going to apply for him a SW Biz and use my referral to get him the plus. That would go ahead and get my the referral bonus where I would meet my CP. Then we would just need to meet his extra 4,000. I could do the 50,000pt offer on his instead of the referral, but part of my meeting MS was in 2018 so I have a ways to go if that makes since. I also have my sister who is wanting a card, but not the CP so he could then refer and hit his as well. (The referral bonus does count towards CP, right?) Here's what DH card break down looks like, I'm not sure that he is eligible with 5/24 so if not let me know and I will come up with another plan!

Chase Disney 4/16 (AU) Pre-churning game days...I signed up for the card and got our DD a free Cinderella dress prior to a trip. I thought I was really hot stuff...and now we are flying for free thanks to you all!!!
CIP 4/17
Marriott Visa 5/17
CSP 7/18

We have a legit business as self-employed chiropractors but I don't know if that makes a difference to Chase. Will the business card count against 5/24, like the CIP does? And if not, do I do the business first, and then the personal? I would really like to do the personal first so that I could go ahead and get the CP for me and then book flights for DD to Vegas in June/July. But I won't do that if it would mess up the business card. I'm not too worried about them selling out, but obviously the sooner the better. I don't have enough points currently to book her as a placeholder.

Thanks so much!

From the cards you’ve listed your DH is 2/24...the CIP does not count since it’s a business card....you have to be under 5/24 to get a Chase business card but they don’t add to your 5/24

Usually we advise to open the business card first but in your case do the personal first then wait at least 30 days to apply for the business...more is better
Since you need the RR points in your account to get to 110,000 points in 2019...you could refer your DH for the personal.....then once your DH has the card he could refer your sister

 

[gottalovepluto]

Reminder to get your free 1k UA miles if you or a fam member or SO have any flavor of Chase United Visa by enrolling your card in the MileagePlus X shoping app. https://www.doctorofcredit.com/chas...nited-bonus-miles-by-linking-card-in-mpx-app/ My Mom has the card so I helped her do it and then she let me enroll her card on my app. We both got the 1000 miles immediately.

 

[SouthFayetteFan]

Mine was $200 today. I typed in an AA number I already had..could that be why?

Hmmm weird!

 

[speedyfishy]

I realized I do have a few AA miles from my first statement close. I am looking for my end of March dates and there are no Disney coming up, which doesn't surprise cause it appears to be a super busy time and not much availability left. BUT I put in Aug 6-10 for the first part of our split stay and I'm still not able to bring up Disney resorts. How are you guys finding them on the AA portal? I looked at the map view but no Disney ones on there and not seeing any scrolling through the list.

I put in Orlando and filter with “Disney” I see lots of options for your dates. Values, moderates and deluxe all available.

 

[Limes96]

There are slightly different ones that work as of a couple weeks ago. I saved the post on reddit but then I thought, surely this was news worthy?! and lo and behold, here's the post in our News thread with the link to the latest ones -
https://www.reddit.com/r/DISchurners/comments/aj6vx6/news_discussion_thread/eftpgb2/

Thanks benevolent dictator! So far DISchurners has been turning into exactly what I hoped for when @SouthFayetteFan suggested it way back A supplemental repository of all the goodness shared here, to support this monster of a thread (and each other!)

Thanks for the direct link! It will save me some searching!

 

[SouthFayetteFan]

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[WDWRook]

Thanks. You are all of course right. My impatience and need to book more travel is killing me. LOL.

 

[magickingdomprincess]

Ok, just (almost) had a major meltdown. I was organizing all of my confirmation numbers for our June trip and inputting my SW flight numbers and I couldn't find my DD's confirmation on our flight to Orlando (she's my companion). I went to add her, but it said a flight already existed. Also, I couldn't find flights back for DH and DS7, although I do have their confirmation numbers. I called SW and the rather rude csr said that you can't see the CP's confirmation in your account. Well, that's not true because I can see it right next to it on the return flight. Also, final issue I had was I get an error when trying to check my recent activity for my points. She gave me the number to Customer Care/Client services who was able to find that my CP was still on a flight that was cancelled, and the nice csr fixed cancelled that flight and booked the companion fare for the correct flight. Also, he was able to see DH's and DS's flights, not sure why I can't but he did resend me the confirmation emails and confirmed all four of us are on the same flights. He did also say it's a known issue that their IT Dept is working on to see the the "Recent activity." So anyways, an hour and a half later a happy ending. Oh, and while I was on hold while he was fixing everything, my cable went out which means my internet/phone went out, but luckily he called me back on my cell phone. I was seriously about to cry as I'm home sick today so not feeling good at all, and was worried that I would have to book the two flights (which have gone up 4k points each) and have basically no SW points left. Phew! Sorry to write a novel!

PS- the number for the customer care that can help with issues is 1-855-234-4654 option 5 if anyone needs it.

 

[SouthFayetteFan]

Thanks. You are all of course right. My impatience and need to book more travel is killing me. LOL.

It's tough love my friend! We've all been there though...stuck in "pending application" limbo...just wanting to know approved or denied!

 

[DisneyMandC]

I'm a bad follower. Does the AA biz show up on personal credit reports? Debating...

Nope, won't show up! DH and I have both had one.

 

[SouthFayetteFan]

PS- the number for the customer care that can help with issues is 1-855-234-4654 option 5 if anyone needs it.

FYI - this number connects you with the SW miracle workers. I have used them numerous times for issues and they are always amazing!

 

[lynzi2004]

So first off, yes referrals count towards the CP. I think your plan is GREAT (let me summarize):

• You already have earned 100k+ SW pts which posted to your SW account in the calendar year 2019.
• Your Husband signs up for SW Plus via your referral - this gets you over 110k pts and a CP (YAY)!
• Your Husband signs up for SW Biz using public link
  
• Your Husband now has 104k SW pts.
• He refers your sister, this gets him to a CP

If what you listed was correct, your husband is 2/24 (just the Marriott and CSP are personal cards in the past 24 months) so you're in great shape. It shouldn't matter what order he does them in - and in your case getting the personal first may be the better option. You get the CP sooner AND you can refer your sister sooner that way! If possible I'd just wait 2-3 months then to have him try for the biz card.

From the cards you’ve listed your DH is 2/24...the CIP does not count since it’s a business card....you have to be under 5/24 to get a Chase business card but they don’t add to your 5/24

Usually we advise to open the business card first but in your case do the personal first then wait at least 30 days to apply for the business...more is better
Since you need the RR points in your account to get to 110,000 points in 2019...you could refer your DH for the personal.....then once your DH has the card he could refer your sister

Perfect! Thank you all! I misunderstood how the business card affected 5/24 and also realize I was thinking 5/48 (due to the 48month signup bonus rules). Trying to keep this all straight and then relay correctly to DH is exhausting! lol

 

[wendow]

Thanks @SouthFayetteFan and @speedyfishy WHere do you put in the filter "disney"? I was looking everywhere for that earlier and cannot find, which is why I moved to the map. Thanks for the help!

Southfayette, remind me how quickly the points post once the MSR is met? I'll meet mine today!

 

[miztressuz]

I'm not all caught up, so sorry if it's been mentioned already. The SPG Biz (AmEx Marriott Bonvoy Biz (bleck)) card is back in the RAF program. If your support link stopped working or isn't showing the public offer, you can go in and generate a new link now for the 100k/5k.

I think I was discussing this with @Louie7080 before? Not sure who else joined in there too, sorry