I love credit cards so much! v2.0 (see first page for add'l details)

[WVMomof3]

So we tried her pulling up behind me but I didn’t think that would work. Worked better for her to pull up next to me facing the opposite direction. This was a long awaited day!

Wow. That’s at a Kroger? Our Kroger is $1/gal off max.

 

[havaneselover]

Wow. That’s at a Kroger? Our Kroger is $1/gal off max.

Yes. We don’t have a limit in central VA.

 

[wendow]

Did you file a complaint with the cc company on the D+ charge? You’ve waited more than long enough for Disney to get their ducks in line and you don’t want to miss that window of dispute time

No, I haven't. I wanted to contact them again before going there

 

[platamama]

So we tried her pulling up behind me but I didn’t think that would work. Worked better for her to pull up next to me facing the opposite direction. This was a long awaited day!

Congrats!! And that is what DH and I do.

 

[havaneselover]

Got two more visa gift cards at OM plus a ton of Shopkicks. I don’t do serve. I’m toying with depositing money orders in my SunTrust account once my bonus posts. Maybe $1200/month. This is not my main checking account and I would only keep it open for these purposes. It is the account I pay my SunTrust mortgage out of. Risky?

 

[pillow]

PSA: 50k Free Night Certificates from last year's Amex Marriott Bonvoy Brilliant August release have posted!

These post in batches, so check your Marriott Bonvoy accounts!

Tagging @Judique, @havaneselover, @calypso726, @amalone1013, @SBWB48, and anyone else I'm missing.

Now to downgrade my Brilliant to the Bonvoy...

So with an October 6 anniversary date, I may not get my free night until early January? Last year, I received it on December 3rd. I'm checking every day . . .

 

[amalone1013]

Got instant approval for DH for Gold card! Woohoo! I've been debating back and forth on AMEX cards but decided to still go for a Gold even with the increased MR card, as I can see it being a more long term earner and between the annoying dining credit and airline fee credit I will be more willing to keep it a second year perhaps to help keep amex happy.

But shoot as I type this I realized I need to use my dining credit for Dec!!!! Basically all that works for us is Grubhub because we either don't have the other options or they are not convenient. This plays a lot into why I've been into Cheesecake Factory maybe twice in my life - they've never been convenient! Also... much as I love desserts... not a cheesecake fan

 

[pillow]

Got two more visa gift cards at OM plus a ton of Shopkicks. I don’t do serve. I’m toying with depositing money orders in my SunTrust account once my bonus posts. Maybe $1200/month. This is not my main checking account and I would only keep it open for these purposes. It is the account I pay my SunTrust mortgage out of. Risky?

I get the sense that $1,200/month isn't a big deal, so I think you'd be ok. I occasionally deposit money orders if I'm ahead on my mortgage payments, and my credit union doesn't seem to care.

 

[disfanforlife]

Looks like the ATT card might get the deals too (or used to?)

https://www.creditcards.com/credit-card-news/citi-easy-deals/

Nice! I don’t know why I hadn’t been looking there more often. I couldn’t believe the discounts on gift cards, but you can only order one of each per order and can only order once a week. So now that I’ve done it I’m going to check back more often I got $25 BBY for $15, Dunkin $10 for $5, Kohls $50 for $35 and the Walmart $50 for $35.

 

[havaneselover]

I get the sense that $1,200/month isn't a big deal, so I think you'd be ok. I occasionally deposit money orders if I'm ahead on my mortgage payments, and my credit union doesn't seem to care.

Do you think it would make more sense just to use them to pay my mortgage?

 

[amalone1013]

Has anyone happened to choose Frontier for their AMEX airline credit? It seems unlikely but...

I would think that bag fees and seat selections would count... we might actually be able to use those. I mean, if I still get a Plat so we each have a Plat and a Gold, I'm not going to pick $600 in Frontier credit lol, but I could see some of it going for Frontier...

 

[tink1970]

Also... much as I love desserts... not a cheesecake fan

Don't worry I'm not a fan of cheesecake either (which is why it's not on the shun corner-that and it's so far away, lol). But...



https://www.thecheesecakefactory.com/menu/desserts/specialty-desserts/lindas-fudge-cake/
https://www.thecheesecakefactory.com/menu/desserts/specialty-desserts/warm-apple-crisp/
https://www.thecheesecakefactory.com/menu/desserts/specialty-desserts/chocolate-tower-truffle-cake/
Wow, I really wish it wasn't > an hour away now

 

[amalone1013]

I forgot to grab my lunch today

At least I was able to put DHS gold in my Samsung pay to use at the vending market!

 

[pillow]

Do you think it would make more sense just to use them to pay my mortgage?

Yes, that's what I do. But make sure you keep the receipt at the bottom of your money order. They lost one of my mail in money orders, and I had to request a copy from Western Union. Thank goodness I had the receipt!

 

[havaneselover]

Weird observation but the photo on my chase app is a restaurant right by where I work. I guess they must personalize that.

 

[havaneselover]

Yes, that's what I do. But make sure you keep the receipt at the bottom of your money order. They lost one of my mail in money orders, and I had to request a copy from Western Union. Thank goodness I had the receipt!

Did you mail it in? Would I have to worry about that if I took it into the branch?

 

[pillow]

Did you mail it in? Would I have to worry about that if I took it into the branch?

Yes, the mortgage company for my rental property isn't local, so I have to mail it. If you have a branch close by, they would hand you a receipt immediately. I'd probably still keep the money order receipt for a bit though - just to be safe. I'm somewhat paranoid.

 

[ten6mom]

If anybody has any ideas on how to inject energy in our community or improve the balance between the DIS and DISchurners I am all ears!!

Mouse ears?

Have you tried any of the MR (biz or personal) yet to see what happens there? My favorites are BBP for 2 MR per $ and no AF, Personal Rose Gold for 4x on grocery and dining and Plat (Personal or Biz) for the 100k sign-up if you can snag it (look to see if you have the personal on Cardmatch). If you hurry, you could triple dip on the Gold or Plat airline credit and Saks credit on the Personal Plat or Dell on Biz Plat.

I’d wait at least 30-60 days. I know you want those Hilton points.

I've not tried anything else yet... sort of freaked out right now about applying for ANYTHING with Amex right now (even though my current balance is up several hundred from where it was a few days ago. Yes, Hilton points figure heavily in my trip plan; specifically the resort credit to be used toward TDR park tickets. I suppose I need to start researching other (farther away) hotels from TDR so that I have something else in place. But oh to give up the convenience of being RIGHT THERE! (No way can I afford cash prices).

I did look carefully at the benefits of the Platinum card but I just can't stomach the annual fee when the other benefits (aside from the SUB) are not too useful to me.

UGH. I am so indecisive. This is what happens when you make only one plan and don't have a backup plan in place!

 

[Psychodisney]

DoC posted a PSA about checking Marriott reservations to see if your points went down on any reservations. I was skeptical since we're traveling in March to Aruba. But...my Stellaris reservations went down by 20K points each! Both now have certificates attached so they should be locked in!

 

[punkin]

.