I love credit cards so much! v2.0 (see first page for add'l details)

[ski_mom]

DD is flying SW today and coming home on Sunday. She's wanting to get a SW card - is applying during her flight still an advantage to using a link? This will be her first non-AU credit card. I guess it's an ok one to start with. She doesn't have a long earning history, but she does have a full time job after graduating from college this past May, so hopefully she'd be approved.

 

[LB002]

Dang it, DH doesn't qualify for either. Prob b/c he spends a few grand each month on that card. Annoying.

Same here. We eat out regularly and use the card frequently, so not their target...

 

[alryan]

I tried again yesterday and it declined my transaction. I was trying to do 1 transaction, 2 swipes. The first swipe went fine, and then when I swiped again it declined it. Am I trying to go to fast? This is my first week. I loaded $400 on Monday, $200 on Wednesday, tried $400 on Thursday.

This is no help, but like @vanjust14 said it's not too fast. Just yesterday I loaded $400 at one and finally had the nerve to ask to do another $500. At first the Serve card swiped and the VCG said declined. We tried again and this time the Serve card said denied. The cashier said maybe come back and try in a few hours. I didn't inquire more, but maybe there is a limit within a certain time frame. When I got home all was good with that Serve account and the VCG. Although the CG did have the $500 charge with a $500 reversal. I really hope it is just a daily store limit thing and not the beginning of the end for Serve. I was too busy to go again last night to try again.

 

[vanjust14]

American Express is not making me happy. I am missing 20,000 referral Hilton points. I chatted and gave them all the information a few weeks ago. I chatted again and the investigation is over and they say the link wasn't used rightly. So nothing they can do. Since I applied for DH I know the link was used correctly. I know others have had this happen, with even bigger amounts and from what I remember it was a total hassle and some never got their missing points. Think it's worth a phone call? Or will I just be wasting my time and making myself more upset?

You might be referring to me. I am out 100,000 mariott points. I called several times, and put in 3 separate investigations...no dice. They stood by their claim the offer wasn't attached. I even had proof of one of their reps on chat confirming. However, I was given 20,000 points for the inconvenience. I'd at least try to get something out of it.

 

[tink1970]

Our 10k MRs got put in our account from our BBP spend. Dh and I can’t think of anything to use MRs on lol. If we only have like 13k what’s the best thing to do with them? I don’t see us getting another Amex for a long time so I’d rather just use it now

Why? MRs don't expire, the BBP has no AF and why not just let them ride and realize that your travel plans/goals/patterns will change and you might need them someday. Also, frankly, I think having flexible currency in more than one pot is ideal. I know URs get a lot of love on this thread but if you look at those of us who travel a lot both in and out of the US (just not to WDW) you'll see we all utilize more than 1 type of points/miles.

 

[speedyfishy]

Our 10k MRs got put in our account from our BBP spend. Dh and I can’t think of anything to use MRs on lol. If we only have like 13k what’s the best thing to do with them? I don’t see us getting another Amex for a long time so I’d rather just use it now

you could do GCs or a statement credit but that is a bad value. If you have the BBP you won’t lose the MRs so I really think you should just save them. They can be used for another Japan flight. I’d really just save them unless you were desperate for cash. I also use my BBP for 2 points on all non category bonus spend so you should be able to grow that balance quickly if you use the card.

 

[speedyfishy]

Also, @Haley R i cashed out my MRs with the Schwab plat and got 15,000 and I’m hoping to cash out for another $15,000 by the end of the year. MRs>URs

 

[alryan]

You might be referring to me. I am out 100,000 mariott points. I called several times, and put in 3 separate investigations...no dice. They stood by their claim the offer wasn't attached. I even had proof of one of their reps on chat confirming. However, I was given 20,000 points for the inconvenience. I'd at least try to get something out of it.

I thought is was, but wasn't sure. Sorry to remind you!

 

[vanjust14]

I thought is was, but wasn't sure. Sorry to remind you!

No worries! I hope you have a better outcome!

 

[Chris9ty]

DoC posted direct links to enroll in the points and cash back offers. Try those:
https://www.doctorofcredit.com/amex...-on-hilton-card-get-10-or-2000-points-5-uses/

Thanks! I didn’t qualify this time.

 

[ski_mom]

Our 10k MRs got put in our account from our BBP spend. Dh and I can’t think of anything to use MRs on lol. If we only have like 13k what’s the best thing to do with them? I don’t see us getting another Amex for a long time so I’d rather just use it now

This might not be the best use, but we cashed ours out for a Carnival gift card and ended up with 2,000 points. I then converted that to 4,000 Hilton points. It was an instant transfer. I thought about spending them through Amazon, but I thought the Hilton points held a better value for us.

 

[tink1970]

Just an FYI- Calypso is doing a TR on the ABD thread. She's posted a couple of photos of the Hyatt where they're staying. Her trip reports are always wonderful if y'all haven't read them.

Happily, they arrived safe and sound.

https://www.disboards.com/threads/japan-adults-only-9-29-19.3771628/
ETA-added the link above

 

[Judique]

Our 10k MRs got put in our account from our BBP spend. Dh and I can’t think of anything to use MRs on lol. If we only have like 13k what’s the best thing to do with them? I don’t see us getting another Amex for a long time so I’d rather just use it now

Home Depot cards.....

 

[amalone1013]

Maybe some have this:

https://www.doctorofcredit.com/ymmv-kroger-family-15-off-two-100-visa-mc-gift-card-purchase/

 

[Judique]

dd

 

[wendow]

There is nothing quite the elation one feels when they have conquered the upgraded magicband ordering system after countless attempts. Fancy Nancy and the new aqua castle band are headed my way!!

I was in looking at 1am. Nothing for the whole fam so I gave up. I did see the two you got! What is with having so few choices?!?

 

[tink1970]

@calypso726 I'm trying to connect to the report without a search

I added the link to my message

 

[GlamMistress]

Not sure if posted - Barclays is making changes to the Arrival card (I assume this applies to Arrival+ as well, but not 100% sure)

We’re making changes to the benefits you receive with your Barclaycard Arrival™ Mastercard® effective November 1, 2019.
Your Auto Rental Collision Damage Waiver and Identity Theft benefits will be enhanced. For example, you will now have access to an online monitoring dashboard and resolution features that scour the internet and Dark Web for compromised credentials and financial account takeover.
Also, you will be eligible to receive Cellular Telephone Protection, which provides coverage for certain damage to or theft of your cell phone effective November 1, 2019.
Your Extended Warranty, Price Protection, Purchase Assurance, Satisfaction Guarantee and Concierge benefits will be removed; however, claims can be submitted for eligible purchases made through October 31, 2019.
Restrictions, limitations and exclusions apply. Please go to the Rewards and Benefits section of the website for specific information about benefits that are being removed and added.

​

 

[disneymagicgirl]

I was in looking at 1am. Nothing for the whole fam so I gave up. I did see the two you got! What is with having so few choices?!?

I am not sure. It has been really annoying since May. Choice more limited so find one for each family member at the same time is practically impossible. I just got the boys plain since their upgraded AP bands just came in and they haven’t used them yet.

 

[alryan]

Maybe some have this:

https://www.doctorofcredit.com/ymmv-kroger-family-15-off-two-100-visa-mc-gift-card-purchase/

Thanks, was about to post. I just ran out and used it. It also stacked with the 4X fuel points. I even got the 4x fuel points for both cards even though it said limit of one. So $200 VCG for $196.90, 800 fuel points, and got to use Am Ex MSR. Win, win, win!