I love credit cards so much! v2.0 (see first page for add'l details)

[wanderlust7]

Hopefully this is a fun one for the churners.

What’s your record for credit card applications in a single month (you can use calendar month or 30 days, doesn’t matter)?

How many players (P1, P2, etc)?

How many were you approved for?

I did 5 in January between me and P2. All approved, but one had to go to recon.

Tomorrow's the day for CIP app! All this SWGE planning helped take my mind off it, lol.

 

[CyndiLouWho]

Just personal cards.


Yeah guess so. The literature says nothing about needing to show it at the airport, you're just supposed to get into the GE line. Good to know. Last time I did Canada was well before GE and all I remember was you did US customs before getting on the plane so I just assumed it worked the same as arriving - get in the GE line. Who knew there'd be line guards.

Maybe we shouldn’t have asked. Sometimes you just gotta act like you know what you’re doing. Lol.

 

[Lain]

I'm soooooo tired of waiting for my Citi card to arrive so I can start tackling that MSR. Hurry up Citi...

Apply for CIP and BBP while you wait.

 

[PolyRob]

DH got a ups email just now that he has a package coming tomorrow

So exciting! I got mine yesterday and I have to admit, the little wooden block is kinda exciting. My CSR also no longer feels special to me. I never had the Ritz Carlton card so this Plat is probably the nicest card I will ever carry

 

[PolyRob]

So, are thunderstorms in the forecast every day normal for this time of year at WDW?

Absolutely! They will be in the forecast daily from June - August and then you're in hurricane season. Sometimes the sky opens up for 10/15 minutes and its dried up so fast from the heat! Don't let it put a "damper" on your plans

 

[amalone1013]

So exciting! I got mine yesterday and I have to admit, the little wooden block is kinda exciting. My CSR also no longer feels special to me. I never had the Ritz Carlton card so this Plat is probably the nicest card I will ever carry

DH is totally a card snob now. I may have to pry it from his fingers eventually. Hes traveling for work tomorrow and not home until 7pm so I will be opening it without him

 

[mom2elal]

Absolutely! They will be in the forecast daily from June - August and then you're in hurricane season. Sometimes the sky opens up for 10/15 minutes and its dried up so fast from the heat! Don't let it put a "damper" on your plans

Thank you! We leave on Friday. So excited!

 

[miztressuz]

Hopefully this is a fun one for the churners.

What’s your record for credit card applications in a single month (you can use calendar month or 30 days, doesn’t matter)?

How many players (P1, P2, etc)?

How many were you approved for?

I'm kinda boring, relatively speaking. We've overlapped MSRs but not too many apps in technically a month. I'm with @WVMomof3 , the double dip was the most in a month followed 32 days later with a CIC app (approved around day 35 I believe) So I kind of count that all together. Followed by app for P2 a few weeks later but it was all for the same spend. So 4 in 60 days is our record.

While hubby would say we got a new card every time he turned around, we're really on the slower side of churning.

 

[wendow]

Haven’t been on all day or much the last few days. We have family visiting and not a lot of free time. I’m heading to the news thread to get caught up!

Just wanted to let y’all know that my dh got a job offer! It’s a job he’s wanted for over a year. He interviewed last year in May but things didn’t work out for various reasons. Anyways, it’s looking like he will definitely accept! So excited for him but also really nervous as he will start traveling some. The job is a remote job so we can move anywhere but we won’t move for two years so we can let our dd16 graduate from here. But just know, for the next two years, y’all are going to be hearing about if we want to move/don’t want to move and if we do where!??

 

[kmc8826]

I don't think so, but I might have missed something too. Hope not as I am meeting spend on my Delta Gold Business now.

Tagging @elgerber. I think what you are referring too is what I mentioned the other day. When the Delta Blue came out I specifically asked them if I could get bonus on it and have other cards. The answer is no. So you can have a Delta Plat, Delta Gold, personal and business versions. Amex just won’t let you get the bonus on the Blue. I think it might have to do with how you can product change the Plat or Gold to the Blue.

View attachment 406582

I am always tempted to say “it’s moo” in real life instead of moot. But I worry half the people won’t get it and just think I am stupid...but it always cracks me up inside.

 

[miztressuz]

Haven’t been on all day or much the last few days. We have family visiting and not a lot of free time. I’m heading to the news thread to get caught up!

Just wanted to let y’all know that my dh got a job offer! It’s a job he’s wanted for over a year. He interviewed last year in May but things didn’t work out for various reasons. Anyways, it’s looking like he will definitely accept! So excited for him but also really nervous as he will start traveling some. The job is a remote job so we can move anywhere but we won’t move for two years so we can let our dd16 graduate from here. But just know, for the next two years, y’all are going to be hearing about if we want to move/don’t want to move and if we do where!??

Congratulations! So exciting. I hope it turns out as good as he's hoping!!

 

[kmc8826]

Today while I was bored on the phone at work I got on the Amex site so I could hide my now closed Bonvoy Biz account. For some reason (all while on the phone) I copied my 15,000 MR referral and went incognito. I have tried that before and nothing different. Today the 75,000 MR with $5000 spend on the Plat came up. I did nothing. But so tempted. And now regretting it.

I am either 3/24 or 4/24 depending if they count my home equity loan from last summer. I don’t want to jeopardize the UR train right now. I thought of getting it for DH but then was paralyzed with thought that maybe I could get the 100k offer for him if I keep trying. If we could make the spend (sad but true we probably could) any thoughts if I should go for it?

 

[mmmears]

So, are thunderstorms in the forecast every day normal for this time of year at WDW?

I think it's pretty typical. But they are usually short and in the afternoon. Our last trip to WDW was in June and sadly we didn't get any at all. We never get them at home, so enjoy them when we are in FL.

Apply for CIP2 and BBP while you wait.

LOL. We are trying this thing where we don't have too many MSRs at once, though. I do have my eyes on both of those though.

Just wanted to let y’all know that my dh got a job offer! It’s a job he’s wanted for over a year. He interviewed last year in May but things didn’t work out for various reasons. Anyways, it’s looking like he will definitely accept! So excited for him but also really nervous as he will start traveling some. The job is a remote job so we can move anywhere but we won’t move for two years so we can let our dd16 graduate from here. But just know, for the next two years, y’all are going to be hearing about if we want to move/don’t want to move and if we do where!??

Congratulations! How exciting!

I am always tempted to say “it’s moo” in real life instead of moot. But I worry half the people won’t get it and just think I am stupid...but it always cracks me up inside.

We say that in our family, but then have to check ourselves whenever someone else is around since we don't want people to think we aren't smarter than Joey. This one always cracks me up.

 

[afan]

Absolutely! They will be in the forecast daily from June - August and then you're in hurricane season. Sometimes the sky opens up for 10/15 minutes and its dried up so fast from the heat! Don't let it put a "damper" on your plans

It's also the south and humid. T-storms can happen even if they aren't in the forecast but you'll appreciate the humidity hopefully being gone for the rest of the day once they are done. You can also get the thunder and lighting without the rain because it doesn't come close enough. It also doesn't always take far to get away from the rain, half mile down the road could be bone dry.

 

[tink89]

Sooo.... what did you decide?

Do I want to go?Yes, but I have so many things to do that I wold have to fit in to my schedule. I am trying to convince myself that its much better to either go In July at a more relaxed paced and/or upgrade our oct stay from PPH to DHL. But still undecided. DH is no help he says " if you want to go lets go".

 

[PolyRob]

Today while I was bored on the phone at work I got on the Amex site so I could hide my now closed Bonvoy Biz account. For some reason (all while on the phone) I copied my 15,000 MR referral and went incognito. I have tried that before and nothing different. Today the 75,000 MR with $5000 spend on the Plat came up. I did nothing. But so tempted. And now regretting it.

I am either 3/24 or 4/24 depending if they count my home equity loan from last summer. I don’t want to jeopardize the UR train right now. I thought of getting it for DH but then was paralyzed with thought that maybe I could get the 100k offer for him if I keep trying. If we could make the spend (sad but true we probably could) any thoughts if I should go for it?

"Multitasking!" I am guilty of it all the time, especially if the call is really riveting

If you think it may put you at 5/24, I would say its probably not worth it right now. If I didn't get the 100,000 offer, I personally wouldn't have opened it. I needed something to occupy me before CIP #3

What is DH's X/24 status? If he isn't in danger of hitting 5/24 and you can find the 100,000 offer or replicate your incognito deal that would be very tempting!

 

[kmc8826]

"Multitasking!" I am guilty of it all the time, especially if the call is really riveting

If you think it may put you at 5/24, I would say its probably not worth it right now. If I didn't get the 100,000 offer, I personally wouldn't have opened it. I needed something to occupy me before CIP #3

What is DH's X/24 status? If he isn't in danger of hitting 5/24 and you can find the 100,000 offer or replicate your incognito deal that would be very tempting!

He is only 2/24. Last cards were CIP April 11 and Amex Delta Gold Biz end of April. Almost done with Delta. I need to come with a plan. Another CIP is pretty tempting! But the Plat is too. The fact that the Amex offers are once per lifetime stresses me out. I don’t want to get a card at the wrong time bonus wise.

 

[ten6mom]

I am always tempted to say “it’s moo” in real life instead of moot. But I worry half the people won’t get it and just think I am stupid...but it always cracks me up inside.

We say that in our family, but then have to check ourselves whenever someone else is around since we don't want people to think we aren't smarter than Joey. This one always cracks me up.

My sister actually got me a T shirt with that quote on it and everyone at works loves it.

I did used to have a manager who said "mute point"... a LOT

 

[ten6mom]

OK so here is my next question.

Looks like we are leaning toward using Chase exclusively for now (baby steps), planning to use UR points transferred to something (Virgin?) transferred to ANA. Still trying to figure out hotels since we likely won't be staying in a chain (big name or otherwise) in Kyoto. (Although probably Hilton in TDR... I do have a Hilton account with no stays!)

Do I need to set up some sort of account with Virgin and ANA to see how many points are necessary? Is it even possible to do this right now as I have no UR points as of yet? Should I just concentrate on accruing the UR and THEN worry about being able to see "how far" (literally and figuratively, I guess) they will get me or is there a way to do that now?

 

[PolyRob]

He is only 2/24. Last cards were CIP April 11 and Amex Delta Gold Biz end of April. Almost done with Delta. I need to come with a plan. Another CIP is pretty tempting! But the Plat is too. The fact that the Amex offers are once per lifetime stresses me out. I don’t want to get a card at the wrong time bonus wise.

Hey, he sounds like me! I was 2/24 from my DD in August. I completely understand wanting the best bonus since you can only get it once. That's the only reason I applied for the Plat. It wasn't even on my radar at 60,000. It peaked my interest at 75,000, but it was not as good compared to the elevated gold for the higher spend and AF. 100,000 got me!