I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

Also... where do I set up my Barclays AA Biz online account?

They have a real classy retro 1990s style website for you: https://aviatorbusinesscard.com

 

[marsh0013]

@marsh0013 is going through the same thing: https://www.reddit.com/r/DISchurners/comments/aj6vx6/news_discussion_thread/eo4exbu/

Thanks @Lain ! I didn’t make the Barclays connection with Jet Blue but remember reading that.

@marsh0013 any update?

Sorry for not coming back to update. I usually DIS on my phone and will all the issues with the redirects, I haven't been on as much. We're in Omaha visiting family for the week, but I brought my laptop, which is what I'm using now. But we're about to head out for the day and won't be back with my laptop for a while. So if there's any other questions, it will be a bit before I can respond.

So I spoke to many different people. The first set told me to fax in my documents. They mentioned documents of incorporation or taxes. I asked if personal taxes would be sufficient since I'm sole prop and have no incorporation. Nobody could give me a straight answer. So I faxed in my personal taxes. Called in to see if that was good. Then was told I wasn't supposed to fax, but I was supposed to email them. So like an idiot, I went ahead and emailed them. Really kicking myself here as I know email is not secure. I should have just told them to cancel my card at that point, not really sure what I was thinking. Anyway, I called back to see if that was sufficient and was told the investigation would take some time. So I'm sure this is all pointless, but who knows. I asked if they'll call my cell and was told they'll call or send a letter. Honestly I'm expecting them to tell me I'm not a business. I guess then they'll close my account? It's still open, I can log in to my account online, or at least I could a few days ago, I should check again.

So seriously frustrating to be approved and then asked for documents after the fact. And I don't know if this is going to affect my ability to get a different Barclay card, say the personal Jetblue card, since I was "approved" for the business card so recently.

 

[Limes96]

Quick question. Is it important to have your biz cards’ limits lowered in the same way the personal cards are...to keep it under a certain % of income?

 

[Bethry]

Hello, interested in being added to the reddit page so I can start getting down to business!

 

[amalone1013]

They have a real classy retro 1990s style website for you: https://aviatorbusinesscard.com

WOW.

I mean, I've seen everyone talk about how bad it is, but nothing really prepares you.

 

[Lain]

Quick question. Is it important to have your biz cards’ limits lowered in the same way the personal cards are...to keep it under a certain % of income?

If you’re talking about Chase, then yes. Their biz cards count as credit extended too, and you’ll want to keep both Chase biz and personal CLs under 50% of household income to increase your odds of automatic (without recon) approval.

 

[pinkxray]

SO and I will be spending our first wedding anniversary on an ABD!!! we are doing the backstage magic one. I have a year and a half to save about 6k from credit card bonuses/msing/bank bonuses. I think I can do it lol I kinda want to do one of these every year. I know a bunch of you guys have done these. does anyone have any suggestions for what we should do for 2021?

I don’t know about ABD but I am just wondering what your plan of attack is to get $6000?
I would love to book a cruise for June 2020 but I don’t know if I can get the $6000 from a few bank bonuses. I am thinking of getting the Chase CIP but am still far off from covering what I need.

 

[afan]

On that note, I pulled up the Rothy's pair I really love to show DH yesterday and saw that they are retiring, so I'm probably out of luck on them restocking my size

I know not many places sell them but try googling the shoes to see if you can find them elsewhere. When my running shoes got retired I was able to find 3 other pairs over a year and a half. One pair came from a shop in germany for a good price last spring. Now I can't find any but used on ebay, no thanks.

 

[SouthFayetteFan]

WOW.

I mean, I've seen everyone talk about how bad it is, but nothing really prepares you.

You expect more out of one of the nation’s 25 largest banks?? Hahaha! Yeah - it is BAD!!

 

[amalone1013]

You expect more out of one of the nation’s 25 largest banks?? Hahaha! Yeah - it is BAD!!

And guess what... when I call the number to activate my employee card... it doesn't recognize the info I entered
The card number is not recognized. At least I put in an $800 payment to plastiq's with DHs and got the processed email from Plastiq right away.

 

[Lain]

Quick question. Is it important to have your biz cards’ limits lowered in the same way the personal cards are...to keep it under a certain % of income?

I should add that if you plan to just churn through Chase biz cards, like many on Reddit, they’ll lower their Chase biz card CLs down to like $500 or $1000 after meeting MSR, and keep applying for Chase biz cards as long as Chase keeps approving them, and end up with like 5 or 6 open Chase biz cards. If you plan to move slower and actually use these cards, like the CIC’s 5x at office supply stores, or PC a CIP to a CIC or CIU eventually (vs. applying for the CIC/CIU directly for their SUBs), then you might want to keep a CL of about $5k, or have enough CLs on other Chase biz cards to move over to the card you want to use or PC.

 

[Ngwira]

Sorry for not coming back to update. I usually DIS on my phone and will all the issues with the redirects, I haven't been on as much. We're in Omaha visiting family for the week, but I brought my laptop, which is what I'm using now. But we're about to head out for the day and won't be back with my laptop for a while. So if there's any other questions, it will be a bit before I can respond.

So I spoke to many different people. The first set told me to fax in my documents. They mentioned documents of incorporation or taxes. I asked if personal taxes would be sufficient since I'm sole prop and have no incorporation. Nobody could give me a straight answer. So I faxed in my personal taxes. Called in to see if that was good. Then was told I wasn't supposed to fax, but I was supposed to email them. So like an idiot, I went ahead and emailed them. Really kicking myself here as I know email is not secure. I should have just told them to cancel my card at that point, not really sure what I was thinking. Anyway, I called back to see if that was sufficient and was told the investigation would take some time. So I'm sure this is all pointless, but who knows. I asked if they'll call my cell and was told they'll call or send a letter. Honestly I'm expecting them to tell me I'm not a business. I guess then they'll close my account? It's still open, I can log in to my account online, or at least I could a few days ago, I should check again.

So seriously frustrating to be approved and then asked for documents after the fact. And I don't know if this is going to affect my ability to get a different Barclay card, say the personal Jetblue card, since I was "approved" for the business card so recently.

I am following your story closely as I just received my JetBlue biz. I already have an aviator biz. I successfully activated and made a few purchases, but who knows what will happen. When did you notice you couldn’t use the card?

 

[*WDW*Groupie*]

@speedyfishy I recommend all of the ABDs! They are AMAZING! If you have any questions about ones I have done lmk and I will try my best to answer!

You should check out the Disney GC deals thread. A lot of helpful advice over there. I usually get my Disney GCs around 10-15% off, though there are some that do much better. Then I load them to the Disney GC dot com site (you can load up to $1,000.00 per card) and use the GCs to pay for my ABDs.

 

[Limes96]

I should add that if you plan to just churn through Chase biz cards, like many on Reddit, they’ll lower their Chase biz card CLs down to like $500 or $1000 after meeting MSR, and keep applying for Chase biz cards as long as Chase keeps approving them, and end up with like 5 or 6 open Chase biz cards. If you plan to move slower and actually use these cards, like the CIC’s 5x at office supply stores, or PC a CIP to a CIC or CIU eventually (vs. applying for the CIC/CIU directly for their SUBs), then you might want to keep a CL of about $5k, or have enough CLs on other Chase biz cards to move over to the card you want to use or PC.

Thanks for the help. Much appreciated. I just SMed them to ask for a $2k limit on my CIP, so I guess I’ll be somewhere in the middle.

 

[DisneyMandC]

And guess what... when I call the number to activate my employee card... it doesn't recognize the info I entered
The card number is not recognized. At least I put in an $800 payment to plastiq's with DHs and got the processed email from Plastiq right away.

I had a problem getting my card activated too. I can't remember what ultimately happened, but I know I had to talk to someone. Everyone I spoke to at Barclays was incredibly rude. The first person I talked to couldn't find my account at all and when I finally mentioned AGAIN that it was a business card she snippily said "this is the personal line, you need to talk to someone in the business section." Ma'am, I just pressed the buttons and you were the one who answered...

 

[*WDW*Groupie*]

@Lain my Rothy's arrived today! I paid for 3 day shipping yesterday -- that's impressive service!

OMG I am !

 

[Haley R]

Oh goodness, no I wouldn’t listen to hours of that either. I’d totally drug them lol!

I drugged them this morning and one of the cats refused to eat all of his. I don’t think he even ate half. I’m gonna take them on a ride in about 30 minutes so we’ll see how it goes

 

[hulagirl]

I’m always reading here, trying to keep up. But by the time I catch up I’ve run out of time to post. Got a terrible sinus headache today and it’s slowing me down from normal activities. Nice to see @hulagirl back to posting. I remember your posts last fall because you’re a great writer! You’re not a freelance writer are you? (Good small business for biz cards I bet!)

This was so nice to read... thank you! I've been a photoblogger for a long time but writing is my true passion and I've actually just started to pursue freelancing now that my youngest is settled into college and my little puppy doesn't need me anymore. We'll see where it goes! This comment was such a great encouragement. Thank you! I hope your headache feels better quickly!

 

[amalone1013]

I had a problem getting my card activated too. I can't remember what ultimately happened, but I know I had to talk to someone. Everyone I spoke to at Barclays was incredibly rude. The first person I talked to couldn't find my account at all and when I finally mentioned AGAIN that it was a business card she snippily said "this is the personal line, you need to talk to someone in the business section." Ma'am, I just pressed the buttons and you were the one who answered...

Was yours the actual biz owner card? Or the employee card? Just curious.

 

[afan]

Different targetb, still tons of vv. 3 wagons again, tons of coolers the other didn't have, bags, backpacks, chairs, cornhole, umbrella. Way less clothes and still no wristlets/ small bags. So crazy.

Annoyed because the starbucks is broken and I wanted hot chocolate.