I love credit cards so much! v2.0 (see first page for add'l details)

[Lain]

Yeah...so DH applied for LAST NAME CONSULTING. So what now?

Chase will want to see a fictitious business name certificate or something official like a tax form with LAST NAME CONSULTING on it, and DH as the owner. Or DH could try to ask the rep to correct his application to FIRSTNAME LASTNAME. Or try again in 30 days with FIRSTNAME LASTNAME.

 

[palhockeymomof2]

Yeah...so DH applied for LAST NAME CONSULTING. So what now?

Since you can’t document that name have him wait 31 days then apply first name, last name

 

[punkin]

I will do that. Thank you.

 

[CyndiLouWho]

So, I just redeemed some AA miles and used my latest card's $250 travel credit for actual flight and car through the AAvacations site. I didn't want to do it because I need all that for WDW but it's a situation where better to do it than pay cash and actually better flight options on AA portal.

Long story short - my MIL went for a shot in her back about 6 weeks ago. To help with back pain. Doctor nicked a nerve and she immediately lost all feeling below the waist. Had to have emergency surgery to relieve a hematoma in her spine. Hasn't been able to move her legs or any feeling below waist since. Was in ICU for 3 weeks, then moved to a rehab facility and in a few days is moving to a different one. They are going to have to sell their 4000sqft 2-story and get a small ranch. My dh needs to go back to help his dad in about 10 days.

Was super thankful to have the miles and travel credit. SOOOO much cheaper than cash for flight and car!

omg. I’m so sorry. Hope your MIL recovers

 

[FloridaNative8]

I’ve always felt like a peasant reading about how you and Plane Princess travel in such style. So it’s me who’s humbled that you find this stash anywhere near impressive, because that makes me think I can plan some pretty awesome trips with these points.



I hit Amex really hard last year, including calling in for the 100k MR Biz Plat and self-referrals when I could. The only MR-earning biz card I still don’t have is the BBP. That’s next, hopefully with a self-referral. The only MR-earning personal cards with any significant SUBs left are the Platinum flavors, i.e., the Ameriprise, Morgan Stanley, and Charles Schwab. Then there’s the Green, Blue, and Everyday cards that are small potatoes. However, I can’t touch any of those until I’m willing to give up being under 5/24, which I won’t be again until maybe next spring. I can’t go for the Blue or Everyday if I go for the BBP, because that’ll max out my 5 Amex credit cards limit, unless and until I can close another one. I can’t go for the Morgan Stanley Plat unless I’m willing to fund a $5k investment account. I won’t go for the Charles Schwab Plat until I’m about done and by then maybe tempted with a cash out.

Right now, I’ve been focusing on maximizing a lot of MR-earning Amex Offers. I had a streak of good luck a few months back when I got some of the same Amex Offers as MR and statement credit, making double dipping those a no brainer. Also, with the Amex Gold earning 4x MR now, and Meta MCGCs liquidating at only 1% on Plastiq, I find myself buying a lot of MCGCs from supermarkets these days to pay bills.

This is all in one player mode, so I’m about tapped out, but my wife doesn’t have any MRs to her name yet and has all these cards to look forward to (one’s she doesn’t have to call for, at least).

Wow. It’s just so cool to see how everyone maximizes the benefits and programs to reach their goals!!

I’m still *just* chasing SUBs... but I’m soaking in all of the strategy around stacking offers and optimizing bonus categories, even though I know it all may change.

This really is the coolest community out there, thank you to everyone for being so great!!

 

[punkin]

In the meantime, I need a card because I certainly have spend. So what's a better bet? Barkley's business AA for 75k miles or Chase United for 65K. I have use for both miles and I'm 0/24 for chase.

 

[snugglebug]

I have the Motherlode Junior and love it.

I used it this past weekend for a quick trip to San Antonio. I overpacked since it was outdoor Air Force graduation and weather was all over the place, I had no clue what I was going to wear. Fit all of my stuff and my daughters with room to spare. Leaving Friday for Costa Rica and I'll be using it again. I'm not sure if I'll try to squeeze dh's stuff in with mine or just use it for my stuff, I'm sure I'll overpack again.

In a perfect world everyone would have their own and no checked luggage for our Hawaii trip, but I'm pretty sure we're taking the air mattress so I'm not sure I'll be buying another backpack. I would love to get dh the regular size though, I could see us using the two of them for weekend softball games, etc.

 

[SouthFayetteFan]

In the meantime, I need a card because I certainly have spend. So what's a better bet? Barkley's business AA for 75k miles or Chase United for 65K. I have use for both miles and I'm 0/24 for chase.

Both!

 

[punkin]

Both!

Lol. Ok!

 

[SouthFayetteFan]

Lol. Ok!

Are you talking about the United Biz or United personal card? I truthfully have NO knowledge of United cards, their best offers, and such so maybe don't jump into both until somebody who knows what they're talking about opines! The Barclays though, that seems like a no-brainer and it's only a $1k MSR so you'll crush that quickly probably (which truly makes both an option).

 

[punkin]

Are you talking about the United Biz or United personal card? I truthfully have NO knowledge of United cards, their best offers, and such so maybe don't jump into both until somebody who knows what they're talking about opines! The Barclays though, that seems like a no-brainer and it's only a $1k MSR so you'll crush that quickly probably (which truly makes both an option).

I'm thinking United personal. There's a 65k offer

 

[punkin]

I'm thinking United personal. There's a 65k offer

Sorry...60k offer

 

[afan]

The ones I get actually have the same area code that I have. They aren't local, but they found a way to make it look like it's local so people answer it. I specifically don't answer local numbers unless I know who it is. Of course, this creates issues when doctors call, etc. So annoying.[/QUOTE]

This is why I'm glad I still have my NC number it means I rarely answer the phone I know if it's an area code for the seattle area it's a pretty safe bet it's actually for me. One out of twenty aren't but the rest are. I just block the numbers with other area codes that don't leave a message.

 

[SouthFayetteFan]

Plastiq clarifies that any payments scheduled under 1.5% will be honored (on dead promo)

Per DoC at the top of this post: https://www.doctorofcredit.com/plastiq-promotion-for-1-5-fee-on-mastercard-payments-1-discount/

Update 5/7/19: Plastiq has clarified that, “if a Plastiq customer was quoted the 1.5% promotional Plastiq fee on the payment review page and then submitted the payment successfully, we will honor that promotional pricing – as long as it was in compliance with our terms of service. This includes future scheduled or recurring payments that saw the promotional fee upon payment submission. Please note that future scheduled payments will lose promotional pricing if they are edited.”

 

[Haley R]

What’s the offer code for? I agree. They seem to have plenty of rooms open for the summer and they’re trying to entice but the prices are still so high.

30% off deluxe and deluxe villas. Then lower discounts for the cheaper tiers of resorts. We’ve gotten these codes before and I’ve never felt like they were that good of deals

 

[vanjust14]

So, could I just cycle 500 back to Tmobile Money and then to Chase once a month to fulfill the 6 months? Thanks for the update on this one.

I believe so...that's what I plan to do!

 

[Haley R]

OMG...cat story! Last night I was awake every hour and had to leave early to babysit the grands so the sitter could go to an appointment. So, around 5, one cat made a big scuffle soon joined by the other cat. In the dim light I saw him with something in his mouth and I'm in my bed so I'm sort of freaking out. Then he dropped the item and I was sure I saw it move.

Meanwhile I'm yelling/screaming because I don't like even the idea of a strange creature whether it be spider or good heavens a mouse in my house so I have a guy for that - Orkin comes regularly.

Finally get the light switched on and Cat is sitting there with the thing in front of him.

The thing? A brown paper napkin crumpled up....

The cat was confused at me but immediately rebounded, demanding his breakfast 2 hours early.

We have a similar story from last night! Our cat was freaking out and biting something on the floor. He was rolling on the carpet too which he never does (our girl cat does it all the time). We were sure it was a bug that he was attacking and we didn’t want him to eat it. Turns out it was a piece of carpet... lol

 

[DrFacilier]

Bummed that my first Plastiq payment has been delayed. I paid $225 (on my CIP of course) for my daughters local basketball camp and they want proof that it is legit. I sent them a copy of the (pretty lame looking) registration form and a link to the facebook page. Hoping that is enough. Anyone else go through something like this and/ or have any tips?

 

[Haley R]

I dealt with the same situation a few years ago (2015) when we used URs to book at Tivoli in Copenhagen. I couldn't find my booking online and the hotel did not see any reservation for me. Chase said the same thing and I said that was unacceptable. There were a number of phone calls to Chase and emails to the hotel. I looked back through my emails and it seems that I wound up calling Chase, speaking to a supervisor and telling them that the hotel said they had not received a reservation from the travel agency. I finally got Chase to give me a reservation number and the hotel was able to confirm it.

I sent an email to the hotel and they already got back to me confirming our reservation so everything’s good! I’m glad I don’t have to worry about that anymore. It makes me confident in staying at their hotel too

 

[disneymagicgirl]

I have the CSR and the Amex Plat what car rental place should I use if I want to get a fancy upgraded car. SO is about to turn 25 and we can finally book cars at a reasonable price lol.

omgosh u just made me feel sooooo OLD