I love credit cards so much! v2.0 (see first page for add'l details)

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I have 100 pages to catch up on, you prolific posters! I needed to thank each and every one of you first, though. I waded seriously into this board after i cancelled my August 2019 trip to celebrate my 50th birthday with the mouse. Couldn't afford it and the group March 2020 trip.

Further discounts came out and yesterday i rebooked a shorter trip at a value resort with base tickets and free dining. Thanks to the csp i got because of you, i should be able to fly free on both trips. That plus the first stay in a value makes it all possible.
:D
The child in me that will celebrate turning 50 inside the Animal Kingdom loves you all!:worship:
 
Cleaning up my accounts today and I am closing all three Citi Biz cards. I think I’ll also be closing my personal cards. It is super easy to do via chat.

Moved money out of the Fidelity accounts that we opened in July. It took me an embarrassingly long time to figure out how to transfer money out lol. I was going to close them but I have to call. ugh, lol.
 

We’ll look into some credit unions. We really only get cash from playing in the band which won’t be happening after we move. It’s just nice to have a bank nearby in case we want to get cash out or deposit some. I absolutely love our Heritage account. We still get $70/month in interest which is awesome and they refund you $8/month on ATM fees

Since your brother is USN, why don't you get him to sponsor you for a Navy Federal Credit Union bank account? It's worldwide pretty much and you can use countless ATM's for free. There are a few branches near Melbourne and 50 locations within 25 miles to use free ATM's. You would need his access number and his last 4 to sign up. If he isn't a member, he should be (I'd be really surprised if he isn't a member.)

You have to keep $5 in your savings to keep the account. Your brother gets $50 for signing you up. Then you can refer your hubby.
 
Soooo... DH now has 23,000 points on his Arrival Plus. I want to redeem them against a $250 charge for our Disney stay... but it will only let me do $225 worth? Since the last $5 in points was just earned on that charge do I need to wait until statement close? On mine I could redeem exactly the amount down to the penny :confused3 but then mine are from the SUB/MSR and posted at the beginning of April, and I've had a statement close since then.... that's the only difference I can think of?
 
Before I buy any more Visa or MC gift cards, I need to figure out how to liquidate them. Every time I go to use one, I look at my 4MR on groceries and restaurants - Rose Gold, or my 4 cents on gas, Costco Visa card, or my 2 cents on everything - Navy Flagship card, or even my Hyatt and Amtrak cards.....

I guess I'm going to have to try this out as I can't keep running around with this cash equivalent in my bag and pulling out my credit cards instead. I have the new Safeway offer and I've done it twice already (when offered last two times) and I have most of the cards in my bag.

That Staples offer is calling also.
 
Before I buy any more Visa or MC gift cards, I need to figure out how to liquidate them. Every time I go to use one, I look at my 4MR on groceries and restaurants - Rose Gold, or my 4 cents on gas, Costco Visa card, or my 2 cents on everything - Navy Flagship card, or even my Hyatt and Amtrak cards.....

I guess I'm going to have to try this out as I can't keep running around with this cash equivalent in my bag and pulling out my credit cards instead. I have the new Safeway offer and I've done it twice already (when offered last two times) and I have most of the cards in my bag.

That Staples offer is calling also.
I'm really bad about this too. I'm trying to have more of a plan before buying them... currently it's been either Swagbucks/Best Buy to turn them into Disney GCs, or Plastiq payments if they are MCGCs. I am debating trying MS...
 
Do you know if vgc’s pin is also last 4 of card? Do they play well with serve?

correct. i havent heard anything wrong with vgc and serve.
Currently, MCGCs are having issues with Serve, but BB is still working just fine.
Before I buy any more Visa or MC gift cards, I need to figure out how to liquidate them. Every time I go to use one, I look at my 4MR on groceries and restaurants - Rose Gold, or my 4 cents on gas, Costco Visa card, or my 2 cents on everything - Navy Flagship card, or even my Hyatt and Amtrak cards...

i pay most of my bills on MCGCs and/or VGCs. only bill i havent figured out how to pay for free is my gas bill.
 
Since your brother is USN, why don't you get him to sponsor you for a Navy Federal Credit Union bank account? It's worldwide pretty much and you can use countless ATM's for free. There are a few branches near Melbourne and 50 locations within 25 miles to use free ATM's. You would need his access number and his last 4 to sign up. If he isn't a member, he should be (I'd be really surprised if he isn't a member.)

You have to keep $5 in your savings to keep the account. Your brother gets $50 for signing you up. Then you can refer your hubby.
The closest one to us would be about a half hour drive. We’re just gonna go with chase because they’re really close to our house. The problem isn’t using ATMs (I was wrong earlier, we get $25 a month in ATM fees through heritage). We just need somewhere to deposit money in a checking account.
 
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