Thank you for your replies!
They said the only thing they could do is leave the borrowed 2025 points alone and move my 2023 points into 2024. Those points can be banked, if needed.
I can’t believe I messed it up! I usually write it all down ahead of time and then look at it. If I need to bank points, I do it the day before booking. I then look at my paper as I make a reservation. I didn’t do that this time because we were at WDW

Lesson learned!
Grateful Member Services could help.