I really can't decide if I'm worried about UY or not. I understand the wisdom of not traveling in the last four months of your UY, but I'm just trying to get a sense of how often folks actually end up needing to cancel? I've never canceled any trip before, but I also haven't really planned many trips 11 months in advance before. I'm curious to hear what kinds of things have caused you to need to cancel? (So maybe I can gauge whether these are likely in our situation or not.) What have you done when you've had to cancel in the last four months of the UY - rent out your reservation or your points? Donate your trip? Try to reschedule for a different week within the last four months? Thanks for any insight!