"$1200."
Me, too. That is how much I save during the year in a Christmas account. It must include everything: gifts, food for all the meals (I host), decorations, wrapping, dog hotel, help on a family AirBnB if used. I actually try to come in at $1000 so that I have a head start on the savings in the New Year. If I do need the whole $1200, it's there. But not a dime more.