We'll be looking to add on in the next year or two to our current 150 pts at SSR.. our boys are growing up, and we'll need to start looking at 1 bedrooms for at least one stay a year..probably going to add at least another 100 pts..
If you want to do any Adventures by Disney trips, the minimum is around 500-600 per person, so you would need at least that much for a party of three, using banked, current, and future points!
We have 250 and looking to add-on through resale to go on the Adventures vacations. And don't forget Hawaii!