I had called my guide for my brother on Friday, 10/14 and she told me if they purhcased then that they would close by the end of November. My brother made the call over that weekend (15/16) - they received their paper work within a few days and he just had it sent back by Fed Ex. He did not finance though - not sure how much time is saved this way - (he put it on his cc for rewards and took out a home equity loan). His guide told him the same thing. Have you called yet? Your circumstances might be different. Not sure if it helped. Good luck.