I booked a 1 night stay at AKL and paid with my debit card $475. We're also staying 5 nights at BLT on points. We decided to add another day so I'm booking 2 night AKV on points and canceled my cash AKL ressie. The CM said it can take 3 billing cycles to get the refund?? 3 months? Surely not.... Anyone have any experience with how long it actually takes the refund to hit the bank?