how good does your credit have to be to buy into the DVC property with

[NatashaDisneyCM]

That's exactly right. Years ago my credit got ruined for circumstances i couldn't control untill it was to late. now that my credit is somewhat decent and getting better all the time my family and I thought we would love to do something where we can go on vacation every year and not have to worry about dishing out money. We would have it paid of within a year and a half maybe two it's just that right now with the car my hands on money had to go there. I guess I will let everybody know what happens I love that people take the time to tell everyone what they think and feel.Thanks you I really appreciate it.

Not to feel bad, I am in the same boat. But I do go to Disney 4~5 times a year and have since 1997. Every time staying in Deluxe resorts. I finally broke down and bought yesterday! I met with them back in Aug. so I knew what I wanted to do. I will over time add in more points. But got what I can start with. My monthly payment is what I spent on sneakers this week! lol
and I will graduate from College soon.
So I just plan on paying more when I can to wipe out the payments sooner!
I got approved right away via phone. So I went with it.
much cheaper for me doing this way. I will save in the long run, because I will cut some trips out now!
good luck!