Hi everyone, Can someone share with me how the Disney Visa works... i.e. how much points you earn for purchases? How many points required for reward redemption (what are the rewards--hotel night, cruise, voucher?) Is there an annual fee? We have the hilton honors card and it has taken us 3 years to rack up some pretty decent points. Currently we charge regular monthly purchases like gas and groceries and pay it off once per month. We earn 3 points per $1 and 1 night at a hotel can be anywhere from 10,000 to 50,000 points per night. Just curious about the Disney visa and if it works the same way. Thanks!