Texmusic, I called. I wasn't suppose to be charged on the card because of having the dining plan. I did my reservations online and probably missed clicking something.
What I was told is, I could have it refunded and rebooked. But, they have the seating in kind of a priority list according to when you booked, which for us was right at the 180 day mark. So, if I was refunded now, it would be rebooked and I would end up on the bottom of the list.
Instead, they told me I could get it sorted out when I am there, either at my resort desk possibly or at the Hoop Dee Doo when I arrive. They said it wouldn't be a problem and such I wouldn't be put at the bottom of the list by refunding and rebooking now. I'll talk to the resort on that day, or just wait until I get there to tell them the mixup and it will be on the dining plan.